Citi Cashback offers flat cashback across categories from an AED 8,000 salary. For zero annual fee, Citi Simplicity is the entry tier with no late fees but a lower rewards profile.
Best Citi Cashback & Rewards Credit Cards in the UAE
Compare Citi UAE cashback and rewards cards — Citi Cashback, Citi Rewards, and Citi Simplicity — by annual fee, salary requirement, and reward rate.
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CITIBANK
Citi Simplicity Credit Card
20% discount on Talabat
CITIBANK
Citi Cashback Credit Card
3% Cashback on non-AED spends
2% Cashback on grocery/supermarket spends
CITIBANK
Citi Rewards Credit Card
10,000 bonus points annually post payment of annual fee
1.5 Points on grocery and non-AED spends
Best Citi Cashback & Rewards Credit Cards in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 300 | AED 8,000 | Flat cashback structure for everyday spend |
| AED 314 | AED 8,000 | ThankYou Points convertible to airline miles and merchant vouchers |
| Free | AED 5,000 | No annual fee, no late fees — entry-tier Citi option |
June Spotlight
Liv by Emirates NBD
Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
Why choose Citi Cashback & Rewards Credit Cards in the UAE
1.
ThankYou Points flexibility
Citi Rewards earns ThankYou Points that can be converted to airline frequent-flyer miles (Etihad Guest, Emirates Skywards via partners) or redeemed for merchant vouchers — useful if you don't want to commit to a single airline programme.
2.
Free entry option still available
Citi Simplicity remains a no-annual-fee Citi card eligible from AED 5,000 salary, with no late-fee charges as a distinctive feature.
3 cards in the UAE
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CITIBANK
Citi Cashback Credit Card
Salary: AED 8,000+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–8,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–8,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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