MCC 5812 is the merchant category code for Eating places and Restaurants. Kredit reads it as dining spending, so a card's dining rate applies when an outlet's payments post under it.
Brands whose outlets Kredit has confirmed under this code. The code is set per outlet by the payment provider, so an outlet can still post under another one.
At a confirmed outlet on MCC 5812, ADCB 365 Cashback Credit Card earns up to 6.00%, capped at AED 1,000 / month. Modelled on AED 5,000 monthly spend; the cards you hold change the answer.
ABU DHABI COMMERCIAL BANK (ADCB)
MASHREQ BANK
Before you pay
Kredit Nearby shows the code at the outlet in front of you and the card in your wallet that earns most there. New to MCCs? Read how to check a merchant’s MCC before you pay.
What MCC 5812 covers, who uses it, and which card earns most on it.
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