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Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Best Liv Credit Cards for Travel in the UAE
Back to cards

Best Liv Credit Cards for Travel in the UAE

Compare Liv credit cards for travel — Cashback+ (lounge access, Skywards Miles conversion, Careem airport transfer), Cashback (free, Skywards Miles conversion), Tamayaz World (3% on international spend).

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Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

Up to 4% Cashback on all spends

Instant redemption as Cashback or Miles

Tamayaz World Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz World Credit Card

Welcome Bonus: AED 1,000 equivalent

10% cashback at Union Coop

Best Liv Credit Cards for Travel in the UAE compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeMin. salaryWhy it stands out
Liv Cashback+ Credit Card
Liv Cashback+ Credit Card
AED 735AED 15,000+Airport lounge access, instant cashback-to-Skywards Miles conversion, travel medical insurance, and one Careem airport transfer per year
Liv Cashback Credit Card
Liv Cashback Credit Card
FreeAED 5,000+Free-for-life with instant cashback-to-Skywards Miles conversion in the Liv app — the cleanest no-fee Skywards pairing in the UAE
Tamayaz World Credit Card
Tamayaz World Credit Card
AED 735

June Spotlight

Liv by Emirates NBD

Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.

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Liv by Emirates NBD logo
Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Why choose Liv Travel

1.

Liv Cashback is the only free-for-life UAE card with Skywards Miles conversion

The Liv Cashback Card lets you convert cashback to Emirates Skywards Miles in-app at any time, with zero annual fee. No other free UAE credit card offers Skywards Miles directly or via conversion at this price point.

2.

Cashback+ stacks travel perks on top

Liv Cashback+ (AED 735 annual fee) keeps the Skywards Miles conversion and adds airport lounge access, travel medical insurance, and one Careem airport transfer per year. For occasional travelers, the perks usually justify the fee once you use the lounge or transfer benefit.

3.

Tamayaz World wins on international cashback rate

If your travel spend is heavily online or international, Tamayaz World's 3% on international spend beats the standard rates on Cashback+. The 10% at Union Coop is the secondary draw — Tamayaz World is best when both apply to your spend pattern.

3 cards in the UAE

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Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

Salary: AED 15,000+

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 5,000–15,000
EmploymentEmployed in the UAE (salaried applicants)
ResidencyUAE residents with a valid Emirates ID and residence visa
Multiple passportsApplicants must not hold multiple passports
PEP statusApplicants must not be a Politically Exposed Person (PEP)
Passport sanctionsApplicants must not hold a passport from a sanctioned country
Sanctions activityApplicants must not perform transactions with sanctioned jurisdictions
Credit historyAECB credit score is checked; a clean record strengthens approval
One card per customerOnly one Liv credit card can be active at a time across all products

Not sure which card to pick?

Try the UAE Credit Card Picker

Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

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3 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features

3% cashback on international spends

ExploreLearn more about Tamayaz World Credit Card credit card benefits and features
AED 15,000+
3% cashback on international spends plus Union Coop Tamayaz Points — useful for travel-heavy supermarket shoppers
CardAnnual feeMin. salaryWhy it stands out
Liv Cashback+ Credit Card
Liv Cashback+ Credit Card
AED 735AED 15,000+Airport lounge access, instant cashback-to-Skywards Miles conversion, travel medical insurance, and one Careem airport transfer per year
Liv Cashback Credit Card
Liv Cashback Credit Card
FreeAED 5,000+Free-for-life with instant cashback-to-Skywards Miles conversion in the Liv app — the cleanest no-fee Skywards pairing in the UAE
Tamayaz World Credit Card
Tamayaz World Credit Card
AED 735AED 15,000+3% cashback on international spends plus Union Coop Tamayaz Points — useful for travel-heavy supermarket shoppers
Liv Cashback+ Credit Card

Liv Cashback+ Credit Card

Annual feeAED 735
Min. salaryAED 15,000+
HighlightAirport lounge access, instant cashback-to-Skywards Miles conversion, travel medical insurance, and one Careem airport transfer per year
Liv Cashback Credit Card

Liv Cashback Credit Card

Annual feeFree
Min. salaryAED 5,000+
HighlightFree-for-life with instant cashback-to-Skywards Miles conversion in the Liv app — the cleanest no-fee Skywards pairing in the UAE
Tamayaz World Credit Card

Tamayaz World Credit Card

Annual feeAED 735
Min. salaryAED 15,000+
Highlight3% cashback on international spends plus Union Coop Tamayaz Points — useful for travel-heavy supermarket shoppers

Salary: AED 5,000+

Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
Liv Cashback+ Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback+ Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

Up to 4% Cashback on all spends

Instant redemption as Cashback or Miles

3 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features
Tamayaz Platinum Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz Platinum Credit Card

Salary: AED 5,000+

Free for life

6% cashback at Union Coop

2% on domestic dining and fuel

1% on intl and domestic retail

ExploreLearn more about Tamayaz Platinum Credit Card credit card benefits and features

Annual Fee: AED 735

Up to 4% Cashback on all spends

Instant redemption as Cashback or Miles

3 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback+ Credit Card credit card benefits and features
Liv Cashback Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Liv Cashback Credit Card

Salary: AED 5,000+

Free for life

Up to 2% Cashback on all spends

Instant redemption as Cashback or Miles

2 Free Movie Tickets + 20% off on F&B at VOX Cinemas

ExploreLearn more about Liv Cashback Credit Card credit card benefits and features
Tamayaz World Credit Card Design

LIV DIGITAL BANK BY EMIRATES NBD

Tamayaz World Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

Welcome Bonus: AED 1,000 equivalent

10% cashback at Union Coop

3% cashback on international spends

ExploreLearn more about Tamayaz World Credit Card credit card benefits and features
Minimum age21 years
Monthly salaryAED 5,000–15,000
EmploymentEmployed in the UAE (salaried applicants)
ResidencyUAE residents with a valid Emirates ID and residence visa
Multiple passportsApplicants must not hold multiple passports
PEP statusApplicants must not be a Politically Exposed Person (PEP)
Passport sanctionsApplicants must not hold a passport from a sanctioned country
Sanctions activityApplicants must not perform transactions with sanctioned jurisdictions
Credit historyAECB credit score is checked; a clean record strengthens approval
One card per customerOnly one Liv credit card can be active at a time across all products

Sanctioned jurisdictions list (2026): Belarus, Ukraine (Crimea, Donetsk, Luhansk), Cuba, Iran, North Korea, North Sudan, Russia, Syria. Self-employed professionals are not eligible for Liv credit cards. Always confirm the latest eligibility details with the bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Liv Credit Cards for Travel in the UAE

Liv Cashback+ is the broadest travel pick — airport lounge access, Careem airport transfer, travel medical insurance, and cashback convertible to Skywards Miles. If you can't justify the AED 735 annual fee, Liv Cashback (free) still gives you the Skywards Miles conversion — the cleanest free-for-life path to Skywards in the UAE.

Liv cards don't earn Skywards Miles directly — they earn cashback that you convert to Skywards Miles in the Liv app. The conversion is published in-app and applies to both Liv Cashback (free) and Liv Cashback+ (AED 735 fee).

Yes. Liv Cashback+ includes airport lounge access (terms in the app), along with travel medical insurance and one complimentary Careem airport transfer per year. The free Liv Cashback Card has fewer travel perks.

ENBD Skywards Signature earns Skywards Miles directly on every spend at a fixed rate. Liv Cashback+ earns cashback that you convert to Miles at the Liv-published rate. For pure Skywards earning at AED 12K+ salary, the ENBD card usually wins on rate; for flexibility (keep cashback OR convert to Miles), Liv Cashback+ is the smarter pick.

Tamayaz World pays 3% on international spends — strong if a meaningful share of your monthly spend is abroad or in foreign currency. If your travel is occasional and you value lounge/Skywards/insurance perks more, Cashback+ is the better all-rounder.

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