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AboutUnlock my cardsOffersBanksLoyalty ProgramsCalculatorsAccountsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

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Emirates Islamic Amazon World Credit Card

Joining Fee

Free

Annual Fee

Free

Minimum Salary

AED 15,000

Emirates Islamic Amazon World Credit Card

Earn up to 6% back in Amazon Rewards on your spends with no cap!

Updated Nov 2025

≈ AED 2,188 value / year · incl. perks
WebsiteVisit Emirates Islamic Amazon World Credit Card credit card website

Welcome offer

Welcome Bonus

AED 750 for Prime members or AED 300 for non-Prime members

Minimum spend of AED 10,000 required within first 60 days of card approval.

Rewards

6%

back on Amazon.ae including Amazon Now purchases (Prime members)

3% back for non-Prime members. Points remain valid for 5 years.

2.5%

back on international purchases excluding EU/EEA transactions (Prime members)

1% back for non-Prime members

2%

back on EU/EEA transactions (Prime members)

0.5% back for non-Prime members

2%

back on domestic purchases outside Amazon (Prime members)

1% back for non-Prime members

0.25%

back on select merchant categories

Same rate for both Prime and non-Prime members

Rewards Calculator

Eligibility

21

Minimum Age

15,000AED

Minimum Income

Documents ready

Emirates ID + passport with residence visa

Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.

Check your AECB report

Recent rejections or missed payments can stall approval

A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.

August Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

See all
ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Credit Card

Salary: AED 12,000+

75,000 Miles after AED 35,000 spend

No Annual Fee

6 Voyager Miles on every AED spent on Voyager Travel Portal

3 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

Salary: AED 25,000+

150,000 Miles after AED 70,000 spend

No Annual Fee for the first year

12 Voyager Miles on every AED spent on Voyager Travel Portal

6 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Offers

See all 11
Lifestyle

Merchant

Amazon Card Spend

Amazon Card Spend Offer

Valid until 14 Aug 2026
View offer
Lifestyle

Merchant

Styli

Upto 30% off on Styli - Fashion & Lifestyle Platform

Valid until 15 Aug 2026
View offer
Lifestyle

Merchant

Apple

Easy Payment Plan Offer

Valid until 30 Aug 2026
View offer
Lifestyle

Merchant

Careem Plus

Careem Plus Offer

Valid until 30 Aug 2026
View offer

Additional Benefits

Easy Payment Plans - Amazon.ae

0% profit rate on 3 & 6 months with no fee, 9 & 12 months with AED 50 fee

When shopping on Amazon.ae, 3 and 6-month plans are available at 0 profit rate with no fee. 9 and 12-month plans offer 0 profit rate with an AED 50 fee. Additional options of 18, 24, 36, and 48 months are available at standard bank rates. A minimum spend of AED 500 is required.

Easy Payment Plans - Outside Amazon.ae

Available at standard bank rates

For purchases outside Amazon.ae, installment plans are available at standard bank rates.

Buy 1 Get 1 Free Offers

900+ offers across 90+ destinations and 600+ merchants

Download the Mastercard Buy 1 Get 1 App to browse offers including travel, restaurants, and more. Choose your location to see all available offers and redeem them from your phone.

Complimentary Reel Cinemas Movie Tickets

Up to 2 Buy 1 Get 1 movie tickets every month

Requires minimum monthly retail spend of AED 3,000. Valid any day of the week across Reel Cinemas. If spend criteria is not met or maximum tickets exceeded, your card will be billed with the discount availed.

Golf

Two rounds per month at select golf clubs

Available at Arabian Ranches Golf Club, Jebel Ali Golf Course or Abu Dhabi Golf Club on weekends or weekdays, subject to availability. Requires minimum monthly retail spend of AED 5,000.

Valet Parking

1 complimentary valet parking per month

At select locations across the UAE. Requires minimum monthly retail spend of AED 3,000. Present your card at the valet parking desk.

Fiit Fitness App Membership Discounts

25% discount on your first Fiit subscription

Access hundreds of workouts and structured training plans led by world-class trainers. Subscribe from the dedicated Fiit and Mastercard page and pay with your Mastercard.

Justlife Services Discount

10% off on all services

Book home cleaning, laundry, maintenance, pest control, car wash, salon, spa, healthcare and more. Offer automatically applies at checkout. Valid until 22 October 2026. Not valid on credit packages, subscriptions, or select spa services.

Talabat Discount

20% off on 1 food or grocery delivery order per month

Use promo code MASTERCARD when placing order on the talabat app and paying with your Mastercard.

Carrefour Shopping Discount

Up to AED 40 off per month on Carrefour online

Spend minimum AED 250 to get AED 40 off. Use promo code MA40 at checkout on carrefouruae.com or the app.

Complimentary Airport Lounge Access

8 complimentary visits per year to 1,300+ lounges worldwide

Download Mastercard Travel Pass app and register. First visit per year is complimentary. Subsequent visits require minimum foreign currency spend of US $1 or equivalent 15 days prior. Each qualifying transaction unlocks 3 months of access. Guests charged US $32 per visit.

Complimentary Airport Rides with Careem

1 complimentary airport ride per year

Use promo code MAUAE2 when booking. Choose the car type that suits your taste, book on the spot or schedule for later pickup.

Car Rental Discounts

Up to 35% off with Avis, Hertz, Budget, and Rentalcars.com

Avis: Up to 35% off plus complimentary upgrade. Hertz: Gold Plus Rewards Five Star membership for 12 months plus up to 15% off. Budget: Up to 10% off. Rentalcars.com: 10% discount.

Complimentary Food/Beverages at Costa Coffee

Up to 2 items at Dubai Airports

Enjoy complimentary food/drink from pre-determined list when flying from Dubai airports. Redeem through Mastercard Travel Pass app.

Travel Booking Discounts

Up to 15% off flights and hotels on Trip.com, up to 7% wallet credit on Booking.com

Trip.com: Use promo code MCTRIP15 when booking. Visit www.trip.com/mastercard to claim your promo code. Booking.com: Register or login, book your accommodation and pay with your Mastercard. Cashback credited to booking.com wallet within 70 days.

Priceless Cities

Thousands of experiences in 40+ cities worldwide

Exclusive access to dining, travel, and entertainment experiences specially tailored for Mastercard cardholders. Visit priceless.com to register and explore.

IHG Hotels & Resorts Benefits

15% discount plus complimentary perks

Enjoy 15% off hotel rooms, complimentary welcome drink on arrival, and complimentary late check-out at participating properties across Europe, Maldives, India, Middle-East & Africa.

Travel Medical Insurance

Comprehensive coverage for you and your family

Personal accident insurance up to US $500,000, emergency medical evacuation & repatriation up to US $500,000, medical emergency expenses up to US $500,000, and daily in-hospital cash benefit of US $100 per day.

Fees

Free

Annual Membership Fee

No annual membership fee

Free

Supplementary Card

Up to 4 complimentary supplementary cards

3.69%

Monthly Profit Rate

3.69% per month (44.28% per annum)

Minimum Monthly Payment5%*

*5% of outstanding balance and all fees and charges

Commitment to DonateAED 131.25*

*Charged on delayed or missed payments; donated to a bank-approved charity per Shariah requirements.

Over Limit FeeAED 261.45*

*Charged per month while over limit

Cash Advance Fee3.15%*

*3.15% or AED 103.95, whichever is higher

Card ReplacementAED 78.75
Slip RetrievalAED 52.5
Direct Debit Return FeeAED 105
International Transaction Fee (non-AED)2.34%*

*2.34% of transaction amount

Credit Shield1.04%*

*1.04% of outstanding balance per month

Foreign Currency Transaction Fee (AED abroad)1.99%*

*1.99% on AED transactions processed abroad

Important Stuff

Key Facts Statement

Opens in a new tab

Schedule of Charges

Opens in a new tab

Terms and Conditions

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about Emirates Islamic Amazon World Credit Card credit card

You must have an Amazon.ae account and meet the following criteria:

  • Minimum age of 21 years
  • Monthly income of at least AED 15,000
  • UAE residency
  • Active UAE mobile number
  • Valid Emirates ID
  • Active UAE bank account
  • Must not hold multiple passports
  • Must not hold passport from sanctioned countries
  • Meet Emirates Islamic Bank's and Central Bank of UAE's policy requirements

Required documents include:

  • Valid Emirates ID
  • Passport copy with valid UAE residence visa
  • IBAN details for your salary account
  • Additional income proof (may be requested by the bank)

Prime members earn up to 6% back on Amazon.ae purchases, while non-Prime members earn up to 3% back. Your reward rates automatically adjust when your Prime membership status changes - increasing when you become a Prime member or decreasing if your membership expires or is cancelled.

The card offers unlimited reward points on all purchases, 0% profit rate installment plans for up to 12 months, and Mastercard World benefits including airport lounge access, hotel discounts, and travel insurance. Lifestyle perks include Buy 1 Get 1 cinema tickets at Reel Cinemas, complimentary golf rounds, and valet parking at select locations.

Prime members earn up to 6% back on Amazon.ae purchases, up to 2.5% back on international transactions, and up to 2% back on domestic UAE purchases. Non-Prime members earn up to 3% back on Amazon.ae, up to 1% back on international transactions, and up to 1% back on domestic purchases. Each point is worth 1 AED and can be redeemed at checkout on Amazon.ae. Points are not earned on balance transfers, cash withdrawals, wire transfers, currency purchases, returned/refunded transactions, or third-party payment services like PayPal.

Amazon Reward Points are typically credited within 3 calendar days after your purchase, based on your Prime membership status on the transaction posting date. The posting date usually occurs 24-72 hours after your transaction. You can track your points through the EI + Mobile App. If you haven't received points for an eligible transaction within 7 days, contact Emirates Islamic at 600 599995.

Other credit cards from this bank

Emirates Islamic Switch Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Switch Cashback Credit Card

Salary: AED 10,000+

No Annual Fee for the first year

Welcome Offer: AED 500 Cashback points

Up to 8% cashback on your spends

Switch between Lifestyle or Travel cashback category

ExploreLearn more about Emirates Islamic Switch Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Switch Cashback Credit Card credit card
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LIMITED OFFER

EMIRATES ISLAMIC

Emirates Islamic Flex Elite Credit Card

Salary: AED 15,000+

Annual Fee: AED 735

EI SmartMiles welcome offer

3.75% cashback on international spend

Unlimited rounds of golf

ExploreLearn more about Emirates Islamic Flex Elite Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Flex Elite Credit Card credit card
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Emirates Islamic Amazon Platinum Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: up to AED 500 on spend in 60 days

Up to 6% back in Amazon Rewards on your spends with no cap

Up to 4 complimentary airport lounge visits per year

ExploreLearn more about Emirates Islamic Amazon Platinum Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Amazon Platinum Credit Card credit card
Emirates Islamic Barça Cashback Credit Card Design

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Emirates Islamic Barça Cashback Credit Card

Salary: AED 5,000+

Free for Life — no annual fee

4% on supermarket, dining, fuel & sports

2% on international spends

Exclusive FC Barcelona experiences

ExploreLearn more about Emirates Islamic Barça Cashback Credit Card credit card benefits and featuresApplyApply for Emirates Islamic Barça Cashback Credit Card credit card
Emirates Islamic Cashback Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Credit Card

Salary: AED 5,000+

Annual Fee: AED 350

5% Cashback on telecom

5% Cashback on electronics

Up to 1% cashback on all local and international spends

ExploreLearn more about Emirates Islamic Cashback Credit Card credit card benefits and features
Emirates Islamic Cashback Plus Credit Card Design

EMIRATES ISLAMIC

Emirates Islamic Cashback Plus Credit Card

Salary: AED 12,000+

Annual Fee: AED 299

Up to 10% cashback on groceries, education, dining, telecom

Unlimited airport lounge access

2 rounds of complimentary golf per month

ExploreLearn more about Emirates Islamic Cashback Plus Credit Card credit card benefits and features

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