Kredit
Mashreq Cashback Credit Card

Mashreq Cashback Credit Card

Unlimited cashback on every spend with no annual fees and free for life. Includes exclusive offers, dining rewards, and a welcome bonus for new customers.

Welcome offer

Welcome Bonus

AED 500 cashback for new customers, AED 100 for existing customers.

Bonus credited upon spending AED 5,000 within the first two months of card issuance.

Additional Cashback

20% cashback on Zomato, Netflix, and more for the first six months.

Maximum cashback of AED 50 per merchant per month.

Rewards

5%

on dining spends

Earn 5% cashback on all dining transactions, including restaurants and food delivery services, both locally and internationally, with no monthly or annual caps.

1%

on international transactions

Get 1% cashback on all international (non-AED) purchases with no caps.

0.33%

on essential services

Earn 0.33% cashback on government payments, utilities, education, charity, fuel, rental and telecom bills.

1%

on all other spends

Earn 1% unlimited cashback on all other local purchases.

Additional Benefits

Dining Offers

Unlimited dining discounts through DragonFly & Dine Programme.

Join the app for exclusive deals.

See full breakdown

Travel Offers

Discover exclusive travel offers and discounts.

Easy Plan Instalments

Buy now, pay later with Easy Plan instalments.

Eligibility

21

Minimum Age

5,000AED

Minimum Income

Fees

Free

Joining Fee

Free

Annual Fee

Free

Supplementary Card Fee

Card Replacement FeeAED 78.8
Annual Percentage Rate46.2%
Minimum Monthly RepaymentAED 100*

*AED 100 or 5% of the outstanding balance whichever is higher

Over Limit FeeAED 303.45
Cash Advance FeeAED 210
Late Payment FeeAED 241.5
Foreign Currency Transaction Fee2.89%
International Transaction Fee2.89%
Pay Protect Insurance1.04%*

*1.04% of your monthly statement balance (+ VAT)

Other credit cards from this bank

Mashreq Solitaire Credit Card Design

MASHREQ BANK

Mashreq Solitaire Credit Card

Salary: AED 25,000+

Annual Fee AED 1,500 +5% VAT

Welcome Bonus: AED 2,500

6 points per AED on international purchases

Unlimited Fitness First Visits

Mashreq Platinum Elite Credit Card Design

MASHREQ BANK

Mashreq Platinum Elite Credit Card

Salary: AED 7,000+

Annual Fee AED 650 + 5% VAT

Welcome Bonus: AED 1,500

8 complimentary Fitness First visits/month

5 points/AED intl, 3 points/dining, 1 point/local

Mashreq Noon Credit Card Design

MASHREQ BANK

Mashreq Noon Credit Card

No Annual Fee

Welcome Bonus: AED 500

Free Delivery on Noon Express

Up to 5% cashback on noon purchases

Instant Digital Card