Lifestyle
Merchant
Careem Dine Out
Careem Dine Out Offer
Valid until 30 Oct 2026
- Joining Fee
- AED 735
- Annual Fee
- AED 735
- Minimum Salary
- AED 12,000
Emirates Islamic Skywards Signature Credit Card
An Emirates Islamic Skywards co-brand card earning Skywards Miles on every spend, with airport lounge access and complimentary golf.
≈ AED 6,480 potential value / year
At a glance
Fees and eligibility
Joining FeeAED 735
Annual FeeAED 735
Minimum SalaryAED 12,000
Monthly Profit Rate
3.69%
International Transaction Fee (non-AED)
2.54%
Rewards
| Category | Rate |
|---|---|
Emirates, flydubai | 1.8% 1.5 miles per USD |
International | 1.32% 1.1 miles per USD |
Grocery | 0.45% 0.375 miles per USD |
Fuel, Telecom, Real Estate, Fast Food | 0.22% 0.187 miles per USD |
Insurance, Automotive +4 more | 0.13% 0.11 miles per USD |
All other spend | 0.9% 0.75 miles per USD |
| Category | Rate |
|---|---|
Emirates, flydubai | 1.8% 1.5 miles per USD |
International | 1.32% 1.1 miles per USD |
Grocery | 0.45% 0.375 miles per USD |
Fuel, Telecom, Real Estate, Fast Food | 0.22% 0.187 miles per USD |
Insurance, Automotive +4 more | 0.13% 0.11 miles per USD |
All other spend | 0.9% 0.75 miles per USD |
Rewards
0.75Skywards Miles
per USD 1 on other eligible spending.
1.1Skywards Miles
per USD 1 on eligible international spending.
1.5Skywards Miles
per USD 1 on Emirates and flydubai spending.
0.275Skywards Miles
per USD 1 on merchant spending in the EEA.
Rewards Calculator
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Eligibility
21
Minimum Age
12,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
October Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Offers
See all 6View offer
Lifestyle
Merchant
Careem DineOut
Careem DineOut Offer
Valid until 28 Nov 2026
Lifestyle
Merchant
Emirates Holidays
Emirates Holidays Offer
Valid until 16 Dec 2026
Lifestyle
Merchant
Golden ALPHA
Golden ALPHA Offer
Valid until 30 Dec 2026
Additional Benefits
Airport lounge access
1 complimentary lounge visit yearly, with a guest.
Complimentary golf
2 complimentary rounds monthly at participating UAE clubs.
Valet parking
1 complimentary valet service monthly.
Airport Meet & Greet
2 complimentary Marhaba Bronze services yearly.
Fees
735AED
Joining Fee
735AED
Annual Fee
3.69%
Monthly Profit Rate
Frequently Asked Questions
Get answers to common questions about Emirates Islamic Skywards Signature Credit Card credit card
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