Best Liv Credit Cards for Travel in the UAE
Compare Liv credit cards for travel.
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Options include Cashback+ (lounge access, Skywards Miles conversion, Careem airport transfer), Cashback (free, Skywards Miles conversion), Tamayaz World (3% on international spend).
Best free Liv miles option
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
≈ AED 8,068 potential value / year · incl. perks · Cashback mode
Up to 2% Cashback on all spends
Cashback or Skywards Miles
2 VOX B1G1 offers + 25% off F&B from AED 40
Best Liv for frequent travel
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback+ Credit Card
≈ AED 15,328 potential value / year · incl. perks · Cashback mode
Up to 4% Cashback on all spends
Cashback or Skywards Miles
3 VOX B1G1 offers + 25% off F&B from AED 40
Best for international spend
LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz World Credit Card
≈ AED 17,768 potential value / year · incl. perks · incl. welcome bonus
Welcome Bonus: AED 1,000 equivalent
10% cashback at Union Coop
3% cashback on international spends
Best Liv Credit Cards for Travel in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | AED 735 | AED 15,000 | Airport lounge access, Skywards Miles redemption, travel medical insurance, and one Careem airport transfer per year |
 | Free | AED 5,000 | Free-for-life with the option to choose Skywards Miles when redeeming Liv reward points in the app |
 | AED 735 | AED 15,000 | 3% cashback on international spends plus Union Coop Tamayaz Points — useful for travel-heavy supermarket shoppers |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 735 | AED 15,000 | Airport lounge access, Skywards Miles redemption, travel medical insurance, and one Careem airport transfer per year |
| Free | AED 5,000 | Free-for-life with the option to choose Skywards Miles when redeeming Liv reward points in the app |
| AED 735 | AED 15,000 | 3% cashback on international spends plus Union Coop Tamayaz Points — useful for travel-heavy supermarket shoppers |
Liv Cashback+ Credit Card
Annual feeAED 735
Min. salaryAED 15,000
HighlightAirport lounge access, Skywards Miles redemption, travel medical insurance, and one Careem airport transfer per year
Liv Cashback Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightFree-for-life with the option to choose Skywards Miles when redeeming Liv reward points in the app
Tamayaz World Credit Card
Annual feeAED 735
Min. salaryAED 15,000
Highlight3% cashback on international spends plus Union Coop Tamayaz Points — useful for travel-heavy supermarket shoppers
September Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why choose Liv Travel
1.
Liv Cashback offers a no-fee path to Skywards Miles
The Liv Cashback Card lets you choose Skywards Miles when redeeming Liv reward points in the app, with zero annual fee. The dedicated Liv Skywards comparison shows both reward modes side by side.
2.
Cashback+ stacks travel perks on top
Liv Cashback+ (AED 735 annual fee) keeps the Skywards Miles conversion and adds airport lounge access, travel medical insurance, and one Careem airport transfer per year. For occasional travelers, the perks usually justify the fee once you use the lounge or transfer benefit.
3.
Tamayaz World wins on international cashback rate
If your travel spend is heavily online or international, Tamayaz World's 3% on international spend beats the standard rates on Cashback+. The 10% at Union Coop is the secondary draw — Tamayaz World is best when both apply to your spend pattern.
3 cards in the UAE
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback+ Credit Card
- Salary: AED 15,000+
- Annual Fee: AED 735
- Up to 4% Cashback on all spends
- Cashback or Skywards Miles
- 3 VOX B1G1 offers + 25% off F&B from AED 40
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
- Salary: AED 5,000+
- Free for life
- Up to 2% Cashback on all spends
- Cashback or Skywards Miles
- 2 VOX B1G1 offers + 25% off F&B from AED 40
LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz World Credit Card
- Salary: AED 15,000+
- Annual Fee: AED 735
- Welcome Bonus: AED 1,000 equivalent
- 10% cashback at Union Coop
- 3% cashback on international spends
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Employed in the UAE (salaried applicants) |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Multiple passports | Applicants must not hold multiple passports |
| PEP status | Applicants must not be a Politically Exposed Person (PEP) |
| Passport sanctions | Applicants must not hold a passport from a sanctioned country |
| Sanctions activity | Applicants must not perform transactions with sanctioned jurisdictions |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| One card per customer | Only one Liv credit card can be active at a time across all products |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–15,000 |
| Employment | Employed in the UAE (salaried applicants) |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Multiple passports | Applicants must not hold multiple passports |
| PEP status | Applicants must not be a Politically Exposed Person (PEP) |
| Passport sanctions | Applicants must not hold a passport from a sanctioned country |
| Sanctions activity | Applicants must not perform transactions with sanctioned jurisdictions |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| One card per customer | Only one Liv credit card can be active at a time across all products |
Sanctioned jurisdictions list (2026): Belarus, Ukraine (Crimea, Donetsk, Luhansk), Cuba, Iran, North Korea, North Sudan, Russia, Syria. Self-employed professionals are not eligible for Liv credit cards. Always confirm the latest eligibility details with the bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Liv Credit Cards for Travel in the UAE
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