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AboutUnlock my cardsOffersBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

Best ENBD Voyager Credit Cards — Travel Miles & Airport Lounges in the UAE

Best ENBD Voyager Credit Cards — Travel Miles & Airport Lounges in the UAE

Compare the two Emirates NBD Voyager travel cards — Voyager World (no annual fee, from AED 12,000) and Voyager World Elite (from AED 25,000).

See cards

Earn up to 12 Voyager Miles per AED on the ENBD travel portal, a welcome bonus up to 150,000 Miles, and airport lounge access on both tiers.

ENBD Voyager World Credit Card Design

EMIRATES NBD

ENBD Voyager World Credit Card

≈ AED 16,386 potential value / year · incl. perks · incl. welcome bonus

No Annual Fee

6 Voyager Miles on every AED spent on Voyager Travel Portal

3 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design

EMIRATES NBD

ENBD Voyager World Elite Credit Card

≈ AED 27,949 potential value / year · incl. perks

No Annual Fee for the first year

12 Voyager Miles on every AED spent on Voyager Travel Portal

6 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Best ENBD Voyager Credit Cards — Travel Miles & Airport Lounges in the UAE compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeMin. salaryWhy it stands out
ENBD Voyager World Credit Card
ENBD Voyager World Credit Card
FreeAED 12,000No annual fee from AED 12,000 — 6 Voyager Miles/AED on the ENBD travel portal, 75,000 Miles welcome bonus, airport lounge access
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575AED 25,000Top travel tier from AED 25,000 — 12 Voyager Miles/AED on the portal, 150,000 Miles welcome bonus, accelerated Miles on all travel
CardAnnual feeMin. salaryWhy it stands out
ENBD Voyager World Credit Card
ENBD Voyager World Credit Card
FreeAED 12,000No annual fee from AED 12,000 — 6 Voyager Miles/AED on the ENBD travel portal, 75,000 Miles welcome bonus, airport lounge access
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575AED 25,000Top travel tier from AED 25,000 — 12 Voyager Miles/AED on the portal, 150,000 Miles welcome bonus, accelerated Miles on all travel
ENBD Voyager World Credit Card

ENBD Voyager World Credit Card

Annual feeFree
Min. salaryAED 12,000
HighlightNo annual fee from AED 12,000 — 6 Voyager Miles/AED on the ENBD travel portal, 75,000 Miles welcome bonus, airport lounge access
ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

Annual feeAED 1,575
Min. salaryAED 25,000
HighlightTop travel tier from AED 25,000 — 12 Voyager Miles/AED on the portal, 150,000 Miles welcome bonus, accelerated Miles on all travel

August Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

See all
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Credit Card

Salary: AED 12,000+

75,000 Miles after AED 35,000 spend

No Annual Fee

6 Voyager Miles on every AED spent on Voyager Travel Portal

3 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

Salary: AED 25,000+

150,000 Miles after AED 70,000 spend

No Annual Fee for the first year

12 Voyager Miles on every AED spent on Voyager Travel Portal

6 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Why choose ENBD Voyager

1.

Up to 12 Voyager Miles per AED

Voyager World Elite earns 12 Miles/AED and Voyager World earns 6 Miles/AED on bookings through the ENBD Voyager travel portal — among the highest travel-portal earn rates in the UAE — plus accelerated Miles on all other travel spend.

2.

Welcome bonus up to 150,000 Voyager Miles

Voyager World includes a 75,000-Mile welcome offer and Voyager World Elite a 150,000-Mile offer on qualifying spend — enough for multiple reward flights or hotel redemptions when you book through the Voyager portal.

3.

Airport lounge access on both tiers

Both Voyager cards include complimentary airport lounge visits, with added travel privileges and a higher earn rate on the Elite tier.

4.

No annual fee to start

Voyager World is free for life and Voyager World Elite waives the first-year annual fee — so the Miles you earn are pure value from day one.

Voyager World or Voyager World Elite?

1.

Salary AED 12,000–24,999 → Voyager World

Voyager World is your entry point: no annual fee, 6 Voyager Miles per AED on the travel portal, a 75,000-Mile welcome bonus, and airport lounge access. A strong free travel card at this salary band.

2.

Salary AED 25,000+ and you book travel through the portal → Voyager World Elite

Elite doubles the portal earn rate to 12 Miles per AED and the welcome bonus to 150,000 Miles. If you regularly book flights and hotels through the ENBD Voyager portal, the higher earn rate compounds quickly versus Voyager World.

Compare what you'd earn on each Voyager card

Adjust your monthly spending to see how cashback changes across cards.

ENBD Voyager World Credit Card

Emirates NBD

ENBD Voyager World Credit Card

Voyager Miles
ENBD Voyager World Elite Credit Card

Emirates NBD

ENBD Voyager World Elite Credit Card

Voyager Miles
Voyager Travel Portal
6%
AED 0
6% · AED 0
Voyager Travel Portal
12%
AED 0
12% · AED 0
Flights, Hotels, Travel
3%
AED 0
3% · AED 0
Flights, Hotels, Travel
6%
AED 0
6% · AED 0
Grocery, Insurance +2 more
0.13%
AED 0
0.13% · AED 0
Grocery, Insurance +2 more
0.25%
AED 0
0.25% · AED 0
Fuel, Transportation +6 more
0.05%
AED 0
0.05% · AED 0
Fuel, Transportation +6 more
0.1%
AED 0
0.1% · AED 0
Other Spends
0.5%
AED 0
0.5% · AED 0
Other Spends
1%
AED 0
1% · AED 0
Airport Lounge Access
AED 1,472
Airport Lounge Access
AED 2,208
Golf
—
Golf
—
Cinema Offers
AED 528
Cinema Offers
AED 528
Airport Transfers
—
Airport Transfers
—
Valet Parking
AED 1,200
Valet Parking
AED 1,200
Global eSIM
AED 37
Global eSIM
AED 74
OneVasco Visa Services
AED 337
OneVasco Visa Services
AED 650
Annual Fee
Free
Annual Fee
– AED 1,575
Total
+ AED 3,574
Total
+ AED 3,085

Estimates based on your monthly spending. Actual cashback depends on merchant classification, caps, and card terms.

Find your match

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Answer a few quick questions and we'll match you to your best-fit UAE credit card — then help you check you qualify before you apply.

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2 cards in the UAE

ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

Salary: AED 25,000+

150,000 Miles after AED 70,000 spend

No Annual Fee for the first year

12 Voyager Miles on every AED spent on Voyager Travel Portal

6 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Credit Card

Salary: AED 12,000+

75,000 Miles after AED 35,000 spend

No Annual Fee

6 Voyager Miles on every AED spent on Voyager Travel Portal

3 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features

How to apply for an ENBD Voyager card

Follow these steps to complete your application.

1.Click 'Apply' on your chosen Voyager card — you'll be taken to the Emirates NBD online application
2.Complete eKYC: scan your Emirates ID, passport, and pass a selfie liveness check
3.Upload your latest salary certificate or 3-month bank statement
4.Submit online and receive a decision within 24–48 hours — no branch visit required

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salary — Voyager WorldAED 12,000
Monthly salary — Voyager World EliteAED 25,000
ResidencyUAE resident with a valid Emirates ID and residence visa
EmploymentSalaried employee (self-employed eligibility varies — confirm with ENBD)
Credit historyAECB credit check is performed; a clean record improves approval chances
Minimum age21 years
Monthly salary — Voyager WorldAED 12,000
Monthly salary — Voyager World EliteAED 25,000
ResidencyUAE resident with a valid Emirates ID and residence visa
EmploymentSalaried employee (self-employed eligibility varies — confirm with ENBD)
Credit historyAECB credit check is performed; a clean record improves approval chances

Salary and eligibility requirements are subject to change. Always verify the latest key facts statement and Voyager Miles terms with Emirates NBD before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best ENBD Voyager Credit Cards — Travel Miles & Airport Lounges in the UAE

Both are Emirates NBD travel cards that earn Voyager Miles and include airport lounge access. Voyager World is eligible from AED 12,000 salary, has no annual fee, earns 6 Voyager Miles per AED on the ENBD travel portal, and comes with a 75,000-Mile welcome bonus. Voyager World Elite is eligible from AED 25,000 salary, waives the first-year fee, earns 12 Voyager Miles per AED on the portal, and comes with a 150,000-Mile welcome bonus.

Voyager Miles are Emirates NBD's travel rewards currency. You earn them on every purchase, with accelerated rates on travel bookings made through the ENBD Voyager travel portal (6 Miles/AED on Voyager World, 12 Miles/AED on Voyager World Elite) and on other travel spend. Miles can be redeemed for flights, hotels, and travel bookings through the portal. Always confirm the current redemption value and any caps with Emirates NBD.

Voyager World has no annual fee. Voyager World Elite waives the annual fee for the first year. As with any credit card, standard finance charges apply if you carry a balance, so pay in full each month to keep the Miles as pure value.

Yes. Both Voyager World and Voyager World Elite include complimentary airport lounge access, with additional travel privileges and a higher Miles earn rate on the Elite tier.

Yes — the primary cardholder can transfer Voyager Miles to 10 partners, including flynas, Turkish Airlines, Saudia, IHG and Meliá, at ratios that vary by partner. Most transfers are worth less than redeeming directly through the Voyager Travel Portal, so the portal remains the better default unless you specifically want that airline or hotel's own programme.

Compare head-to-head

ENBD Voyager World Credit Card
vs
ENBD Voyager World Elite Credit Card

ENBD Voyager World vs ENBD Voyager World Elite

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