Liv Tamayaz World earns 10% at Union Coop — the highest store-specific grocery rate in the UAE. Liv Tamayaz Platinum earns 6% with no annual fee. For general grocery cashback that also works at Union Coop, Emirates Islamic Cashback Plus earns up to 10% at all supermarkets.
Best Credit Cards for Union Coop UAE
Compare UAE credit cards for Union Coop: Liv Tamayaz World earns 10% at Union Coop — the highest dedicated grocery rate in the UAE. Plus EI Cashback Plus (10% grocery), FAB Cashback (5%), Dubai First (5%), and other general alternatives.
Last updated: - Updated monthly using latest public card terms and bank data.
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LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz World Credit Card
Welcome Bonus: AED 1,000 equivalent
10% cashback at Union Coop
3% cashback on international spends
LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz Platinum Credit Card
6% cashback at Union Coop
2% on domestic dining and fuel
EMIRATES ISLAMIC
Emirates Islamic Cashback Plus Credit Card
Up to 10% cashback on groceries, education, dining, telecom
Unlimited airport lounge access
Best Credit Cards for Union Coop UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 735 | AED 15,000 | 10% cashback at Union Coop with monthly cap, plus 6% dining, 3% fuel, from AED 15,000 |
| Free | AED 5,000 | 6% at Union Coop, AED 750/month grocery cap, no annual fee |
| AED 299 |
June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Why use a credit card at Union Coop
1.
10% at Union Coop — the highest dedicated grocery earn rate in the UAE
Liv Tamayaz World earns 10% cashback-equivalent at Union Coop, making it the most rewarding card for concentrated grocery spend at this cooperative.
2.
Two Liv Tamayaz tiers for different salary levels
Tamayaz World (AED 15K) and Tamayaz Platinum (no annual fee) both target Union Coop shoppers. Tamayaz Platinum earns 6% and is accessible without the premium salary requirement.
3.
General grocery cards earn at Union Coop and across all chains
EI Cashback Plus (up to 10% grocery), FAB Cashback and Dubai First (5% grocery) all work at Union Coop and every other supermarket — better for shoppers who don't exclusively shop at Union Coop.
How to choose the right card for Union Coop
1.
Frequent Union Coop shoppers: Liv Tamayaz is the clear choice
10% (or 6% at the free tier) is hard to beat for grocery spend concentrated at a single chain. The dedicated earn structure far outperforms general grocery cards for in-store Union Coop spend.
2.
Mixed grocery shopper: EI Cashback Plus or ADCB 365
EI Cashback Plus (up to 10% grocery) and ADCB 365 (5% grocery) both earn at Union Coop and every other UAE supermarket — better if your spending is spread across chains.
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LIV DIGITAL BANK BY EMIRATES NBD
Tamayaz World Credit Card
Salary: AED 15,000+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–35,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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