How do I earn cashback on the Barça Cashback Card?

You earn 4% cashback on UAE supermarket, dining, UAE fuel, and sports spend (each capped at AED 100 per month), 2% on international spend, 1% on other domestic spend, and 0.25% on EEA/UK spend and on automobiles, insurance, education, real estate, telecom, and utilities. One cashback point equals AED 1.

Is there a minimum spend to earn cashback?

Yes. You need a minimum spend of AED 1,000 per month to qualify for the cashback programme.

Does the card have an annual fee?

No. The Barça Cashback Card is free for life — there is no annual fee.

What FC Barcelona benefits do I get?

Cardholders can access exclusive FC Barcelona experiences, including the chance to win Camp Nou match tickets and signed merchandise through periodic campaigns.

When does my cashback expire?

Earned cashback points are valid for two years. Cashback excludes balance transfers, cash advances, and fees and charges, and is typically credited within 15 days.

Who is eligible for the Barça Cashback Card?

You need a minimum monthly salary of AED 5,000 and to be at least 21 years old. As a Sharia-compliant card, it follows Islamic finance principles.

How much cashback can I earn on the 4% categories each month?

The 4% rate on UAE supermarket, dining, UAE fuel, and sports is capped at AED 100 cashback per category per month — up to AED 400 across the four categories. The 2%, 1%, and 0.25% rates have no cap.

Can I split purchases into instalments?

Yes. You can convert eligible purchases into 0% profit instalments over 3, 6, 9, or 12 months at partner merchants, and there is a 0% balance transfer for 6 months (a processing fee applies).

How do I redeem my cashback?

Cashback points accrue automatically and can be redeemed via the EI+ Mobile Banking app. One cashback point equals AED 1.

Emirates Islamic Barça Cashback Credit Card Benefits

Emirates Islamic Barça Cashback Credit Card

A Sharia-compliant Visa cashback card for FC Barcelona fans — free for life, earning 4% cashback on supermarket, dining, fuel and sports spend, 2% on international spend, plus airport lounge access and exclusive Barça experiences.

Welcome offer

Exclusive FC Barcelona Experiences

Win Camp Nou tickets and signed merchandise

FC Barcelona cardholders get access to money-can't-buy experiences, including the chance to win tickets to matches at Camp Nou and signed FC Barcelona merchandise. Experiences run as periodic campaigns; check the EI+ app and Emirates Islamic offers page for current draws.

See full breakdown

Rewards

cashback on supermarket, dining, fuel & sports

Earn 4% on UAE supermarket, dining, UAE fuel, and sports spend. Each category is capped at AED 100 cashback per month. Supermarket and fuel cashback applies to UAE (domestic) transactions only.

cashback on international spends

2% cashback on international (non-AED) spend, excluding EEA and UK transactions. No cap.

cashback on all other domestic spends

1% cashback on domestic spend that falls outside the 4% bonus categories. No cap.

0.25%

cashback on EEA & UK spends

Reduced 0.25% cashback on spend in European Economic Area countries and the UK. No cap.

0.25%

cashback on automobiles, insurance, education, real estate, telecom & utilities

Reduced 0.25% cashback on automobiles, insurance, education, real estate, telecommunication, and utilities — applies to both domestic and international spend. No cap.

You get access to 1,200+ airport lounges worldwide (first visit each year complimentary), 50% cashback on movie tickets plus 20% off at Roxy Cinemas, up to 2 complimentary valet parking sessions and 2 airport meet & greet sessions, a 24/7 global concierge, and purchase protection up to USD 5,000 with extended warranty.