What are the eligibility requirements?

You must have an Amazon.ae account and meet the following criteria: - Minimum age of 21 years - Monthly income of at least AED 15,000 - UAE residency - Active UAE mobile number - Valid Emirates ID - Active UAE bank account - Must not hold multiple passports - Must not hold passport from sanctioned countries - Meet Emirates Islamic Bank's and Central Bank of UAE's policy requirements

What documents do I need to apply?

Required documents include: - Valid Emirates ID - Passport copy with valid UAE residence visa - IBAN details for your salary account - Additional income proof (may be requested by the bank)

How does Prime membership affect my rewards?

Prime members earn up to 6% back on Amazon.ae purchases, while non-Prime members earn up to 3% back. Your reward rates automatically adjust when your Prime membership status changes - increasing when you become a Prime member or decreasing if your membership expires or is cancelled.

What benefits does this card offer?

The card offers unlimited reward points on all purchases, 0% profit rate installment plans for up to 12 months, and Mastercard World benefits including airport lounge access, hotel discounts, and travel insurance. Lifestyle perks include Buy 1 Get 1 cinema tickets at Reel Cinemas, complimentary golf rounds, and valet parking at select locations.

When will I receive my Amazon Reward Points?

Amazon Reward Points are typically credited within 3 calendar days after your purchase, based on your Prime membership status on the transaction posting date. The posting date usually occurs 24-72 hours after your transaction. You can track your points through the EI + Mobile App. If you haven't received points for an eligible transaction within 7 days, contact Emirates Islamic at 600 599995.

Emirates Islamic Amazon World Credit Card Benefits

Rewards

back on Amazon.ae including Amazon Now purchases (Prime members)

3% back for non-Prime members. Points are worth 1 AED each when redeemed on Amazon.ae and remain valid for 5 years.

2.5%

back on international purchases excluding EU/EEA transactions (Prime members)

1% back for non-Prime members

back on EU/EEA transactions (Prime members)

0.5% back for non-Prime members

back on domestic purchases outside Amazon (Prime members)

1% back for non-Prime members

0.25%

back on select merchant categories

Same rate for both Prime and non-Prime members

Prime members earn up to 6% back on Amazon.ae purchases, up to 2.5% back on international transactions, and up to 2% back on domestic UAE purchases. Non-Prime members earn up to 3% back on Amazon.ae, up to 1% back on international transactions, and up to 1% back on domestic purchases. Each point is worth 1 AED and can be redeemed at checkout on Amazon.ae. Points are not earned on balance transfers, cash withdrawals, wire transfers, currency purchases, returned/refunded transactions, or third-party payment services like PayPal.

Additional Benefits

Easy Payment Plans - Amazon.ae

0% profit rate on 3 & 6 months with no fee, 9 & 12 months with AED 50 fee

When shopping on Amazon.ae, 3 and 6-month plans are available at 0 profit rate with no fee. 9 and 12-month plans offer 0 profit rate with an AED 50 fee. Additional options of 18, 24, 36, and 48 months are available at standard bank rates. A minimum spend of AED 500 is required.

Easy Payment Plans - Outside Amazon.ae

Available at standard bank rates

For purchases outside Amazon.ae, installment plans are available at standard bank rates.

Buy 1 Get 1 Free Offers

900+ offers across 90+ destinations and 600+ merchants

Download the Mastercard Buy 1 Get 1 App to browse offers including travel, restaurants, and more. Choose your location to see all available offers and redeem them from your phone.

Complimentary Reel Cinemas Movie Tickets

Up to 2 Buy 1 Get 1 movie tickets every month

Requires minimum monthly retail spend of AED 3,000. Valid any day of the week across Reel Cinemas. If spend criteria is not met or maximum tickets exceeded, your card will be billed with the discount availed.

Golf

Two rounds per month at select golf clubs

Available at Arabian Ranches Golf Club, Jebel Ali Golf Course or Abu Dhabi Golf Club on weekends or weekdays, subject to availability. Requires minimum monthly retail spend of AED 5,000.

Valet Parking

1 complimentary valet parking per month

At select locations across the UAE. Requires minimum monthly retail spend of AED 3,000. Present your card at the valet parking desk.

Fiit Fitness App Membership Discounts

25% discount on your first Fiit subscription

Access hundreds of workouts and structured training plans led by world-class trainers. Subscribe from the dedicated Fiit and Mastercard page and pay with your Mastercard.

Justlife Services Discount

10% off on all services

Book home cleaning, laundry, maintenance, pest control, car wash, salon, spa, healthcare and more. Offer automatically applies at checkout. Valid until 22 October 2026. Not valid on credit packages, subscriptions, or select spa services.

Talabat Discount

20% off on 1 food or grocery delivery order per month

Use promo code MASTERCARD when placing order on the talabat app and paying with your Mastercard.

Carrefour Shopping Discount

Up to AED 40 off per month on Carrefour online

Spend minimum AED 250 to get AED 40 off. Use promo code MA40 at checkout on carrefouruae.com or the app.

Complimentary Airport Lounge Access

8 complimentary visits per year to 1,300+ lounges worldwide

Download Mastercard Travel Pass app and register. First visit per year is complimentary. Subsequent visits require minimum foreign currency spend of US $1 or equivalent 15 days prior. Each qualifying transaction unlocks 3 months of access. Guests charged US $32 per visit.

Complimentary Airport Rides with Careem

1 complimentary airport ride per year

Use promo code MAUAE2 when booking. Choose the car type that suits your taste, book on the spot or schedule for later pickup.

Car Rental Discounts

Up to 35% off with Avis, Hertz, Budget, and Rentalcars.com

Avis: Up to 35% off plus complimentary upgrade. Hertz: Gold Plus Rewards Five Star membership for 12 months plus up to 15% off. Budget: Up to 10% off. Rentalcars.com: 10% discount.

Complimentary Food/Beverages at Costa Coffee

Up to 2 items at Dubai Airports

Enjoy complimentary food/drink from pre-determined list when flying from Dubai airports. Redeem through Mastercard Travel Pass app.

Travel Booking Discounts

Up to 15% off flights and hotels on Trip.com, up to 7% wallet credit on Booking.com

Trip.com: Use promo code MCTRIP15 when booking. Visit www.trip.com/mastercard to claim your promo code. Booking.com: Register or login, book your accommodation and pay with your Mastercard. Cashback credited to booking.com wallet within 70 days.

Priceless Cities

Thousands of experiences in 40+ cities worldwide

Exclusive access to dining, travel, and entertainment experiences specially tailored for Mastercard cardholders. Visit priceless.com to register and explore.

IHG Hotels & Resorts Benefits

15% discount plus complimentary perks

Enjoy 15% off hotel rooms, complimentary welcome drink on arrival, and complimentary late check-out at participating properties across Europe, Maldives, India, Middle-East & Africa.

Travel Medical Insurance

Comprehensive coverage for you and your family

Personal accident insurance up to US $500,000, emergency medical evacuation & repatriation up to US $500,000, medical emergency expenses up to US $500,000, and daily in-hospital cash benefit of US $100 per day.