Free
Joining Fee
- Joining Fee
- Free
- Annual Fee
- AED 210
- Minimum Salary
- AED 5,000
Islamic
DIB Consumer Cashback Reward Credit Card
Earn 3% cashback on selected UAE everyday categories after AED 3,000 monthly retail spend, capped at AED 1,000 per billing cycle.
Updated Sep 2026
≈ AED 9,996 potential value / year
At a glance
Fees and eligibility
Joining FeeFree
Annual Fee
AED 210
Minimum SalaryAED 5,000
Monthly Profit Rate
3.69%
Rewards
| Category | Under AED 3,000 | AED 3,000+ |
|---|---|---|
Automotive Capped at AED 300 a month | 0% | 3% |
Education, Grocery Capped at AED 200 a month each | 0% | 3% |
Fuel, Utilities Capped at AED 100 a month each | 0% | 3% |
Nol, Salik Capped at AED 25 a month combined | 0% | 3% |
| Category | Under AED 3,000 | AED 3,000+ |
|---|---|---|
Automotive Capped at AED 300 a month | 0% | 3% |
Education, Grocery Capped at AED 200 a month each | 0% | 3% |
Fuel, Utilities Capped at AED 100 a month each | 0% | 3% |
Nol, Salik Capped at AED 25 a month combined | 0% | 3% |
Tiers are total monthly spend on the card. Total rewards capped at AED 1,000 a month
Rewards
3%
on supermarket and hypermarket purchases and school fees in the UAE.
3%
on automobile servicing in the UAE.
3%
on Etisalat and du bills, fuel and utility bills in the UAE.
3%
on Salik and nol recharges in the UAE.
1,000AED
maximum total cashback per billing cycle.
Rewards Calculator
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Eligibility
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
October Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Additional Benefits
Complimentary travel medical insurance
Up to USD 100,000 of travel and medical cover when eligible flight tickets are booked with the card.
Complimentary roadside assistance
Up to 2 times per year.
Fees
210AED
Annual Fee
3.69%
Monthly Profit Rate
Frequently Asked Questions
Get answers to common questions about DIB Consumer Cashback Reward Credit Card credit card
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