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Emirates Islamic Barça Cashback Credit Card
A Sharia-compliant Visa cashback card for FC Barcelona fans — free for life, earning 4% cashback on supermarket, dining, fuel and sports spend.
Updated Jun 2026
≈ AED 2,500 value / year · incl. perks
Welcome offer
Exclusive FC Barcelona Experiences
Win Camp Nou tickets and signed merchandise
FC Barcelona cardholders get access to money-can't-buy experiences, including the chance to win tickets to matches at Camp Nou and signed FC Barcelona merchandise. Experiences run as periodic campaigns; check the EI+ app and Emirates Islamic offers page for current draws.
See full breakdownRewards
4%
cashback on supermarket, dining, fuel & sports
Earn 4% on UAE supermarket, dining, UAE fuel, and sports spend. Each category is capped at AED 100 cashback per month. Supermarket and fuel cashback applies to UAE (domestic) transactions only.
2%
cashback on international spends
2% cashback on international (non-AED) spend, excluding EEA and UK transactions. No cap.
1%
cashback on all other domestic spends
1% cashback on domestic spend that falls outside the 4% bonus categories. No cap.
0.25%
cashback on EEA & UK spends
Reduced 0.25% cashback on spend in European Economic Area countries and the UK. No cap.
0.25%
cashback on automobiles, insurance, education, real estate, telecom & utilities
Reduced 0.25% cashback on automobiles, insurance, education, real estate, telecommunication, and utilities — applies to both domestic and international spend. No cap.
Rewards Calculator
Eligibility
21
Minimum Age
5,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
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Additional Benefits
Airport Lounge Access
1,200+ airport lounges worldwide
Access to over 1,200 airport lounges globally. The first visit each year is complimentary; subsequent visits are charged per the lounge programme terms.
50% Cashback on Movie Tickets
50% back on cinema tickets, plus 20% off at Roxy Cinemas
50% cashback on movie tickets, capped at AED 100 per month and requiring a minimum AED 5,000 monthly spend. Separately, enjoy 20% off tickets, food, and beverages at Roxy Cinemas.
Complimentary Valet Parking
2 valet sessions per month at UAE locations
Up to 2 complimentary valet parking sessions per month across UAE locations. Requires a minimum AED 5,000 monthly spend.
Airport Meet & Greet
2 complimentary sessions per year
Up to 2 complimentary airport meet & greet sessions per year at select airports. Requires a minimum AED 5,000 monthly spend.
Global Concierge
24/7 multilingual concierge service
Round-the-clock multilingual concierge support for travel, dining, and lifestyle requests.
Purchase Protection & Extended Warranty
Purchase protection up to USD 5,000 plus extended warranty
Purchase protection covering eligible items up to USD 5,000 per occurrence, and extended warranty adding up to one additional year on eligible purchases.
0% Easy Payment Plan
0% instalments over 3, 6, 9 or 12 months
Convert eligible purchases into 0% profit instalments over 3, 6, 9, or 12 months at partner merchants. Balance transfer at 0% for 6 months is also available (processing fee applies).
Fees
Free
Annual Membership Fee
Free for life — no annual fee
Free
Supplementary Card
Up to 4 complimentary supplementary cards
3.69%
Monthly Profit Rate
3.69% per month (44.28% per annum)
Minimum Monthly Payment5%*
*5% of outstanding balance and all fees and charges
Commitment to DonateAED 131.25*
*Charged on delayed or missed payments; donated to a bank-approved charity per Shariah requirements.
Over Limit FeeAED 261.45*
*Charged per month while over limit
Cash Advance Fee3.15%*
*3.15% or AED 103.95, whichever is higher
Card ReplacementAED 78.75
Slip RetrievalAED 52.5
Direct Debit Return FeeAED 105
International Transaction Fee (non-AED)2.54%*
*2.54% of transaction amount
Credit Shield1.04%*
*1.04% of outstanding balance per month
Foreign Currency Transaction Fee (AED abroad)1.99%*
*1.99% on AED transactions processed abroad
Frequently Asked Questions
Get answers to common questions about Emirates Islamic Barça Cashback Credit Card credit card
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