Kredit
My CardsCredit cardsCalculatorsAccountsPick me a card
Profile
AboutMy CardsOffersBanksCalculatorsAccountsBest credit cardsKredit PerksLoyalty ProgramsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutBest credit cardsMy CardsOffersKredit PerksBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service

Emirates Islamic Credit Cards

Emirates IslamicVisit Emirates Islamic website

Emirates Islamic (EI) stands as a forefront banking institution in the UAE, specializing in Shari'a-compliant financial solutions tailored to meet the diverse needs of its clientele. Established in 2004, EI has consistently expanded its service portfolio, offering comprehensive retail, corporate, and investment banking services. Its commitment to innovative digital banking solutions and customer-centric products positions EI as a leader in Islamic finance. The bank's strategic role in the UAE market is underscored by its contributions to sustainable economic growth and financial inclusion, leveraging global best practices to enhance local economic development. Emirates Islamic's focus on modernity and sustainability ensures its continued relevance and competitive edge in the evolving financial landscape.

This bank's credit cards

Emirates Islamic Flex Elite Credit Card Design
LIMITED OFFER
3.9/5

EMIRATES ISLAMIC

Emirates Islamic Flex Elite Credit Card

  • Salary: AED 15,000+
  • Annual Fee: AED 735
  • EI SmartMiles welcome offer
  • 3.75% cashback on international spend
  • Unlimited rounds of golf
ExploreLearn more about Emirates Islamic Flex Elite Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Flex Elite Credit Card credit card
Emirates Islamic Skywards Infinite Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Skywards Infinite Credit Card

  • Salary: AED 20,000+
  • No Annual Fee for the first year
  • Up to 2 Skywards Miles per USD spent
  • Unlimited complimentary access to over 1000+ airport lounges
  • Automatic Skywards Silver Membership Upgrade
ExploreLearn more about Emirates Islamic Skywards Infinite Credit Card credit card benefits and features
Emirates Islamic Etihad Guest Premium Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Etihad Guest Premium Credit Card

  • Salary: AED 20,000+
  • Annual Fee: AED 2,625
  • Welcome Bonus: Up to 55,000 Etihad Guest Miles
  • Up to 3.5 Etihad Guest Miles per USD spent
  • Fast-Track to Etihad Guest Gold Status
ExploreLearn more about Emirates Islamic Etihad Guest Premium Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Etihad Guest Premium Credit Card credit card
Emirates Islamic Switch Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Switch Cashback Credit Card

  • Salary: AED 10,000+
  • No Annual Fee for the first year
  • Welcome Offer: AED 500 Cashback points
  • Up to 8% cashback on your spends
  • Switch between Lifestyle or Travel cashback category
ExploreLearn more about Emirates Islamic Switch Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Switch Cashback Credit Card credit card
Emirates Islamic Amazon Platinum Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Amazon Platinum Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • Welcome Bonus: up to AED 500 on spend in 60 days
  • Up to 6% back in Amazon Rewards on your spends with no cap
  • Up to 4 complimentary airport lounge visits per year
ExploreLearn more about Emirates Islamic Amazon Platinum Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Amazon Platinum Credit Card credit card
Emirates Islamic Barça Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Barça Cashback Credit Card

  • Salary: AED 5,000+
  • Free for Life — no annual fee
  • 4% on supermarket, dining, fuel & sports
  • 2% on international spends
  • Exclusive FC Barcelona experiences
ExploreLearn more about Emirates Islamic Barça Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Barça Cashback Credit Card credit card
Emirates Islamic Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 367.50
  • 5% Cashback on telecom
  • 5% Cashback on electronics
  • Up to 1% cashback on all local and international spends
ExploreLearn more about Emirates Islamic Cashback Credit Card credit card benefits and features
Emirates Islamic Cashback Plus Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Plus Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 313.95
  • Up to 10% cashback on groceries, education, dining, telecom
  • Unlimited airport lounge access
  • 2 rounds of complimentary golf per month
ExploreLearn more about Emirates Islamic Cashback Plus Credit Card credit card benefits and features
Emirates Islamic RTA Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic RTA Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • 10% Cashback on RTA Transport
  • 10% Cashback on Fuel
  • 2.25% Cashback on Other Spends
ExploreLearn more about Emirates Islamic RTA Credit Card credit card benefits and featuresApplyApply for Emirates Islamic RTA Credit Card credit card
Emirates Islamic Amazon World Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Amazon World Credit Card

  • Salary: AED 15,000+
  • No Annual Fee
  • Welcome Bonus: AED 750 on AED 10,000 spend in 60 days
  • Up to 6% back in Amazon Rewards on your spends with no cap
  • Up to 2 free items at Costa at Dubai airports
ExploreLearn more about Emirates Islamic Amazon World Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Amazon World Credit Card credit card
Emirates Islamic Etihad Guest Platinum Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Etihad Guest Platinum Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 208.95
  • Welcome Bonus: 5,000 Etihad Guest Miles
  • 2 Etihad Guest Miles per USD spent
  • 2 Complimentary Inflight WiFi vouchers per year
ExploreLearn more about Emirates Islamic Etihad Guest Platinum Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Etihad Guest Platinum Credit Card credit card
Emirates Islamic Etihad Guest Ameera Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Etihad Guest Ameera Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 733.95
  • Welcome Bonus: 20,000 Etihad Guest Miles
  • Up to 3 Etihad Guest Miles per USD spent
  • Fast-Track to Etihad Silver Status
ExploreLearn more about Emirates Islamic Etihad Guest Ameera Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Etihad Guest Ameera Credit Card credit card
Emirates Islamic Etihad Guest Saqer Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Etihad Guest Saqer Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 943.95
  • Welcome Bonus: 30,000 Etihad Guest Miles
  • Up to 3 Etihad Guest Miles per USD spent
  • Fast-Track to Etihad Silver Status
ExploreLearn more about Emirates Islamic Etihad Guest Saqer Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Etihad Guest Saqer Credit Card credit card
Emirates Islamic Skywards Signature Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Skywards Signature Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 735
  • Up to 1.5 Skywards Miles per USD spent
  • Unlimited complimentary access to over 1000 airport lounges
  • 1 complimentary valet parking monthly
ExploreLearn more about Emirates Islamic Skywards Signature Credit Card credit card benefits and features
Emirates Islamic Skywards Black Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Skywards Black Credit Card

  • Salary: AED 35,000+
  • Annual Fee: AED 5,775
  • 3.5 Skywards miles/USD
  • Fast-track to Skywards Gold
  • 4 airport transfers/year
ExploreLearn more about Emirates Islamic Skywards Black Credit Card credit card benefits and features
Emirates Islamic Emarati Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Emarati Credit Card

  • Salary: AED 12,000+
  • No Annual Fee
  • Exclusive for UAE nationals
  • Welcome Bonus: AED 1,000 as EI SmartMiles
  • Up to 3.75 EI SmartMiles per AED 1
ExploreLearn more about Emirates Islamic Emarati Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Emarati Credit Card credit card
Emirates Islamic Flex Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Flex Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • 10,000 EI SmartMiles Welcome Bonus
  • Up to 2.25 EI SmartMiles per AED 1 spend
  • Up to 2 Buy 1 Get 1 complimentary movie tickets each month
ExploreLearn more about Emirates Islamic Flex Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Flex Credit Card credit card

This bank's accounts

Emirates Islamic Current Account designCurrent

EMIRATES ISLAMIC

Emirates Islamic Current Account

Monthly fee: AED 26.25/month, waivable

AED + foreign currencies

Minimum balance: AED 3,000

ExploreOpen account
Emirates Islamic e-Savings Account designSavings

EMIRATES ISLAMIC

Emirates Islamic e-Savings Account

No monthly fee

Profit rate: Up to 1.5% p.a., paid monthly

No minimum balance

ExploreOpen account
Emirates Islamic Investment Savings Account designSavings

EMIRATES ISLAMIC

Emirates Islamic Investment Savings Account

Monthly fee: AED 26.25/month, waivable

Profit rate: 0.35% p.a., paid quarterly

Minimum balance: AED 3,000

ExploreOpen account
Emirates Islamic Kunooz Millionaire Account designSavings

EMIRATES ISLAMIC

Emirates Islamic Kunooz Millionaire Account

Monthly fee: AED 26.25/month, waivable

Profit rate: 0.1% p.a., paid quarterly

Minimum balance: AED 3,000

ExploreOpen account

Emirates Islamic — FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

Yes. The Current Account is a Shariah-compliant account built on Qard Hasan, with a free debit card, cheque facility, and 11 supported currencies. The Investment Savings Account shares quarterly profit on your balance, and the e-Savings Account is an online-only Wakala account with no monthly fee. See the Emirates Islamic account pages on Kredit for full fees and eligibility.

The Current Account requires a minimum salary of AED 5,000/month. The Investment Savings Account and e-Savings Account have no minimum salary requirement.

The Current Account and Investment Savings Account charge AED 26.25/month, waived once your salary is transferred to the account (Current Account) or with salary transfer, ALPHA Youth status, or a AED 100,000+ Advantage balance (Investment Savings Account). The e-Savings Account has no monthly fee at all.

Get notified about UAE latest credit card products

Get notified about UAE latest credit card products