This card is no longer available
This page is kept as an archive. Benefits, rewards and fees are historical and may no longer apply.
- Joining Fee
- Free
- Annual Fee
- AED 682.5
- Minimum Salary
- AED 7,000
Mashreq Platinum Elite Credit Card
Visa Platinum card with 8 complimentary Fitness First visits monthly, lounge access, and up to 5 Mashreq Vantage Points per AED abroad.
Updated May 2026
Welcome offer
AED 1,500 Welcome Bonus
AED 1,500 cashback for new customers.
Bonus credited upon spending AED 6,000 within the first two months of card issuance.
Rewards
5Mashreq Vantage Points
per AED on international spends.
Earn 5 Mashreq Vantage Points per AED spent outside the UAE.
See full breakdown3Mashreq Vantage Points
per AED on dining and supermarkets.
Earn 3 Mashreq Vantage Points per AED on dining and supermarket transactions in the UAE.
See full breakdown1Mashreq Vantage Points
per AED on all other local spends.
Earn 1 Mashreq Vantage Point per AED on all other purchases in the UAE.
See full breakdownEligibility
21
Minimum Age
7,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
Additional Benefits
Fitness First Access
Up to 8 complimentary visits per month to Fitness First clubs across the UAE.
Airport Lounge Access
Complimentary airport lounge visits at participating lounges.
Visa Platinum Lounge Programme: complimentary access at participating airport lounges.
Airport Transfers
Complimentary airport transfers in the UAE.
Dining Offers
Unlimited dining discounts through DragonFly & Dine Programme.
Join the app for exclusive deals.
See full breakdown30% off at IMG Worlds of Adventure
30% off General Admission at the world's largest indoor theme park.
Redeemable multiple times at the ticket counter when paying with a Mashreq card. Kids under 1.05m enter free.
See full breakdownEasy Plan Instalments
Buy now, pay later with Easy Plan instalments.
Everyday Cashback (Visa Card-Linked Offers)
Up to 20% automated cashback at hundreds of participating merchants in the UAE and abroad.
Mashreq's Everyday Cashback (Visa-linked) offers personalised cashback up to 20% at participating merchants in the UAE and abroad. Discover, activate and track offers in the Mashreq app; merchants and rates shown in-app.
See full breakdownFees
Free
Joining Fee
682.5AED
Annual Fee
78.8AED
Card Replacement Fee
Annual Percentage Rate46.2%
Late Payment FeeAED 241.5
FX Transaction Fee2.89%
Current alternatives
MASHREQ BANK
Mashreq Platinum Plus Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 313.95
- 10 points/AED on everyday categories
- 4 lounge visits/year
MASHREQ BANK
Mashreq Solitaire Credit Card
- Salary: AED 25,000+
- Annual Fee AED 1,500 +5% VAT
- Welcome Bonus: AED 2,500
- 6 points per AED on international purchases
- Unlimited Fitness First Visits
3.4/5
MASHREQ BANK
Mashreq Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 Welcome Bonus
- Unlimited 5% Cashback on dining.
- 1% Cashback on international spends (non-dining)
EMIRATES NBD
ENBD Skywards Signature Credit Card
- Salary: AED 12,000+
- Joining Fee: AED 1,573.95
- Annual Fee: AED 735
- Earn 40,000 bonus Skywards Miles.
- 1.5 Skywards Miles per USD on Emirates, flydubai
Other credit cards from this bank
MASHREQ BANK
Mashreq noon Debit Card
- 2% at noon and NowNow
- 0.10% elsewhere
- No minimum balance
- Income AED 5,000+
3.4/5
MASHREQ BANK
Mashreq Cashback Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 Welcome Bonus
- Unlimited 5% Cashback on dining.
- 1% Cashback on international spends (non-dining)
MASHREQ BANK
Mashreq Platinum Plus Credit Card
- Salary: AED 5,000+
- Annual Fee: AED 313.95
- 10 points/AED on everyday categories
- 4 lounge visits/year
MASHREQ BANK
Mashreq Noon Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500
- Free Delivery on Noon Express
- Up to 5% cashback on noon purchases
MASHREQ BANK
Mashreq Solitaire Credit Card
- Salary: AED 25,000+
- Annual Fee AED 1,500 +5% VAT
- Welcome Bonus: AED 2,500
- 6 points per AED on international purchases
- Unlimited Fitness First Visits
MASHREQ BANK
Mashreq IO Credit Card
- Salary: AED 200,000+
- Invitation Only
- Annual Fee: AED 5,250
- Welcome Offer: 3 million Vantage points
- 5 Vantage points on every spend