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Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutUnlock my cardsOffersBanksCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
Installments

Merchant

Carrefour

Valid until 31 Dec 2030

Enjoy 3,6 and 12 month 0% installment plan on purchase above AED 500/-

Review validity, terms, merchant contact, and eligible cards before using the offer.

Learn more

Applicable locations

Branch

Akoya Oxygen

Dubai

Branch

Al Ain Mall

Abu Dhabi

Branch

Al Bunyan

Dubai

Branch

Al Falah

Abu Dhabi

Branch

Al Ghurair

Dubai

Branch

Al Khan

Sharjah

Branch

Al Murad Mall

Ajman

Branch

Al Musalla

Sharjah

Branch

Al Naeem City Center

Ras Al Khaimah

Branch

Al Saqr

Abu Dhabi

Branch

Al Seef

Abu Dhabi

Branch

Arabian Ranches

Dubai

Branch

Arenco Barsha

Dubai

Branch

Armada

Dubai

Branch

Badrah Pavillion

Dubai

Branch

Baniyas

Abu Dhabi

Branch

Bawadi Mall

Abu Dhabi

Branch

Binghatti Terraces

Dubai

Branch

Buhaira

Sharjah

Branch

Burj Al Khair

Abu Dhabi

Branch

Burjuman

Dubai

Branch

Burjuman Stn.

Dubai

Branch

Burj Views

Dubai

Branch

Century Mall

Fujairah

Branch

City Centre Ajman

Ajman

Branch

City Centre Diera

Dubai

Branch

City Centre Fujairah

Fujairah

Branch

City Centre Meaisem

Dubai

Branch

City Centre Mirdif

Dubai

Branch

City Centre Sharjah

Sharjah

Branch

City Centre Shindagha

Dubai

Branch

City Land

Dubai

Branch

City Life Al Tallah

Ajman

Branch

Dalma Mall

Abu Dhabi

Branch

DAMAC Hills

Dubai

Branch

DAMAC Maison Prive

Dubai

Branch

Danat

Abu Dhabi

Branch

Deerfields

Abu Dhabi

Branch

Discovery Gardens

Dubai

Branch

Dragon Mall 2

Dubai

Branch

Dubai Festival City

Dubai

Branch

Dubai Investment Park

Dubai

Branch

Duja Tower

Dubai

Branch

DXB Tower

Dubai

Branch

Emirates SevenTowers

Dubai

Branch

Fahidi Stn.

Dubai

Branch

Fardan

Sharjah

Branch

First avenue

Dubai

Branch

Ghoroob Mirdif

Dubai

Branch

Hiliana

Dubai

Branch

Hudaiba

Dubai

Branch

Hydra Avenue

Abu Dhabi

Branch

IBIS Tower

Dubai

Branch

Ibn Batuta Mall

Dubai

Branch

JBR Rimal

Dubai

Branch

Jimi Mall

Abu Dhabi

Branch

JLT Gate 1 Tower (Cluster Q)

Dubai

Branch

Jumeirah Park

Dubai

Branch

Juraina

Sharjah

Branch

Khalifa City A

Abu Dhabi

Branch

King Faisal

Sharjah

Branch

Kojak

Dubai

Motor City

Branch

Landmark Oasis

Sharjah

Branch

Madina Mall

Dubai

Branch

Maktoum

Dubai

Branch

Mall of the Emirates

Dubai

Branch

Manar Mall

Ras Al Khaimah

Branch

Marina Crown

Dubai

Branch

Marina Gate

Dubai

Branch

Marina Mall

Abu Dhabi

Branch

Marina Silverene

Dubai

Branch

Masdar

Abu Dhabi

Branch

Matajer Al Qoz

Sharjah

Branch

Mirgab

Sharjah

Branch

Murjan

Dubai

Branch

My City Center

Dubai

Al Barsha

Branch

My City Center Al Dhait

Ras Al Khaimah

Branch

My City Center Nassaria

Sharjah

Branch

Nahda Tower

Sharjah

Branch

Oasis

Dubai

Branch

Palladium

Dubai

Branch

paragon Bay

Abu Dhabi

Branch

Raha Beach

Abu Dhabi

Branch

Red Diamond

Dubai

Branch

Remraam Community Centre

Dubai

Branch

Rimal Mall

Abu Dhabi

Branch

Shining Tower

Abu Dhabi

Branch

Silicon Oasis

Dubai

Branch

Silicon Park

Dubai

Branch

Sports City

Dubai

Branch

Spring Souq

Dubai

Branch

Sukoon Tower

Dubai

Branch

Sunset Mall

Dubai

Branch

Tecom i-rise

Dubai

Branch

TECOM Two Towers

Dubai

Branch

Tecom Vista

Dubai

Branch

The Ranches Souk

Dubai

Branch

Town Square

Dubai

Branch

Twin Tower

Dubai

Branch

Umm AL Qwain

Umm Al Quwain

Branch

Union Stn.

Dubai

Merchant

Dubai

Branch

Wafi

Dubai

Branch

Wasel

Dubai

Branch

YAS Mall

Abu Dhabi

Branch

Zawaya Walk

Sharjah

Offer details

AED 49/- processing fee. Enjoy 3,6 or 12 months 0% Installment on purchase of AED 500 and above. To apply please call 800 ENBD (3623). Rewards / loyalty points earned, if any, will be forfeited for transactions converted to a 0% Installment Plan.

Merchant contact

Websitewww.carrefouruae.comPhone80073232

Cards for this offer

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EMIRATES NBD

ENBD U By Emaar Signature Credit Card

Min Salary: AED 12,000

Joining Fee: AED 525

Annual Fee: AED 262.50

6.25% cashback on Emaar spends

U By Emaar Gold Status

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ENBD Visa Infinite Credit Card Design

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ENBD Visa Infinite Credit Card

Salary: AED 30,000+

Annual Fee: AED 1,575

Up to 2 Points per AED 100 spent

Unlimited lounge access for self + 1 guest.

Complimentary Golf Access in the UAE.

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ENBD Dnata Platinum Credit Card Design

EMIRATES NBD

ENBD Dnata Platinum Credit Card

Salary: AED 5,000+

Joining Fee: AED 525

Annual Fee: AED 525

Up to AED 1,000 travel vouchers.

Up to 15% Dnata Points on spends

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ENBD Dnata World Credit Card Design

EMIRATES NBD

ENBD Dnata World Credit Card

Salary: AED 20,000+

Joining Fee: AED 1,048.95

Annual Fee AED 1,048.95

Welcome Offer: Up to AED 2,500 travel vouchers

Earn 15% dnata Points on dnata spends.

ExploreLearn more about ENBD Dnata World Credit Card credit card benefits and features
ENBD Mastercard Platinum Credit Card Design

EMIRATES NBD

ENBD Mastercard Platinum Credit Card

Salary: AED 12,000+

No Annual Fee

Unlimited lounge access

30% discount at 2000+ restaurants

40% discount at golf courses worldwide

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ENBD Mastercard Titanium Credit Card Design

EMIRATES NBD

ENBD Mastercard Titanium Credit Card

Minimum Salary AED 5,000

No Annual Fee

AED 60,000 Job Loss Cover for 12 months

Lounge access at 10+ regional airports.

Exclusive travel and shopping deals.

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ENBD Go4it Platinum Credit Card Design

EMIRATES NBD

ENBD Go4it Platinum Credit Card

Salary: AED 12,000+

No Annual Fee

5 points per AED 200 on weekends

Use Card as Golden Nol Card.

Free Rides on Dubai Ferry

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ENBD Skywards Signature Credit Card Design

EMIRATES NBD

ENBD Skywards Signature Credit Card

Salary: AED 12,000+

Joining Fee: AED 1,573.95

Annual Fee: AED 735

Earn 40,000 bonus Skywards Miles.

1.5 Skywards Miles per USD on Emirates, flydubai

ExploreLearn more about ENBD Skywards Signature Credit Card credit card benefits and features
ENBD U By Emaar Infinite Credit Card Design

EMIRATES NBD

ENBD U By Emaar Infinite Credit Card

Salary: AED 30,000+

Joining Fee: AED 2,625

Annual Fee: AED 1,575

Welcome Offer: Up to 25,000 UPoints

U By Emaar Platinum Status

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ENBD U By Emaar Family Credit Card Design

EMIRATES NBD

ENBD U By Emaar Family Credit Card

Salary: AED 5,000+

No Annual Fee

1% cashback on all spends

5% cashback on Emaar spends

Buy 1 Get 1 Free Movie Tickets.

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ENBD Lulu 247 Titanium Credit Card Design

EMIRATES NBD

ENBD Lulu 247 Titanium Credit Card

Salary: AED 5,000+

No Annual Fee

Earn LuLu Points: Up to 3.5% cashback.

0% Balance Transfer - No Fees

Complimentary Lounge Access: 10+ lounges.

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ENBD Skywards Infinite Credit Card Design

EMIRATES NBD

ENBD Skywards Infinite Credit Card

Salary: AED 30,000+

Joining Fee: AED 3,148.95

Annual Fee: AED 1,575

Bonus: Up to 100,000 Skywards Miles

Complimentary Emirates Skywards Silver membership

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ENBD Go4it Gold Credit Card Design

EMIRATES NBD

ENBD Go4it Gold Credit Card

Salary: AED 5,000+

No Annual Fee

5 points per AED 400 weekend spend

Use Card as Nol Card.

Free Rides on Dubai Ferry

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ENBD Lulu 247 Platinum Credit Card Design

EMIRATES NBD

ENBD Lulu 247 Platinum Credit Card

Salary: AED 12,000+

No Annual Fee

Up to 7% LuLu Points on spends.

Welcome Offer: 500 LuLu Points

Unlimited Lounge Access: 25+ lounges available.

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