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AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardKredit NearbyChatGPT AppNew to the UAESecure CollectContact us

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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All merchant codes

Al Fanar Restaurant MCC in the UAE

Al Fanar Restaurant outlets use MCC 5812, Eating places and Restaurants, which Kredit reads as dining spending. Kredit has verified that code from real transaction data.

Codes Al Fanar Restaurant uses

  • MCC 5812 · Eating places and Restaurants

Every Al Fanar Restaurant outlet uses this code, which Kredit reads as dining spending.

Why the MCC decides your reward at Al Fanar Restaurant

The reward a card pays at Al Fanar Restaurant depends on the merchant category code, not on what the shop sells. The code is a four-digit number the outlet's payment provider assigns, and your bank reads it to decide whether a payment counts as dining spending or as general spend.

Al Fanar Restaurant outlets post under MCC 5812, Eating places and Restaurants. A card with a higher rate on dining spending earns it there. A card whose bonus category is something else pays its base rate on the same purchase.

The code appears on your statement only after the payment posts, when the card is already chosen. Checking the outlet first moves that decision to before you pay.

The codes that most often catch UAE cardholders out are in our guide to MCC code issues.

Which card earns most at Al Fanar Restaurant

At a Al Fanar Restaurant outlet verified under MCC 5812, ADCB 365 Cashback Credit Card earns up to 6.00%, capped at AED 1,000 / month. Modeled on AED 5,000 monthly spend; the cards you hold change the answer.

ADCB 365 Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB 365 Cashback Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 383.25
  • 6% cashback on dining (including online food orders)
  • 5% cashback on fuel and Salik
  • 3% cashback on groceries and supermarkets
ExploreLearn more about ADCB 365 Cashback Credit Card credit card benefits and featuresApplyApply for ADCB 365 Cashback Credit Card credit card
Mashreq Cashback Credit Card Design

MASHREQ BANK

Mashreq Cashback Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • AED 500 Welcome Bonus
  • Unlimited 5% Cashback on dining.
  • 1% Cashback on international spends (non-dining)
ExploreLearn more about Mashreq Cashback Credit Card credit card benefits and featuresApplyApply for Mashreq Cashback Credit Card credit card

How to check a Al Fanar Restaurant outlet's code before you pay

  1. 01

    Find the outlet

    Open Kredit Nearby and search for Al Fanar Restaurant, or use your location to see the outlets around you.

  2. 02

    Confirm the branch

    Outlets of one brand can carry different codes, so pick the Al Fanar Restaurant branch you are paying at.

  3. 03

    Read the result

    Nearby shows the outlet's code, whether Kredit has verified it, and the card in your wallet that earns most there.

At a Al Fanar Restaurant till?

Find the best card nearby

Kredit Nearby shows the code at the outlet in front of you and the card in your wallet that earns most there. New to MCCs? Read how to check a merchant’s MCC before you pay.

Open the map

Al Fanar Restaurant MCC questions

What code Al Fanar Restaurant uses, why outlets can differ, and which card to use.

Al Fanar Restaurant outlets in the UAE use MCC 5812, Eating places and Restaurants. Kredit reads it as dining spending, and verifies the code from real transaction data.

Every Al Fanar Restaurant outlet Kredit lists uses MCC 5812.

It depends on the outlet's code and the cards you hold. Kredit Nearby shows the card that earns most at the exact Al Fanar Restaurant outlet, ranking the cards saved in your wallet first.

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