FAB SHARE Platinum earns 4% back in SHARE points at Carrefour with no annual fee, available from AED 5,000 salary. ENBD SHARE Signature earns 6% at Al Futtaim brands including Carrefour, also free, from AED 12,000.
Best Credit Cards for Carrefour UAE
Compare UAE credit cards for Carrefour: FAB SHARE Platinum earns 4% at Carrefour with no annual fee, ENBD SHARE Signature earns 6% at Al Futtaim brands, plus flat cashback alternatives.
Last updated: - Updated monthly using latest public card terms and bank data.
FIRST ABU DHABI BANK (FAB)
FAB SHARE Platinum Credit Card
≈ AED 14,532 potential value / year · incl. perks
4% at malls & Carrefour
1% international
2-for-1 VOX monthly
EMIRATES NBD
ENBD SHARE Signature Credit Card
≈ AED 22,468 potential value / year · incl. perks
6% cashback with Al Futtaim brands
1% cashback on other spends
Welcome bonus: 5,000 SHARE Points
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
≈ AED 12,132 potential value / year · incl. perks
6% cashback on dining (including online food orders)
5% cashback on fuel and Salik
3% cashback on groceries and supermarkets
Best Credit Cards for Carrefour UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | 4% back in SHARE points at Carrefour and Al Futtaim malls, no annual fee, from AED 5,000 |
| Free | AED 12,000 | 6% cashback at Al Futtaim brands including Carrefour, no annual fee, from AED 12,000 |
 | AED 525 | AED 10,000 | Higher-tier SHARE card earning at Carrefour and Al Futtaim, from AED 15,000 |
 | AED 208.95 (waivable) | AED 5,000 | Islamic SHARE card earning at Carrefour, AED 199 annual fee, from AED 5,000 |
| AED 383.25 | AED 8,000 | 3% grocery cashback (needs AED 5,000/month total), 6% dining, from AED 8,000 |
 | AED 51.45 (waivable) | AED 35,000 | Up to 4 Rewards points/AED on eligible Carrefour spend; only Privilege removes the bank FX surcharge; tier-based monthly fee, from AED 35,000 |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | 4% back in SHARE points at Carrefour and Al Futtaim malls, no annual fee, from AED 5,000 |
| Free | AED 12,000 | 6% cashback at Al Futtaim brands including Carrefour, no annual fee, from AED 12,000 |
| AED 525 | AED 10,000 | Higher-tier SHARE card earning at Carrefour and Al Futtaim, from AED 15,000 |
| AED 208.95 (waivable) | AED 5,000 | Islamic SHARE card earning at Carrefour, AED 199 annual fee, from AED 5,000 |
| AED 383.25 | AED 8,000 | 3% grocery cashback (needs AED 5,000/month total), 6% dining, from AED 8,000 |
| AED 51.45 (waivable) | AED 35,000 | Up to 4 Rewards points/AED on eligible Carrefour spend; only Privilege removes the bank FX surcharge; tier-based monthly fee, from AED 35,000 |
FAB SHARE Platinum Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight4% back in SHARE points at Carrefour and Al Futtaim malls, no annual fee, from AED 5,000
ENBD SHARE Signature Credit Card
Annual feeFree
Min. salaryAED 12,000
Highlight6% cashback at Al Futtaim brands including Carrefour, no annual fee, from AED 12,000
FAB SHARE Signature Credit Card
Annual feeAED 525
Min. salaryAED 10,000
HighlightHigher-tier SHARE card earning at Carrefour and Al Futtaim, from AED 15,000
ADIB SHARE Visa Platinum Card
Annual feeAED 208.95 (waivable)
Min. salaryAED 5,000
HighlightIslamic SHARE card earning at Carrefour, AED 199 annual fee, from AED 5,000
ADCB 365 Cashback Credit Card
Annual feeAED 383.25
Min. salaryAED 8,000
Highlight3% grocery cashback (needs AED 5,000/month total), 6% dining, from AED 8,000
RAKBANK Elevate Credit Card
Annual feeAED 51.45 (waivable)
Min. salaryAED 35,000
HighlightUp to 4 Rewards points/AED on eligible Carrefour spend; only Privilege removes the bank FX surcharge; tier-based monthly fee, from AED 35,000
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
- Get 20% back as noon credits when you spend on noon food
- Get 5% back as noon credits when you spend on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles after AED 35,000 spend
- No Annual Fee
- 6 Voyager Miles on every AED spent on Voyager Travel Portal
- 3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles after AED 70,000 spend
- No Annual Fee for the first year
- 12 Voyager Miles on every AED spent on Voyager Travel Portal
- 6 Voyager Miles on every AED spent on other travel bookings
Why pick a credit card for Carrefour spending
1.
SHARE cards are purpose-built for Carrefour
FAB SHARE Platinum earns 4% value back at Carrefour and Al Futtaim malls. ENBD SHARE Signature earns 6%. Both are free for life, making them zero-risk choices for frequent Carrefour shoppers.
2.
In-store and online orders earn equally
SHARE cards earn the same rate whether you shop at a Carrefour store or order through the Carrefour app.
3.
General grocery cashback works across chains
ADCB 365 earns 3% at all supermarkets including Carrefour — useful if you split grocery spend between Carrefour, LuLu, Spinneys, and others.
How to choose the right card for Carrefour
1.
Carrefour-first shopper: SHARE cards win
FAB SHARE Platinum (AED 5,000 salary) or ENBD SHARE Signature (AED 12,000) consistently outperform flat cashback cards on Carrefour spend, with no annual fee at either tier.
2.
Mixed grocery shopper: general cashback
ADCB 365 (3% grocery) earns at Carrefour and every other supermarket, making it useful if you don't shop exclusively at Carrefour.
8 cards in the UAE
FIRST ABU DHABI BANK (FAB)
FAB SHARE Platinum Credit Card
- Salary: AED 5,000+
- No Annual Fee
- 4% at malls & Carrefour
- 1% international
- 2-for-1 VOX monthly
EMIRATES NBD
ENBD SHARE Signature Credit Card
- Salary: AED 12,000+
- No Annual Fee
- 6% cashback with Al Futtaim brands
- 1% cashback on other spends
- Welcome bonus: 5,000 SHARE Points
FIRST ABU DHABI BANK (FAB)
FAB SHARE Signature Credit Card
- Salary: AED 10,000+
- Annual Fee: AED 525
- 5,000 bonus SHARE points
- 6% at malls & Carrefour
- 2-for-1 VOX 3× monthly
ABU DHABI ISLAMIC BANK (ADIB)
ADIB SHARE Visa Platinum Card
- Salary: AED 5,000+
- Annual Fee: AED 208.95
- Welcome bonus: 2,000 SHARE Points
- Double SHARE Points (6%) at Carrefour/MAF for 90 days on new signups
- 3% back in SHARE Points at Carrefour and Majid Al Futtaim destinations
RUYA COMMUNITY ISLAMIC BANK
Ruya Mastercard Cashback Credit Card
- Salary: AED 5,000+
- Waived Annual Fee for the first year
- 2% cashback on eligible purchases (up to AED 500/month)
- Fully digital onboarding
- Shari’ah-compliant
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB 365 Cashback Credit Card
- Salary: AED 8,000+
- Annual Fee: AED 383.25
- 6% cashback on dining (including online food orders)
- 5% cashback on fuel and Salik
- 3% cashback on groceries and supermarkets
WIO BANK
Wio Credit Card
- Salary: AED 5,000+
- No Annual Fee with Wio Plan
- 2% Cashback on all spends
- 0.5% Cashback on Other Credit Card Bills
- Total Cashback up to AED 2,500/month
RAKBANK
RAKBANK Elevate Credit Card
- Salary: AED 35,000+
- Tier fee from AED 51.45/month
- Up to 4 RAKrewards/AED
- Up to 3.2% travel value
- Privilege: 0% bank FX fee
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Credit Cards for Carrefour UAE
Related Collections
Not sure which card to pick?
Try the UAE Credit Card Picker
Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.