DAMAC MCC in the UAE
DAMAC outlets use MCC 6513, Real Estate Agents and Managers - Rentals, which Kredit reads as real estate spending. Kredit has verified that code from real transaction data.
Codes DAMAC uses
- MCC 6513 · Real Estate Agents and Managers - Rentals
Every DAMAC outlet uses this code, which Kredit reads as real estate spending.
Why the MCC decides your reward at DAMAC
The reward a card pays at DAMAC depends on the merchant category code, not on what the shop sells. The code is a four-digit number the outlet's payment provider assigns, and your bank reads it to decide whether a payment counts as real estate spending or as general spend.
DAMAC outlets post under MCC 6513, Real Estate Agents and Managers - Rentals. A card with a higher rate on real estate spending earns it there. A card whose bonus category is something else pays its base rate on the same purchase.
The code appears on your statement only after the payment posts, when the card is already chosen. Checking the outlet first moves that decision to before you pay.
The codes that most often catch UAE cardholders out are in our guide to MCC code issues.
Which card earns most at DAMAC
At a DAMAC outlet verified under MCC 6513, Invest Bank Platinum Credit Card earns 3.00%, capped at AED 1,000 / month. Modeled on AED 5,000 monthly spend; the cards you hold change the answer.
INVEST BANK
Invest Bank Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Flat 3% cashback on all spends (up to AED 1,000/month)
- Access to 25+ VIP Airport Lounges
- 20% off Careem rides (3 rides/month)
RUYA COMMUNITY ISLAMIC BANK
Ruya Mastercard Cashback Credit Card
- Salary: AED 5,000+
- Waived Annual Fee for the first year
- 2% cashback on eligible purchases (up to AED 500/month)
- Fully digital onboarding
- Shari’ah-compliant
CITIBANK
Citi Cashback Credit Card
- Salary: AED 8,000+
- No Annual Fee for the first year
- 3% Cashback on non-AED spends
- 2% Cashback on grocery/supermarket spends
- 1% Cashback on all other spend
How to check a DAMAC outlet's code before you pay
- 01
Find the outlet
Open Kredit Nearby and search for DAMAC, or use your location to see the outlets around you.
- 02
Confirm the branch
Outlets of one brand can carry different codes, so pick the DAMAC branch you are paying at.
- 03
Read the result
Nearby shows the outlet's code, whether Kredit has verified it, and the card in your wallet that earns most there.
At a DAMAC till?
Find the best card nearby
Kredit Nearby shows the code at the outlet in front of you and the card in your wallet that earns most there. New to MCCs? Read how to check a merchant’s MCC before you pay.
DAMAC MCC questions
What code DAMAC uses, why outlets can differ, and which card to use.