Emirates Islamic Etihad Guest Ameera Credit Card

3 miles per USD on Etihad flights; 2 miles per USD internationally; 1.5 miles per USD on other spend.

Complimentary airport lounge access and complimentary golf at participating UAE courses.

The Ameera card carries a joining fee of AED 733.95 and an annual fee of AED 733.95, so the first-year cost and every renewal are the same amount. Emirates Islamic's listing for this card does not mention a fee waiver, so plan on paying this fee each year you keep the card open.

Applicants need a minimum monthly salary of AED 12,000 and must be at least 21 years old. Emirates Islamic's eligibility criteria for this card do not list a separate minimum credit limit requirement.

Yes. New Ameera cardholders receive 20,000 Etihad Guest Miles as a welcome bonus, which is distinct from the card's ongoing per-USD earning structure on Etihad flights, international spend, and other purchases. It is an upfront reward on top of whatever miles you go on to earn from spending.

Emirates Islamic lists 'Fast-Track to Etihad Silver Status' as one of the Ameera card's five headline features, alongside its welcome bonus and mile-earning rates. The published card details do not specify the qualifying spend amount or timeframe needed to reach Silver status, so confirm the exact terms with Emirates Islamic or Etihad Guest before relying on it.