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AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Get notified about UAE latest credit card products

Get notified about UAE latest credit card products

Best Citi Premium & Travel Credit Cards in the UAE

Best Citi Premium & Travel Credit Cards in the UAE

Citi UAE premium cards compared: Citi Prestige (lounge access), Citi Ultima (top tier), and Citi Premier — salary tiers, annual fees, ThankYou Points.

See cards
Citi Prestige Credit Card Design

CITIBANK

Citi Prestige Credit Card

≈ AED 18,862 potential value / year · incl. perks

10,000 bonus points annually post payment of annual fee

3 Points on non-AED spends

2 Points on local spends

14 lounge visits/year

4 Careem airport rides/year

ExploreLearn more about Citi Prestige Credit Card credit card benefits and features
Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

≈ AED 28,662 potential value / year · incl. perks

30,000 annual bonus miles

5 miles/USD non-AED

2.5 miles/USD in AED

14 lounge visits/year

4 Careem airport rides/year

ExploreLearn more about Citi Ultima Credit Card credit card benefits and features
Citi Premier Credit Card Design

CITIBANK

Citi Premier Credit Card

≈ AED 13,048 potential value / year · incl. perks

Welcome Bonus: AED 750 statement credit after AED 10,000 spend in 60 days

3 ThankYou Points per USD on dining, fuel and grocery

2 ThankYou Points per USD on other international spend

ExploreLearn more about Citi Premier Credit Card credit card benefits and features

Best Citi Premium & Travel Credit Cards in the UAE compared

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeMin. salaryWhy it stands out
Citi Prestige Credit Card
Citi Prestige Credit Card
AED 1,575AED 30,000Travel rewards, 14 Mastercard Travel Pass visits, and concierge
Citi Ultima Credit Card
Citi Ultima Credit Card
AED 3,150AED 36,750Top-tier Citi card with 14 Mastercard Travel Pass visits, concierge, and travel insurance
Citi Premier Credit Card
Citi Premier Credit Card
AED 600AED 18,000Citi Premier banking tier — premium without the ultra-premium fee
CardAnnual feeMin. salaryWhy it stands out
Citi Prestige Credit Card
Citi Prestige Credit Card
AED 1,575AED 30,000Travel rewards, 14 Mastercard Travel Pass visits, and concierge
Citi Ultima Credit Card
Citi Ultima Credit Card
AED 3,150AED 36,750Top-tier Citi card with 14 Mastercard Travel Pass visits, concierge, and travel insurance
Citi Premier Credit Card
Citi Premier Credit Card
AED 600AED 18,000Citi Premier banking tier — premium without the ultra-premium fee
Citi Prestige Credit Card

Citi Prestige Credit Card

Annual feeAED 1,575
Min. salaryAED 30,000
HighlightTravel rewards, 14 Mastercard Travel Pass visits, and concierge
Citi Ultima Credit Card

Citi Ultima Credit Card

Annual feeAED 3,150
Min. salaryAED 36,750
HighlightTop-tier Citi card with 14 Mastercard Travel Pass visits, concierge, and travel insurance
Citi Premier Credit Card

Citi Premier Credit Card

Annual feeAED 600
Min. salaryAED 18,000
HighlightCiti Premier banking tier — premium without the ultra-premium fee

August Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

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ENBD noon One Visa Credit Card Design
4.1/5

EMIRATES NBD

ENBD noon One Visa Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
  • Get 20% back as noon credits when you spend on noon food
  • Get 5% back as noon credits when you spend on noon
ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER
3.9/5

EMIRATES NBD

ENBD Voyager World Credit Card

  • Salary: AED 12,000+
  • 75,000 Miles after AED 35,000 spend
  • No Annual Fee
  • 6 Voyager Miles on every AED spent on Voyager Travel Portal
  • 3 Voyager Miles on every AED spent on other travel bookings
ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

  • Salary: AED 25,000+
  • 150,000 Miles after AED 70,000 spend
  • No Annual Fee for the first year
  • 12 Voyager Miles on every AED spent on Voyager Travel Portal
  • 6 Voyager Miles on every AED spent on other travel bookings
ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Why choose Citi Premium & Travel Credit Cards in the UAE

1.

Established premium positioning

Citi Prestige is one of the longest-running premium UAE credit cards, with a stable benefits structure around lounge access, concierge, and ThankYou Points.

2.

Ultima for high-volume international spenders

Citi Ultima targets HNW clients with 14 annual Mastercard Travel Pass visits, dedicated concierge, comprehensive travel insurance, and elevated Citi Miles earning.

3 cards in the UAE

Citi Prestige Credit Card Design

CITIBANK

Citi Prestige Credit Card

  • Salary: AED 30,000+
  • Annual Fee: AED 1,575
  • 10,000 bonus points annually post payment of annual fee
  • 3 Points on non-AED spends
  • 2 Points on local spends
ExploreLearn more about Citi Prestige Credit Card credit card benefits and featuresApplyApply for Citi Prestige Credit Card credit card
Citi Ultima Credit Card Design

CITIBANK

Citi Ultima Credit Card

  • Salary: AED 36,750
  • Annual Fee: AED 3,150
  • 30,000 annual bonus miles
  • 5 miles/USD non-AED
  • 2.5 miles/USD in AED
ExploreLearn more about Citi Ultima Credit Card credit card benefits and featuresApplyApply for Citi Ultima Credit Card credit card
Citi Premier Credit Card Design

CITIBANK

Citi Premier Credit Card

  • Salary: AED 15,000+
  • Annual Fee: AED 787.50
  • Welcome Bonus: AED 750 statement credit after AED 10,000 spend in 60 days
  • 3 ThankYou Points per USD on dining, fuel and grocery
  • 2 ThankYou Points per USD on other international spend
ExploreLearn more about Citi Premier Credit Card credit card benefits and featuresApplyApply for Citi Premier Credit Card credit card

Eligibility criteria

General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.

Minimum age21 years
Monthly salaryAED 15,000–36,750
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval
Minimum age21 years
Monthly salaryAED 15,000–36,750
EmploymentSalaried employees or self-employed professionals
ResidencyUAE residents with a valid Emirates ID and residence visa
Credit historyAECB credit score is checked; a clean record strengthens approval

Always confirm the latest eligibility details with the issuing bank before applying.

Documents you will need

Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.

UAE nationals

1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy

Expats & residents

1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)

The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.

Frequently asked questions

Common questions about Best Citi Premium & Travel Credit Cards in the UAE

Yes. Citi UAE currently publishes the Citi Prestige Credit Card as an active product with an application route. Product availability and campaign terms can still change, so use Citi's live product page when applying.

The Citi Prestige Credit Card UAE typically requires a minimum monthly salary of AED 30,000.

Citi Ultima sits above Prestige with an AED 3,150 annual fee and AED 36,750 minimum salary. Both currently publish 14 annual Mastercard Travel Pass visits, while Ultima adds its higher earn profile, concierge and premium travel cover.

Yes. Citi Ultima publishes up to 14 airport lounge visits per year through Mastercard Travel Pass, subject to the qualifying non-AED transaction and current programme terms.

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