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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Mashreq noon Debit Card
Joining Fee
Free
Annual Fee
Free
Minimum Salary
AED 5,000

Mashreq noon Debit Card

A free Visa debit card earning 2% in noon Credits at noon.com and NowNow.

Updated Aug 2026

≈ AED 7,200 potential value / year
WebsiteVisit Mashreq noon Debit Card credit card website

Rewards

2%

in noon Credits at noon.com and NowNow

Credits are earned on eligible noon.com and NowNow debit-card purchases.

See full breakdown

0.10%

in noon Credits on other eligible debit-card purchases

Cash withdrawals, transfers and other excluded transactions do not earn.

See full breakdown

Rewards Calculator

Find your match

Match me to a credit card

Answer a few quick questions and we'll match you to your best-fit UAE credit card — then help you check you qualify before you apply.

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Eligibility

18

Minimum Age

5,000AED

Minimum Income

UAE resident

Open to eligible UAE residents who complete Mashreq's account onboarding checks.

Documents ready

Emirates ID and identity documents

Have your Emirates ID and any identity documents requested by the provider ready. Identity verification and KYC checks still apply.

September Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

See all
ENBD noon One Visa Credit Card Design
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EMIRATES NBD

ENBD noon One Visa Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • AED 500 bonus on AED 5,000
  • 20% back in credits on noon Food
  • 5% back in credits on noon
ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER
3.9/5

EMIRATES NBD

ENBD Voyager World Credit Card

  • Salary: AED 12,000+
  • 75,000 Miles on AED 35,000
  • No Annual Fee
  • 6 Miles/AED on Voyager Portal
  • 3 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

  • Salary: AED 25,000+
  • 150,000 Miles on AED 70,000
  • No Annual Fee for the first year
  • 12 Miles/AED on Voyager Portal
  • 6 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Offers

See all 276
Lifestyle

Merchant

Cinepolis cinemas

Enjoy 50% off at Cinepolis cinemas

Valid until 31 Dec 2026
View offer
Lifestyle

Merchant

I SMILE DENTAL CENTER LLC

0% Easy Payment Plans available for 3, 6, 9 and 12 months

Valid until 3 Jan 2099
View offer
Lifestyle

Merchant

Emirates Skywards

Redeem for Skywards Miles

Valid until 2 Jul 2099
View offer
Lifestyle

Merchant

Etihad Guest Miles

Redeem for Guest Miles

Valid until 2 Jul 2099
View offer

Additional Benefits

No Balance Requirement

No minimum monthly balance or fall-below fee

Mashreq's current account key facts statement lists no total daily balance requirement for the noon Savings Account.

See full breakdown

Fees

Free

Joining fee

Free

Annual fee

Free

Monthly Account Fee

Fall-Below FeeFree*

*The noon Savings Account has no minimum-balance requirement.

Card ReplacementAED 26.25
International Fee — non-AED2.5%*

*Mashreq's 2.50% currency-conversion spread applies in addition to the Visa or Mastercard processing fee of approximately 1.15%.

AED-Abroad Transaction Fee1.25%*

*Mashreq's 1.25% spread applies to AED transactions processed outside the UAE, in addition to the network processing fee of approximately 1.15%.

Mashreq ATM WithdrawalFree
Other UAE ATM WithdrawalAED 2.1
GCC ATM WithdrawalAED 6.3
International ATM WithdrawalAED 21
Sales Slip RetrievalAED 26.25

Important Stuff

Mashreq Unified Accounts Key Facts Statement

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Mashreq Account Terms and Conditions

Opens in a new tab

Mashreq NEO Service Charges

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noon Savings Account

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Frequently Asked Questions

Get answers to common questions about Mashreq noon Debit Card credit card

Mashreq credits them to your noon Pay wallet, where they can be used under noon's current redemption rules.

No. Mashreq's current key facts statement lists no total daily balance requirement for the noon Savings Account.

It earns 2% in noon Credits at noon.com and NowNow and 0.10% in noon Credits on other eligible debit-card purchases.

Mashreq publishes a minimum monthly income of AED 5,000 for the noon Savings Account and requires applicants to be at least 18.

The linked debit card has no joining or annual fee, and the current account key facts statement lists no fall-below balance charge for this account.

No. It is a Visa debit card linked to the noon Savings Account, so purchases use money in your account rather than a revolving credit limit.

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