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Copyright © 2026 All Rights Reserved.

Kredit

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AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardKredit NearbyChatGPT AppNew to the UAESecure CollectContact us

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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All merchant codes

MCC 5814 in the UAE

MCC 5814 is the merchant category code for Fast Food Restaurants. Kredit reads it as fast food spending, so a card's fast food rate applies when an outlet's payments post under it.

UAE merchants on MCC 5814

Brands whose outlets Kredit has confirmed under this code. The code is set per outlet by the payment provider, so an outlet can still post under another one.

  • Tim Hortons
  • Burger King
  • Texas Chicken
  • Papa John's Pizza
  • PAUL
  • McDonald's
  • Just Burger
  • Maestro Pizza
  • The Coffee Club
  • KFC
  • Coffeol
  • Le Pain Quotidien
  • P.F. Chang’s
  • Yamanote Atelier
  • Buffalo Wild Wings
  • Il Forno
  • L'ETO
  • Bait Al Mandi Restaurant
  • Maxzi
  • Boon Coffee
  • Common Grounds
  • Magnolia Bakery
  • Peet's Coffee
  • Raju Omlet
  • Saddle
  • The Coffee
  • Warsan Mandi Restaurant
  • Kcal Life
  • Pinkberry

Which card earns most on MCC 5814

At a confirmed outlet on MCC 5814, ADCB 365 Cashback Credit Card earns up to 6.00%, capped at AED 1,000 / month. Modelled on AED 5,000 monthly spend; the cards you hold change the answer.

ADCB 365 Cashback Credit Card Design

ABU DHABI COMMERCIAL BANK (ADCB)

ADCB 365 Cashback Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 383.25
  • 6% cashback on dining (including online food orders)
  • 5% cashback on fuel and Salik
  • 3% cashback on groceries and supermarkets
ExploreLearn more about ADCB 365 Cashback Credit Card credit card benefits and featuresApplyApply for ADCB 365 Cashback Credit Card credit card
Mashreq Cashback Credit Card Design

MASHREQ BANK

Mashreq Cashback Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • AED 500 Welcome Bonus
  • Unlimited 5% Cashback on dining.
  • 1% Cashback on international spends (non-dining)
ExploreLearn more about Mashreq Cashback Credit Card credit card benefits and featuresApplyApply for Mashreq Cashback Credit Card credit card

Before you pay

Check the outlet's code

Kredit Nearby shows the code at the outlet in front of you and the card in your wallet that earns most there. New to MCCs? Read how to check a merchant’s MCC before you pay.

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MCC 5814 questions

What MCC 5814 covers, who uses it, and which card earns most on it.

MCC 5814 is the merchant category code for Fast Food Restaurants. Card issuers read it to decide which reward a payment earns, and Kredit reads it as fast food spending.

Kredit has confirmed MCC 5814 as the main code of Tim Hortons, Burger King, Texas Chicken, Papa John's Pizza, PAUL, McDonald's, Just Burger, Maestro Pizza and others. The code is set per outlet, so check the outlet in Kredit Nearby before you pay.

At a confirmed outlet on MCC 5814, ADCB 365 Cashback Credit Card earns up to 6.00% among the cards Kredit tracks. Kredit Nearby ranks the cards saved in your wallet first.

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