ADIB Emirates Skywards Visa Infinite Covered Card

Miles are credited to your linked Emirates Skywards account and can be redeemed with Emirates and flydubai on flights, upgrades, partner airlines, hotels and gift cards. Emirates programme rules apply.

Primary cardholder gets Silver and can reach Gold after USD 5,000 Emirates spend in a card year. Supplementary Gold needs another USD 5,000 spend and an AED 4,725 annual fee. Gold lasts 12 months from activation.

Unlimited complimentary access to more than 1,200 lounges worldwide for you and a guest through the Visa Airport Companion app.

Four complimentary airport rides per year from anywhere in the UAE, capped at AED 150 in Dubai and Sharjah and AED 350 in Abu Dhabi, Al Ain and elsewhere. Book on 600543216 at least three business days before the trip.

Emirates home check-in from your home, hotel or office anywhere in Dubai, four times a year, covering up to 7 pieces of luggage. Excess bags are charged to you directly by the service provider.

Complimentary valet parking four times a month through Valtrans at key locations across the UAE. Standard parking only, not VIP; one visit runs from one to four hours, and usage beyond the entitlement is billed to the card.

A 24-hour concierge acting as a personal travel assistant, handling the practical arrangements around every trip.

Provided by Visa: baggage loss or damage up to USD 3,000, baggage delay USD 500, trip delay or missed departure USD 500, and trip curtailment or cancellation up to USD 7,500.

Visa travel cover for the cardholder, family and domestic helper: accident cover and medical evacuation up to USD 500,000 each, plus USD 100 a day in hospital. Spouse at 100%, children and helper at 25%.

Split purchases at selected merchants into 3, 6, 9 or 12 monthly instalments with a full waiver of Murabaha monthly profit and no processing fee. Arrange by calling 600543216.

Optional Takaful cover protecting against death, permanent total disability, critical illness and involuntary loss of employment, priced at 0.77 fils per AED 100 of cover amount utilized.