Emirates Islamic Barça Cashback Credit Card

You earn 4% cashback on UAE supermarket, dining, UAE fuel, and sports spend (each capped at AED 100 per month), 2% on international spend, 1% on other domestic spend, and 0.25% on EEA/UK spend and on automobiles, insurance, education, real estate, telecom, and utilities. One cashback point equals AED 1.

Yes. You need a minimum spend of AED 1,000 per month to qualify for the cashback programme.

No. The Barça Cashback Card is free for life — there is no annual fee.

Cardholders can access exclusive FC Barcelona experiences, including the chance to win Camp Nou match tickets and signed merchandise through periodic campaigns.

Earned cashback points are valid for two years. Cashback excludes balance transfers, cash advances, and fees and charges, and is typically credited within 15 days.

You need a minimum monthly salary of AED 5,000 and to be at least 21 years old. As a Sharia-compliant card, it follows Islamic finance principles.

The 4% rate on UAE supermarket, dining, UAE fuel, and sports is capped at AED 100 cashback per category per month — up to AED 400 across the four categories. The 2%, 1%, and 0.25% rates have no cap.

You get access to 1,200+ airport lounges worldwide (first visit each year complimentary), 50% cashback on movie tickets, up to 2 complimentary Buy-One-Get-One tickets a month at Reel Cinemas, up to 2 complimentary valet parking sessions and 2 airport meet & greet sessions, a 24/7 global concierge, and purchase protection up to USD 5,000 with extended warranty.

Yes. You can convert eligible purchases into 0% profit instalments over 3, 6, 9, or 12 months at partner merchants, and there is a 0% balance transfer for 6 months (a processing fee applies).

Cashback points accrue automatically and can be redeemed via the EI+ Mobile Banking app. One cashback point equals AED 1.