For Emirates flyers, ENBD Skywards Infinite is the top direct earner. For Etihad flyers, ADCB or FAB Etihad Guest Infinite. For Air Arabia, RAKBANK Air Arabia Platinum. If you fly multiple airlines, Citi Rewards (ThankYou Points convertible across programmes) or Liv Cashback (cashback-to-miles flexibility) usually beats single-airline cards.
Best Airline Credit Cards in the UAE
Best UAE airline cards: Skywards (ENBD/EI), Etihad Guest (ADCB/FAB/EI), Air Arabia (RAKBANK), and Dnata travel — miles, tier perks, lounge access.
See cards
EMIRATES NBD
ENBD Skywards Infinite Credit Card
Annual Fee: AED 1,575
Bonus: Up to 100,000 Skywards Miles
Complimentary Emirates Skywards Silver membership
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Etihad Guest Infinite Credit Card
Welcome Bonus: 60,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per 1 USD
RAKBANK
RAKBANK Air Arabia Platinum Credit Card
20,000 AirRewards Bonus Points
Complimentary Annual Ticket
Best Airline Credit Cards in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Premium | AED 25,000 | Top Skywards Miles earner with Emirates bonus categories |
 | Paid | AED 12,000 | Mid-tier Skywards Miles earner |
| Premium |
June Spotlight
Liv by Emirates NBD
Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
Why choose Airline Credit Cards in the UAE
1.
Match the card to your most-flown airline
Airline-branded cards earn miles only in that programme. If you fly Emirates exclusively, Skywards cards win. If you mix airlines, a flexible-points card (Citi Rewards, Liv Cashback with miles conversion) often delivers more total value.
2.
Premium tier perks add up for frequent flyers
Infinite-tier airline cards add Priority Pass lounge access, premium travel insurance, and concierge — material if you fly 4+ trips a year. For 1-2 trips annually, a lower-tier or flexible-points card usually nets more value.
6 cards in the UAE
Sort by
EMIRATES NBD
ENBD Skywards Infinite Credit Card
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
Not sure which card to pick?
Try the UAE Credit Card Picker
Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.
