Emirates Post MCC in the UAE

Emirates Post outlets use MCC 9402, Postal Services - Government Only, which Kredit reads as government spending. Kredit has verified that code from real transaction data.

Why the MCC decides your reward at Emirates Post

The reward a card pays at Emirates Post depends on the merchant category code, not on what the shop sells. The code is a four-digit number the outlet's payment provider assigns, and your bank reads it to decide whether a payment counts as government spending or as general spend.

Emirates Post outlets post under MCC 9402, Postal Services - Government Only. A card with a higher rate on government spending earns it there. A card whose bonus category is something else pays its base rate on the same purchase.

The code appears on your statement only after the payment posts, when the card is already chosen. Checking the outlet first moves that decision to before you pay.

The codes that most often catch UAE cardholders out are in our guide to MCC code issues.