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Kredit

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AboutBlogBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

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ENBD Duo Credit Card Design

EMIRATES NBD

ENBD Duo Credit Card

Salary: AED 12,000+

Annual Fee: AED 840

5% rewards on grocery, utilities, telecom & fuel

0.5% on other spends

Unlimited airport lounge access worldwide

ExploreLearn more about ENBD Duo Credit Card credit card benefits and features
Emirates Islamic Cashback Plus Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Plus Credit Card

Salary: AED 12,000+

Annual Fee: AED 299

DIB Consumer Cashback Platinum Credit Card Design

DUBAI ISLAMIC BANK

DIB Consumer Cashback Platinum Credit Card

Salary: AED 15,000+

HSBC Live+ Credit Card Design

HSBC

HSBC Live+ Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

ADIB Cashback Covered Credit Card Design

ABU DHABI ISLAMIC BANK (ADIB)

ADIB Cashback Covered Credit Card

Salary: AED 5,000+

UAB World Credit Card Design

UNITED ARAB BANK (UAB)

UAB World Credit Card

Salary: AED 40,000+

No Annual Fee for the first year

Mawarid World Elite Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid World Elite Credit Card

Salary: AED 15,000+

No Annual Fee

Mawarid World Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid World Credit Card

Salary: AED 15,000+

No Annual Fee

Mawarid Platinum Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid Platinum Credit Card

Salary: AED 15,000+

No Annual Fee

Mawarid Titanium Credit Card Design

MAWARID FALAK TAYYEB FINANCE

Mawarid Titanium Credit Card

Salary: AED 5,000+

No Annual Fee

Al Hilal Cashback Credit Card Design

AL HILAL BANK

Al Hilal Cashback Credit Card

Salary: AED 5,000+

Ajman Bank ULTRACASH Credit Card Design

AJMAN BANK

Ajman Bank ULTRACASH Credit Card

Salary: AED 10,000+

Emirates Islamic Switch Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Switch Cashback Credit Card

Salary: AED 5,000+

CBD Super Saver Credit Card Design

CBD

CBD Super Saver Credit Card

Salary: AED 5,000+

No Annual Fee for the first year

ENBD Mastercard Platinum Credit Card Design

EMIRATES NBD

ENBD Mastercard Platinum Credit Card

Salary: AED 12,000+

No Annual Fee

ENBD Visa Flexi Credit Card Design

EMIRATES NBD

ENBD Visa Flexi Credit Card

Min Salary: AED 12,000

No Annual Fee

FAB GEMS World Credit Card Design

FIRST ABU DHABI BANK (FAB)

FAB GEMS World Credit Card

Salary: AED 8,000+

Annual Fee: AED 399

Up to 10% cashback on groceries, education, dining, telecom

Unlimited airport lounge access

2 rounds of complimentary golf per month

ExploreLearn more about Emirates Islamic Cashback Plus Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Cashback Plus Credit Card credit card

Annual Fee: AED 261.45

4% cashback on groceries, auto & education

4% cashback on bills

4% cashback on Salik & Nol

ExploreLearn more about DIB Consumer Cashback Platinum Credit Card credit card benefits and featuresApplyApply for DIB Consumer Cashback Platinum Credit Card credit card

Welcome Bonus: AED 800 Amazon gift card

6% cashback on dining (up to AED 200)

5% cashback on fuel (up to AED 200)

ExploreLearn more about HSBC Live+ Credit Card credit card benefits and featuresApplyApply for HSBC Live+ Credit Card credit card

Annual Fee: AED 99

4% cashback on groceries, fuel, education, dining and utility spends

Four Free Supplementary cards

Road Side Assistance once a Year​​​​

ExploreLearn more about ADIB Cashback Covered Credit Card credit card benefits and featuresApplyApply for ADIB Cashback Covered Credit Card credit card

Welcome Offer: ENTERNAINER subscription

Up to 10% cashback on school fees, fashion on fuel

100% casbhack on video streaming subscription

ExploreLearn more about UAB World Credit Card credit card benefits and featuresApplyApply for UAB World Credit Card credit card

10% cashback on dining, groceries, and fuel (AED 500 cap)

5% cashback on education (AED 1,000 cap)

2% cashback on all other spends (AED 2,500 cap)

ExploreLearn more about Mawarid World Elite Credit Card credit card benefits and featuresApplyApply for Mawarid World Elite Credit Card credit card

10% cashback on dining, groceries, and fuel (AED 500 cap)

5% cashback on education (AED 1,000 cap)

2% cashback on all other spends (AED 2,500 cap)

ExploreLearn more about Mawarid World Credit Card credit card benefits and featuresApplyApply for Mawarid World Credit Card credit card

10% cashback on dining, groceries, and fuel (AED 250 cap)

5% cashback on education (AED 750 cap)

2% cashback on all other spends (AED 1,500 cap)

ExploreLearn more about Mawarid Platinum Credit Card credit card benefits and featuresApplyApply for Mawarid Platinum Credit Card credit card

10% cashback on dining, groceries, and fuel (AED 100 cap)

5% cashback on education (AED 500 cap)

2% cashback on all other spends (AED 1,000 cap)

ExploreLearn more about Mawarid Titanium Credit Card credit card benefits and featuresApplyApply for Mawarid Titanium Credit Card credit card

No Annual Fee

5% cashback on 2 categories from the following: dining, groceries, fuel, international and education

1% cashback on all other retail transactions except government spends

Complimentary airport lounge access to over 25 lounges worldwide

ExploreLearn more about Al Hilal Cashback Credit Card credit card benefits and featuresApplyApply for Al Hilal Cashback Credit Card credit card

Annual Fee: AED 300

Welcome Bonus: up to AED 500

5% cashback on fuel, education, grocery, online shopping

1% cashback on all other spends

ExploreLearn more about Ajman Bank ULTRACASH Credit Card credit card benefits and featuresApplyApply for Ajman Bank ULTRACASH Credit Card credit card

No Annual Fee for the first year

Welcome Offer: AED 500 Cashback points

Up to 8% cashback on your spends

Switch between Lifestyle or Travel cashback category

ExploreLearn more about Emirates Islamic Switch Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Switch Cashback Credit Card credit card

Up to 10% Cashback on Bills, Education, Fuel.

50% off Cinema Tickets

Complimentary Hotel Night

ExploreLearn more about CBD Super Saver Credit Card credit card benefits and featuresApplyApply for CBD Super Saver Credit Card credit card

Unlimited lounge access

30% discount at 2000+ restaurants

40% discount at golf courses worldwide

ExploreLearn more about ENBD Mastercard Platinum Credit Card credit card benefits and features

1.5% Rewards on retail spends

Lounge Access Included

30% discount at 2,000+ restaurants

ExploreLearn more about ENBD Visa Flexi Credit Card credit card benefits and features

10% cashback on bus, canteen, uniform purchases

20% discount Emaar attractions

2% cashback on spending

ExploreLearn more about FAB GEMS World Credit Card credit card benefits and featuresApplyApply for FAB GEMS World Credit Card credit card