Ajman Bank ULTRACASH Credit Card
Earn 5% cashback on fuel, education, grocery and online shopping, plus a welcome bonus of up to AED 500.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 10,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. Ajman Bank ULTRACASH Credit Card expects AED 10,000+ monthly income.
Documents ready
Emirates ID, passport with residence visa, and a recent salary certificate or 3-month bank statement on hand — the standard pack asked for at submission.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Welcome offer
Welcome Bonus
Up to AED 500 as cashback.
Earn up to AED 500 as cashback in the first months of card usage.
See full breakdownRewards
5%
cashback on fuel spends
5% cashback on fuel purchases. Capped at AED 400 per month.
See full breakdown5%
cashback on online shopping
5% cashback on online shopping transactions. Capped at AED 200 per month.
See full breakdown5%
cashback on grocery spends
5% cashback on grocery purchases. Capped at AED 200 per month.
See full breakdown5%
cashback on education spends
5% cashback on education-related payments. Capped at AED 200 per month.
See full breakdown1%
cashback on all other spends
1% cashback on all other eligible retail transactions.
See full breakdownRewards Calculator
June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
Additional Benefits
Mastercard Travel Pass Lounge Access
Unlimited access to 1,000+ airport lounges worldwide
Complimentary unlimited access to over 1,000 airport lounges globally via Mastercard Travel Pass.
Valet Parking
2 complimentary sessions per month at select UAE locations
2 complimentary valet parking sessions per month at select UAE locations.
Eligibility
21
Minimum Age
10,000AED
Minimum Income
Fees
Free
Joining Fee
300AED
Annual Fee
3.45%
Monthly Purchase Rate
3.45% per month (41.4% per annum)
Late Payment FeeAED 241.5
Cash Advance Fee3.15%*
*3.15% of transaction amount or AED 105 whichever is higher
International Transaction Fee (non-AED)1.99%*
*1.99% of transaction amount
Important Stuff
Other credit cards from this bank
AJMAN BANK
Ajman Bank LIFE Platinum Credit Card
Salary: AED 10,000+
No Annual Fee (Free for Life)
50% cashback on refreshments & snacks
10% cashback on Amazon, Noon & Careem
5% cashback on dine-in
AJMAN BANK
Ajman Bank LIFE World Credit Card
Salary: AED 10,000+
Annual Fee: AED 600
Welcome Bonus: AED 1,000 cashback
50% cashback on refreshments & snacks
10% cashback on Amazon, Noon & Careem
Related Articles
Related Collections
