Citi's UAE consumer banking was acquired by First Abu Dhabi Bank (FAB); the Citi Prestige Credit Card is still in market for existing cardholders, but new acquisitions are routed through the combined entity. Confirm current availability with Citi UAE.
Best Citi Premium & Travel Credit Cards in the UAE
Citi UAE premium cards compared: Citi Prestige (lounge access), Citi Ultima (top tier), and Citi Premier — salary tiers, annual fees, ThankYou Points.
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CITIBANK
Citi Prestige Credit Card
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
CITIBANK
Citi Ultima Credit Card
30,000 bonus miles annually post payment of annual fee
5 Miles on non-AED spends
CITIBANK
Citi Premier Credit Card
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
Best Citi Premium & Travel Credit Cards in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 1,500 | AED 30,000 | Travel rewards, lounge access, and concierge — a long-standing premium UAE option |
| AED 3,000 | AED 36,750 | Top-tier Citi card with unlimited lounge access, concierge, and travel insurance |
| AED 600 | AED 18,000 | Citi Premier banking tier — premium without the ultra-premium fee |
June Spotlight
Liv by Emirates NBD
Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
Why choose Citi Premium & Travel Credit Cards in the UAE
1.
Established premium positioning
Citi Prestige is one of the longest-running premium UAE credit cards, with a stable benefits structure around lounge access, concierge, and ThankYou Points.
2.
Ultima for high-volume international spenders
Citi Ultima targets HNW clients with unlimited Priority Pass lounges, dedicated concierge, comprehensive travel insurance, and elevated ThankYou Points earning.
3 cards in the UAE
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CITIBANK
Citi Prestige Credit Card
Salary: AED 30,000+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 15,000–36,750 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 15,000–36,750 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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