Mashreq Solitaire Credit Card

Yes. Joining is free, but the annual fee is AED 1,575. Other listed charges on this card include a AED 78.8 card replacement fee, a AED 241.5 late payment fee, a 2.89% foreign currency transaction fee, and an annual percentage rate of 46.2%.

New cardholders earn an AED 2,500 cashback bonus once they spend AED 10,000 on the card within the first two months of card issuance.

Bill payments made via Mashreq Online Banking or the Mashreq App do not earn points under the 2-Vantage-Points-per-AED rate for selected local spend categories. The card's other rates are 6 points per AED on international spends, 4 points per AED on airlines, hotels and travel, and 1 point per AED on all other local UAE spends.

It's a Visa Infinite card, Mashreq's premium tier, reflected in its AED 1,575 annual fee and AED 25,000 minimum salary requirement. That status brings unlimited complimentary Fitness First access, worldwide airport lounge entry through the Visa Infinite Lounge Programme (1,300+ airports), 24/7 concierge service, and complimentary valet parking at selected UAE locations.

Applicants must be at least 21 years old and earn a minimum monthly salary of AED 25,000. No minimum credit limit condition is listed for this card beyond those two requirements.

The card includes Mashreq's Everyday Cashback (Visa card-linked offers), giving up to 20% automated cashback at hundreds of participating merchants in the UAE and abroad, tracked via the Mashreq app. It also gives 30% off General Admission at IMG Worlds of Adventure (kids under 1.05m enter free), unlimited dining discounts via the DragonFly & Dine Programme, and Easy Plan Instalments for spreading out purchases.