Rakbank High Flyer Platinum Credit Card

No. Rakbank's Key Facts Statement and Service & Price Guide both confirm this card has no joining fee and no annual fee, for life.

Domestic spend earns 1.75 RAKrewards per AED, rising to 3 per AED once that month's UAE total hits AED 15,000. International spend earns 3 per AED, rising to 5 per AED at the same AED 15,000 monthly threshold. Each geography is capped at 175,000 points a month.

Up to 4 visits a year via the Mastercard Airport Pass on Priceless.com. You must spend a minimum of USD 1 on a cross-border transaction to unlock each 3-month window of access.

RAKrewards points are valid for 36 months from the date earned and lapse automatically if unredeemed. A minimum balance of 10,000 points is required before you can redeem.

You need to be at least 21 years old with a minimum monthly salary of AED 10,000. Self-employed applicants can qualify instead by maintaining an average quarterly account balance of AED 100,000 and quarterly credit turnover of AED 300,000. A security cheque for the value of your approved credit limit is required at issuance, and this is a conventional (non-Islamic) product only.