Options include Skywards (ENBD/EI), Etihad Guest (ADCB/FAB/EI), Air Arabia (RAKBANK), and Dnata travel — miles, tier perks, lounge access.
EMIRATES NBD
ENBD Skywards Infinite Credit Card
≈ AED 10,943 potential value / year · incl. perks
Annual Fee: AED 1,575
Bonus: Up to 100,000 Skywards Miles
Complimentary Emirates Skywards Silver membership
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Etihad Guest Infinite Credit Card
≈ AED 13,998 potential value / year · incl. perks
Welcome Bonus: 60,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per 1 USD
Up to 4 class upgrade vouchers
RAKBANK
RAKBANK Air Arabia Platinum Credit Card
20,000 AirRewards Bonus Points
Complimentary Annual Ticket
Free Airport Transfers
Best Airline Credit Cards in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Premium | AED 30,000 | Top Skywards Miles earner with Emirates bonus categories |
 | Paid | AED 12,000 | Mid-tier Skywards Miles earner |
| Premium | AED 25,000 | Etihad Guest Miles with Etihad flight bonuses + Visa Infinite benefits |
 | Premium | AED 25,000 | FAB's Etihad Guest top tier with similar miles and Visa Infinite perks |
| Paid | AED 7,500 | Air Arabia rewards programme — entry-tier airline card for budget-airline frequent flyers |
 | Paid | AED 25,000 | Dnata travel ecosystem with Skywards Miles on travel and dining spend |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Premium | AED 30,000 | Top Skywards Miles earner with Emirates bonus categories |
| Paid | AED 12,000 | Mid-tier Skywards Miles earner |
| Premium | AED 25,000 | Etihad Guest Miles with Etihad flight bonuses + Visa Infinite benefits |
| Premium | AED 25,000 | FAB's Etihad Guest top tier with similar miles and Visa Infinite perks |
| Paid | AED 7,500 | Air Arabia rewards programme — entry-tier airline card for budget-airline frequent flyers |
| Paid | AED 25,000 | Dnata travel ecosystem with Skywards Miles on travel and dining spend |
ENBD Skywards Infinite Credit Card
Annual feePremium
Min. salaryAED 30,000
HighlightTop Skywards Miles earner with Emirates bonus categories
ENBD Skywards Signature Credit Card
Annual feePaid
Min. salaryAED 12,000
HighlightMid-tier Skywards Miles earner
ADCB Etihad Guest Infinite Credit Card
Annual feePremium
Min. salaryAED 25,000
HighlightEtihad Guest Miles with Etihad flight bonuses + Visa Infinite benefits
FAB Etihad Guest Infinite Credit Card
Annual feePremium
Min. salaryAED 25,000
HighlightFAB's Etihad Guest top tier with similar miles and Visa Infinite perks
RAKBANK Air Arabia Platinum Credit Card
Annual feePaid
Min. salaryAED 7,500
HighlightAir Arabia rewards programme — entry-tier airline card for budget-airline frequent flyers
ENBD Dnata World Credit Card
Annual feePaid
Min. salaryAED 25,000
HighlightDnata travel ecosystem with Skywards Miles on travel and dining spend
September Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why choose Airline Credit Cards in the UAE
1.
Match the card to your most-flown airline
Airline-branded cards earn miles only in that programme. If you fly Emirates exclusively, Skywards cards win. If you mix airlines, a flexible-points card (Citi Rewards, Liv Cashback with miles conversion) often delivers more total value.
2.
Premium tier perks add up for frequent flyers
Infinite-tier airline cards add Priority Pass lounge access, premium travel insurance, and concierge — material if you fly 4+ trips a year. For 1-2 trips annually, a lower-tier or flexible-points card usually nets more value.
6 cards in the UAE
EMIRATES NBD
ENBD Skywards Infinite Credit Card
- Salary: AED 30,000+
- Joining Fee: AED 3,148.95
- Annual Fee: AED 1,575
- Bonus: Up to 100,000 Skywards Miles
- Complimentary Emirates Skywards Silver membership
EMIRATES NBD
ENBD Skywards Signature Credit Card
- Salary: AED 12,000+
- Joining Fee: AED 1,573.95
- Annual Fee: AED 735
- Earn 40,000 bonus Skywards Miles.
- 1.5 Skywards Miles per USD on Emirates, flydubai
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Etihad Guest Infinite Credit Card
- Salary: AED 40,000+
- Annual Fee: AED 2,625
- Welcome Bonus: 60,000 Etihad Guest Miles
- Up to 3 Etihad Guest Miles per 1 USD
- Up to 4 class upgrade vouchers
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Infinite Credit Card
- Salary: AED 30,000+
- Annual Fee: AED 2,625
- Bonus: Up to 200,000 Etihad Guest Miles
- 7.5 Etihad Miles per AED 10 spent
- Fast track to Etihad Gold membership.
RAKBANK
RAKBANK Air Arabia Platinum Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 420
- 20,000 AirRewards Bonus Points
- Complimentary Annual Ticket
- Free Airport Transfers
EMIRATES NBD
ENBD Dnata World Credit Card
- Salary: AED 25,000+
- Joining Fee: AED 1,048.95
- Annual Fee AED 1,048.95
- Welcome Offer: Up to AED 2,500 travel vouchers
- Earn 15% dnata Points on dnata spends.
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Airline Credit Cards in the UAE
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