Mashreq Cashback Credit Card
Unlimited cashback on every spend with no annual fees and free for life. Includes exclusive offers, dining rewards, and a welcome bonus for new customers.
Welcome offer
Welcome Bonus
AED 500 cashback for new customers, AED 100 for existing customers.
Bonus credited upon spending AED 5,000 within the first two months of card issuance.
Additional Cashback
20% cashback on Zomato, Netflix, and more for the first six months.
Maximum cashback of AED 50 per merchant per month.
Rewards
5%
on dining spends
Earn 5% cashback on all dining transactions, including restaurants and food delivery services, both locally and internationally, with no monthly or annual caps.
1%
on international transactions
Get 1% cashback on all international (non-AED) purchases with no caps.
0.33%
on essential services
Earn 0.33% cashback on government payments, utilities, education, charity, fuel, rental and telecom bills.
1%
on all other spends
Earn 1% unlimited cashback on all other local purchases.
Additional Benefits
Dining Offers
Unlimited dining discounts through DragonFly & Dine Programme.
Join the app for exclusive deals.
See full breakdownTravel Offers
Discover exclusive travel offers and discounts.
Easy Plan Instalments
Buy now, pay later with Easy Plan instalments.
Eligibility
21
Minimum Age
5,000AED
Minimum Income
Fees
Free
Joining Fee
Free
Annual Fee
Free
Supplementary Card Fee
*AED 100 or 5% of the outstanding balance whichever is higher
*1.04% of your monthly statement balance (+ VAT)
Other credit cards from this bank

MASHREQ BANK
Mashreq Solitaire Credit Card
Salary: AED 25,000+
Annual Fee AED 1,500 +5% VAT
Welcome Bonus: AED 2,500
6 points per AED on international purchases
Unlimited Fitness First Visits

MASHREQ BANK
Mashreq Platinum Elite Credit Card
Salary: AED 7,000+
Annual Fee AED 650 + 5% VAT
Welcome Bonus: AED 1,500
8 complimentary Fitness First visits/month
5 points/AED intl, 3 points/dining, 1 point/local