Both cards earn the same Amazon Rewards rates (up to 6% on Amazon.ae, up to 2.5% international, up to 2% domestic for Prime members). The Platinum card has a lower minimum salary of AED 5,000 and offers up to 4 airport lounge visits per year, while the World card requires AED 15,000 salary and offers 8 lounge visits plus additional lifestyle perks such as golf, valet parking and Careem airport rides.
Emirates Islamic Amazon Platinum Credit Card
Earn up to 6% back in Amazon Rewards on your spends with no cap — the entry-tier Amazon card with no annual fee and just AED 5,000 minimum salary.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 5,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. Emirates Islamic Amazon Platinum Credit Card expects AED 5,000+ monthly income.
Documents ready
Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Welcome offer
Welcome Bonus
Up to AED 500 for Prime members or up to AED 200 for non-Prime members
Prime members earn AED 250 on retail spend plus AED 250 on international spend within the first 60 days of card issuance; non-Prime members earn AED 100 on each. Valid for cards issued between 23 May 2026 and 31 August 2026.
Rewards
6%
back on Amazon.ae including Amazon Now purchases (Prime members)
3% back for non-Prime members. Points are worth 1 AED each when redeemed on Amazon.ae and remain valid for 5 years.
2.5%
back on international purchases excluding UK/EEA transactions (Prime members)
1% back for non-Prime members
2%
back on domestic purchases outside Amazon (Prime members)
1% back for non-Prime members
0.25%
back on select merchant categories
Applies to government services, utility and mobile bills, grocery and supermarkets, education, insurance and takaful, real estate, auto dealerships, quick-service restaurants and fuel. Same rate for both Prime and non-Prime members.
Rewards Calculator
July Spotlight
Citibank
Three Citibank credit cards spanning everyday value to ultra-premium — the Citi Cashback card earns 3% back on international spend and 2% on groceries with no fee in the first year, the Citi Prestige adds unlimited airport lounge access and a complimentary fourth hotel night, and the invitation-only Citi Ultima carries Citi's top-tier travel and concierge privileges.
CITIBANK
Citi Cashback Credit Card
Salary: AED 8,000+
No Annual Fee for the first year
3% Cashback on non-AED spends
2% Cashback on grocery/supermarket spends
1% Cashback on all other spend
CITIBANK
Citi Prestige Credit Card
Salary: AED 30,000+
Annual Fee: AED 1,500
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
CITIBANK
Citi Ultima Credit Card
Salary: AED 36,750
Annual Fee: AED 3,000
30,000 bonus miles annually post payment of annual fee
5 Miles on non-AED spends
2.5 Miles on AED spends
Additional Benefits
Easy Payment Plans - Amazon.ae
0% profit rate with no fee on 3 & 6 month plans
When shopping on Amazon.ae, 3 and 6-month plans are available at 0 profit rate with no processing fee. Longer tenors are available at standard bank rates. A minimum spend applies.
Complimentary Airport Lounge Access
Up to 4 complimentary visits per year
Access 20+ regional and international DragonPass lounges via the Mastercard Travel Pass app. First visit per year is complimentary; subsequent access requires an international purchase of at least US $1 within the prior 3 months. Guests charged US $32 per person per visit.
Complimentary Reel Cinemas Movie Tickets
Up to 2 Buy 1 Get 1 movie tickets every month
Requires minimum monthly retail spend of AED 3,000. Valid any day of the week across Reel Cinemas. If spend criteria is not met or maximum tickets exceeded, your card will be billed with the discount availed.
Talabat Discount
20% off on 1 food or grocery delivery order per month
Use promo code MASTERCARD when placing an order on the talabat app and paying with your Mastercard.
Justlife Services Discount
10% off on all services
Book home cleaning, laundry, maintenance, pest control, car wash, salon, spa, healthcare and more. Offer automatically applies at checkout when paying with your Mastercard.
Car Rental Discounts
Up to 20% off with Avis, up to 10% off with Budget
Avis: up to 20% off plus a complimentary upgrade. Budget: up to 10% off.
Travel Booking Discounts
Up to 25% off on MakeMyTrip, up to 7% wallet credit on Booking.com
MakeMyTrip: flat 25% off up to AED 1,000 on hotels and flat 25% off up to AED 150 on flights. Booking.com: up to 7% cashback credited to your Booking.com wallet after your stay.
Complimentary Food/Beverages at Costa Coffee
Complimentary items at Dubai Airports
Enjoy complimentary food/drink from a pre-determined list when flying from Dubai airports. Redeem through the Mastercard Travel Pass app.
Travel Medical Insurance
Coverage up to US $2,000 per claim
Covers up to US $2,000 per claim and a maximum of US $5,000 over a 12-month period.
Eligibility
21
Minimum Age
5,000AED
Minimum Income
Fees
Free
Annual Membership Fee
No annual membership fee
Free
Supplementary Card
Up to 4 complimentary supplementary cards
3.69%
Monthly Profit Rate
3.69% per month (44.28% per annum)
Minimum Monthly Payment5%*
*5% of outstanding balance and all fees and charges
Commitment to DonateAED 131.25*
*Charged on delayed or missed payments; donated to a bank-approved charity per Shariah requirements.
Over Limit FeeAED 261.45*
*Charged per month while over limit
Cash Advance Fee3.15%*
*3.15% or AED 103.95, whichever is higher
Card ReplacementAED 78.75
Slip RetrievalAED 52.5
Direct Debit Return FeeAED 105
International Transaction Fee (non-AED)2.34%*
*2.34% of transaction amount
Credit Shield1.04%*
*1.04% of outstanding balance per month
Foreign Currency Transaction Fee (AED abroad)1.99%*
*1.99% on AED transactions processed abroad
Frequently Asked Questions
Get answers to common questions about Emirates Islamic Amazon Platinum Credit Card credit card
Similar cards
EMIRATES ISLAMIC
Emirates Islamic Amazon World Credit Card
Salary: AED 15,000+
No Annual Fee
Welcome Bonus: AED 750 on AED 10,000 spend in 60 days
Up to 6% back in Amazon Rewards on your spends with no cap
Up to 2 free items at Costa at Dubai airports
MASHREQ BANK
Mashreq Noon Credit Card
No Annual Fee
Welcome Bonus: AED 500
Free Delivery on Noon Express
Up to 5% cashback on noon purchases
Instant Digital Card
EMIRATES ISLAMIC
Emirates Islamic Switch Cashback Credit Card
Salary: AED 5,000+
No Annual Fee for the first year
Welcome Offer: AED 500 Cashback points
Up to 8% cashback on your spends
Switch between Lifestyle or Travel cashback category
Other credit cards from this bank
EMIRATES ISLAMIC
Emirates Islamic Barça Cashback Credit Card
Salary: AED 5,000+
Free for Life — no annual fee
4% on supermarket, dining, fuel & sports
2% on international spends
Exclusive FC Barcelona experiences
EMIRATES ISLAMIC
Emirates Islamic Cashback Credit Card
Salary: AED 5,000+
Annual Fee: AED 350
5% Cashback on telecom
5% Cashback on electronics
Up to 1% cashback on all local and international spends
EMIRATES ISLAMIC
Emirates Islamic Cashback Plus Credit Card
Salary: AED 12,000+
Annual Fee: AED 299
Up to 10% cashback on groceries, education, dining, telecom
Unlimited airport lounge access
2 rounds of complimentary golf per month
EMIRATES ISLAMIC
Emirates Islamic Flex Elite Credit Card
Salary: AED 15,000+
Annual Fee: AED 735
75,000 EI SmartMiles Welcome Bonus
3.75% cashback on international spend
Unlimited rounds of golf
EMIRATES ISLAMIC
Emirates Islamic RTA Credit Card
Salary: AED 5,000+
No Annual Fee
10% Cashback on RTA Transport
10% Cashback on Fuel
2.25% Cashback on Other Spends
EMIRATES ISLAMIC
Emirates Islamic Amazon World Credit Card
Salary: AED 15,000+
No Annual Fee
Welcome Bonus: AED 750 on AED 10,000 spend in 60 days
Up to 6% back in Amazon Rewards on your spends with no cap
Up to 2 free items at Costa at Dubai airports