ADIB Emirates Skywards Visa Signature Covered Card

Miles are credited to your linked Emirates Skywards account and can be redeemed with Emirates and flydubai on flights, upgrades, partner airlines, hotels and gift cards. Emirates programme rules apply.

Emirates Skywards Silver membership from the card issuance date for the first year. Renewal each year after that needs USD 2,500 (or the AED equivalent) of Emirates Airlines spend within 12 months of the card anniversary date.

Unlimited complimentary access to more than 1,200 lounges worldwide for you and one guest through the Visa Airport Companion app. Additional guests cost USD 32 per visit.

Two complimentary airport rides per year from anywhere in the UAE, capped at AED 150 in Dubai and Sharjah and AED 350 in Abu Dhabi, Al Ain and elsewhere. Book on 600543216 at least three business days before the trip.

Emirates home check-in from your home, hotel or office anywhere in Dubai, twice a year, covering up to 7 pieces of luggage. Excess bags are charged to you directly by the service provider.

Complimentary valet parking twice a month through Valtrans at key locations across the UAE. Standard parking only, not VIP; one visit runs from one to four hours, and usage beyond the entitlement is billed to the card.

Provided by Visa: baggage loss or damage up to USD 3,000, baggage delay USD 500, trip delay or missed departure USD 500, and trip curtailment or cancellation up to USD 7,500.

Visa travel cover for the cardholder, family and domestic helper: accident cover and medical evacuation up to USD 500,000 each, plus USD 100 a day in hospital. Spouse at 100%, children and helper at 25%.

Split purchases at selected merchants into 3, 6, 9 or 12 monthly instalments with a full waiver of Murabaha monthly profit and no processing fee. Arrange by calling 600543216.

Optional Takaful cover protecting against death, permanent total disability, critical illness and involuntary loss of employment, priced at 0.77 fils per AED 100 of cover amount utilized.