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Emirates Islamic Amazon World Credit Card
Joining Fee
Free
Annual Fee
Free
Minimum Salary
AED 15,000
Islamic

Emirates Islamic Amazon World Credit Card

Earn up to 6% back in Amazon Rewards on your spends with no cap!

Updated Sep 2026

≈ AED 25,302 potential value / year · incl. perks · incl. welcome bonus
WebsiteVisit Emirates Islamic Amazon World Credit Card credit card website

At a glance

Welcome offer

Welcome bonus
Welcome Bonus

Rewards

CategoryEarnRate
Amazon
0.06 points per AED
6%

0.06 points per AED

International
0.025 points per AED
2.5%

0.025 points per AED

Government, Utilities +8 more
0.0025 points per AED
0.25%

0.0025 points per AED

All other spend
0.02 points per AED
2%

0.02 points per AED

CategoryEarnRate
Amazon
0.06 points per AED
6%

0.06 points per AED

International
0.025 points per AED
2.5%

0.025 points per AED

Government, Utilities +8 more
0.0025 points per AED
0.25%

0.0025 points per AED

All other spend
0.02 points per AED
2%

0.02 points per AED

See all rewards

Fees and eligibility

Joining FeeFree
Annual FeeFree
Minimum SalaryAED 15,000
Monthly Profit Rate
3.69%
International Transaction Fee (non-AED)
2.34%
See all fees

Top benefits

Cinema
2/month
Golf
2/month
Valet parking
1/month
Airport lounge8/year
Airport transfers1/year
See all benefits

Welcome offer

Welcome Bonus

Up to AED 500 for Prime members or AED 200 for non-Prime members

For cards issued 23 May–31 October 2026: AED 250 after AED 10,000 retail spend and AED 250 after AED 2,500 non-AED retail spend, both within 60 days. Non-Prime: AED 100 at each threshold. Prime status is checked on day 60.

See full breakdown

Rewards

6%

back on eligible Amazon.ae purchases (Prime members)

3% back for non-Prime members. Points remain valid for 5 years.

2%

back on Amazon Ultra-Fast Grocery and Gift Card purchases (Prime members)

1% back for non-Prime members

2.5%

back on international purchases excluding EU/EEA transactions (Prime members)

1% back for non-Prime members

2%

back on UK/EEA merchant transactions (Prime members)

0.25% back for non-Prime members

2%

back on domestic purchases outside Amazon (Prime members)

1% back for non-Prime members

0.25%

back on select merchant categories

Same rate for both Prime and non-Prime members

Rewards Calculator

My Wallet

Already have the Emirates Islamic Amazon World Credit Card?

Add it to your wallet, include any other cards you own, and see exactly where this card should be used.

Open My Wallet

Eligibility

21

Minimum Age

15,000AED

Minimum Income

Documents ready

Emirates ID + passport with residence visa

Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.

Check your AECB report

Recent rejections or missed payments can stall approval

A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.

October Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

See all
ENBD noon One Visa Credit Card Design
4.1/5

EMIRATES NBD

ENBD noon One Visa Credit Card

  • Salary: AED 5,000+
  • No Annual Fee
  • AED 500 bonus on AED 5,000
  • 20% back in credits on noon Food
  • 5% back in credits on noon
ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design
3.9/5

EMIRATES NBD

ENBD Voyager World Credit Card

  • Salary: AED 12,000+
  • 75,000 Miles on AED 35,000
  • No Annual Fee
  • 6 Miles/AED on Voyager Portal
  • 3 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design

EMIRATES NBD

ENBD Voyager World Elite Credit Card

  • Salary: AED 25,000+
  • 150,000 Miles on AED 70,000
  • No Annual Fee for the first year
  • 12 Miles/AED on Voyager Portal
  • 6 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

Offers

See all 9
Lifestyle

Merchant

Keeta

Keeta Offer

Valid until 31 Oct 2026
View offer
Lifestyle

Merchant

Brands For Less

Brands For Less Offer

Valid until 1 Nov 2026
View offer
Lifestyle

Merchant

Air Arabia

Air Arabia Offer

Valid until 14 Nov 2026
View offer
Lifestyle

Merchant

Careem DineOut

Careem DineOut Offer

Valid until 28 Nov 2026
View offer

Additional Benefits

Easy Payment Plans - Amazon.ae

0% profit rate on 3 & 6 months with no fee, 9 & 12 months with AED 50 fee

On Amazon.ae: 3 and 6-month plans at 0% profit rate with no fee; 9 and 12-month plans at 0% with an AED 50 fee. 18-48 month options available at standard bank rates. Minimum spend AED 500.

Easy Payment Plans - Outside Amazon.ae

Available at standard bank rates

For purchases outside Amazon.ae, installment plans are available at standard bank rates.

Complimentary Reel Cinemas Movie Tickets

Up to 2 Buy 1 Get 1 movie tickets every month

Requires minimum monthly retail spend of AED 3,000. Valid any day of the week across Reel Cinemas. If spend criteria is not met or maximum tickets exceeded, your card will be billed with the discount availed.

Golf

Two rounds per month at select golf clubs

Available at Arabian Ranches Golf Club, Jebel Ali Golf Course or Abu Dhabi Golf Club on weekends or weekdays, subject to availability. Requires minimum monthly retail spend of AED 5,000.

Valet Parking

1 complimentary valet parking per month

At select locations across the UAE. Requires minimum monthly retail spend of AED 5,000. Present your card at the valet parking desk.

Fiit Fitness App Membership Discounts

One-time 25% discount on your first Fiit subscription

Access hundreds of workouts and training plans from world-class trainers. Subscribe via Fiit's Mastercard page and pay with your Mastercard for 25% off your first subscription.

Talabat Discount

20% off on 1 food or grocery delivery order per month

Use promo code MASTERCARD when placing order on the talabat app and paying with your Mastercard.

Carrefour Shopping Discount

Up to AED 40 off per month on Carrefour online

Spend minimum AED 250 to get AED 40 off. Use promo code MA40 at checkout on carrefouruae.com or the app.

Complimentary Airport Lounge Access

8 complimentary visits per year to 1,300+ lounges worldwide

Download and register on the Mastercard Travel Pass app. First visit/year is complimentary; subsequent visits need a min. USD 1 foreign-currency spend 15 days prior, unlocking 3 months of access. Guests: USD 32/visit.

Complimentary Airport Rides with Careem

1 complimentary airport ride per year

Use promo code MAUAE2 when booking. Choose the car type that suits your taste, book on the spot or schedule for later pickup. Capped at a maximum fare of USD 30.

Car Rental Discounts

Up to 35% off with Avis, Hertz, Budget, and Rentalcars.com

Avis: Up to 35% off plus complimentary upgrade. Hertz: Gold Plus Rewards Five Star membership for 12 months plus up to 15% off. Budget: Up to 10% off. Rentalcars.com: 10% discount.

Complimentary Food/Beverages at Costa Coffee

Up to 2 items at Dubai Airports

Enjoy complimentary food/drink from pre-determined list when flying from Dubai airports. Redeem through Mastercard Travel Pass app.

Travel Booking Discounts

Up to 25% off flights and hotels on MakeMyTrip, up to 7% wallet credit on Booking.com

MakeMyTrip: flat 25% off up to AED 1,000 on hotels and flat 25% off up to AED 150 on flights using promo code AMZMMT. Booking.com: up to 7% cashback credited to your Booking.com wallet within 70 days.

Priceless Cities

Thousands of experiences in 40+ cities worldwide

Exclusive access to dining, travel, and entertainment experiences specially tailored for Mastercard cardholders. Visit priceless.com to register and explore.

IHG Hotels & Resorts Benefits

15% discount plus complimentary perks

Enjoy 15% off hotel rooms, complimentary welcome drink on arrival, and complimentary late check-out at participating properties across Europe, Maldives, India, Middle-East & Africa.

Travel Medical Insurance

Comprehensive coverage for you and your family

Personal accident insurance up to US $500,000, emergency medical evacuation & repatriation up to US $500,000, medical emergency expenses up to US $500,000, and daily in-hospital cash benefit of US $100 per day.

Fees

Free

Annual Membership Fee

No annual membership fee

Free

Supplementary Card

Up to 4 complimentary supplementary cards

3.69%

Monthly Profit Rate

3.69% per month (44.28% per annum)

Minimum Monthly Payment5%*

*5% of outstanding balance and all fees and charges

Commitment to DonateAED 131.25*

*Charged on delayed or missed payments; donated to a bank-approved charity per Shariah requirements.

Over Limit FeeAED 261.45*

*Charged per month while over limit

Cash Advance Fee3.15%*

*3.15% or AED 103.95, whichever is higher

Card ReplacementAED 78.75
Slip RetrievalAED 52.5
Direct Debit Return FeeAED 105
International Transaction Fee (non-AED)2.34%*

*2.34% of transaction amount

Credit Shield1.04%*

*1.04% of outstanding balance per month

Foreign Currency Transaction Fee (AED abroad)1.99%*

*1.99% on AED transactions processed abroad

Important Stuff

Key Facts Statement

Opens in a new tab

Schedule of Charges

Opens in a new tab

Terms and Conditions

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about Emirates Islamic Amazon World Credit Card credit card

You must have an Amazon.ae account and meet the following criteria:

  • Minimum age of 21 years
  • Monthly income of at least AED 15,000
  • UAE residency
  • Active UAE mobile number
  • Valid Emirates ID
  • Active UAE bank account
  • Must not hold multiple passports
  • Must not hold passport from sanctioned countries
  • Meet Emirates Islamic Bank's and Central Bank of UAE's policy requirements

Required documents include:

  • Valid Emirates ID
  • Passport copy with valid UAE residence visa
  • IBAN details for your salary account
  • Additional income proof (may be requested by the bank)

Prime members earn up to 6% back on Amazon.ae purchases, while non-Prime members earn up to 3% back. Your reward rates automatically adjust when your Prime membership status changes - increasing when you become a Prime member or decreasing if your membership expires or is cancelled.

The card offers unlimited reward points on all purchases, 0% profit rate installment plans for up to 12 months, and Mastercard World benefits including airport lounge access, hotel discounts, and travel insurance. Lifestyle perks include Buy 1 Get 1 cinema tickets at Reel Cinemas, complimentary golf rounds, and valet parking at select locations.

Prime members earn up to 6% back on Amazon.ae purchases, up to 2.5% back on international transactions, and up to 2% back on domestic UAE purchases. Non-Prime members earn up to 3% back on Amazon.ae, up to 1% back on international transactions, and up to 1% back on domestic purchases. Each point is worth 1 AED and can be redeemed at checkout on Amazon.ae. Points are not earned on balance transfers, cash withdrawals, wire transfers, currency purchases, returned/refunded transactions, or third-party payment services like PayPal.

Amazon Reward Points are typically credited within 3 calendar days after your purchase, based on your Prime membership status on the transaction posting date. The posting date usually occurs 24-72 hours after your transaction. You can track your points through the EI + Mobile App. If you haven't received points for an eligible transaction within 7 days, contact Emirates Islamic at 600 599995.

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  • Salary: AED 20,000+
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  • Welcome Bonus: Up to 55,000 Etihad Guest Miles
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  • Salary: AED 12,000+
  • Annual Fee: AED 733.95
  • Welcome Bonus: 20,000 Etihad Guest Miles
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