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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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AboutBlogOffersBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Citibank

CitibankVisit Citibank website

Citibank, a global financial services leader, continues to redefine the banking landscape with its innovative solutions and customer-centric approach. Established in 1812, Citibank has evolved from a local New York City bank into an international powerhouse offering a comprehensive range of services including retail banking, wealth management, and corporate finance. In the UAE, Citibank plays a pivotal role in fostering economic growth by providing cutting-edge financial products and services tailored to meet the diverse needs of its clientele. The bank's commitment to innovation and sustainability positions it as a forward-thinking institution in the financial sector. Through strategic partnerships and a robust digital platform, Citibank enhances its global presence while maintaining a strong local impact, driving progress in the UAE's banking industry.

This bank's credit cards

Citi Prestige Credit Card Design

CITIBANK

Citi Prestige Credit Card

Salary: AED 30,000+

Annual Fee: AED 1,500

10,000 bonus points annually post payment of annual fee

3 Points on non-AED spends

2 Points on local spends

ExploreLearn more about Citi Prestige Credit Card credit card benefits and featuresApplyApply for Citi Prestige Credit Card credit card
Citi Cashback Credit Card Design

CITIBANK

Citi Cashback Credit Card

Salary: AED 8,000+

No Annual Fee for the first year

3% Cashback on non-AED spends

2% Cashback on grocery/supermarket spends

1% Cashback on all other spend

ExploreLearn more about Citi Cashback Credit Card credit card benefits and featuresApplyApply for Citi Cashback Credit Card credit card
Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

Salary: AED 36,750

Annual Fee: AED 3,000

30,000 bonus miles annually post payment of annual fee

5 Miles on non-AED spends

2.5 Miles on AED spends

ExploreLearn more about Citi Ultima Credit Card credit card benefits and featuresApplyApply for Citi Ultima Credit Card credit card
Citi Premier Credit Card Design

CITIBANK

Citi Premier Credit Card

Salary: AED 15,000+

Annual Fee: AED 750

10,000 bonus points annually post payment of annual fee

3 Points on non-AED spends

2 Points on local spends

ExploreLearn more about Citi Premier Credit Card credit card benefits and featuresApplyApply for Citi Premier Credit Card credit card
Citi Rewards Credit Card Design

CITIBANK

Citi Rewards Credit Card

Salary: AED 8,000+

No Annual Fee for the first year

10,000 bonus points annually post payment of annual fee

1.5 Points on grocery and non-AED spends

1 Point on local spends

ExploreLearn more about Citi Rewards Credit Card credit card benefits and featuresApplyApply for Citi Rewards Credit Card credit card
Citi Simplicity Credit Card Design

CITIBANK

Citi Simplicity Credit Card

Salary: AED 5000+

No Annual Fee

20% discount on Talabat

ExploreLearn more about Citi Simplicity Credit Card credit card benefits and featuresApplyApply for Citi Simplicity Credit Card credit card
Citi Ready Credit Card Design

CITIBANK

Citi Ready Credit Card

Salary: AED 8,000

No Annual Fee for the First Year

Instant cash advance upon credit limit approval

Up to 6X of your monthly income or up to AED 175,000, whichever is lower

ExploreLearn more about Citi Ready Credit Card credit card benefits and featuresApplyApply for Citi Ready Credit Card credit card

Explore Citibank cards by category

Cashback & Rewards Cards

Citi Cashback, Citi Rewards, and Citi Simplicity — entry to mid-tier Citi options

3 cards compared →

Premium & Travel Cards

Citi Prestige, Citi Ultima, and Citi Premier — lounge access, concierge, ThankYou Points

3 cards compared →

Citibank Credit Cards — FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

Citi sold its UAE consumer banking business to First Abu Dhabi Bank (FAB). Existing Citi credit cardholders continue to be served through the transition, but new applications and product changes are now handled through the combined entity. Confirm current availability and terms with Citi UAE or FAB before applying.

Citi UAE credit card applications can be submitted through the Citi UAE website, mobile app, or via FAB's online application channels for the integrated portfolio. You typically need Emirates ID, residence visa, salary certificate or 3-6 months of bank statements, and proof of address.

Citi Cashback Credit Card is Citi's primary cashback product in the UAE, with a flat cashback structure across categories. Citi Rewards earns ThankYou Points that can convert to cashback equivalents through merchant vouchers.

Minimum salary varies by card: Citi Simplicity from AED 5,000, Citi Cashback and Citi Rewards from AED 8,000, Citi Premier from AED 18,000, Citi Prestige from AED 30,000, and Citi Ultima from AED 36,750.

Yes. Citi Prestige Credit Card UAE includes Priority Pass airport lounge access for the cardholder, with selected guest entitlements depending on current programme terms.

Citi UAE application status can be checked via the Citi UAE mobile app, online banking portal, or by calling Citi UAE customer service. Have your application reference number and Emirates ID ready.

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products