Kredit
My WalletCredit cardsCalculatorsAccountsPick me a card
Profile
  • My Wallet
  • Credit cards
  • Calculators
  • Accounts
  • Pick me a card
  • Profile
More
  • Offers
  • Kredit Nearby
  • Kredit Perks
  • Banks
  • Loyalty Programs
  • How we rank
Compare
  • Best credit cards
  • Accounts
  • Banks
  • Offers
  • Loyalty Programs
  • Kredit Perks
Tools
  • My Wallet
  • Pick me a card
  • Calculators
  • Kredit Nearby
  • ChatGPT App
  • AI assistants
Company
  • About
  • Contact us
  • New to the UAE
  • Secure Collect
  • How we rank
Contact

Please send feedback and feature requests to support@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

Kredit

Copyright © 2026 All Rights Reserved.

Privacy PolicyTerms of Service

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Announcements

Skywards My Family pauses in January 2027

Emirates is pausing My Family in January 2027 and relaunching it by the end of 2027. Pooled Miles move to the Family Head. Here is what to do before then.

Kredit
By Kredit
·Reviewed Nov 14, 2026·3 min read
Skywards My Family pauses in January 2027

Emirates Skywards will pause its My Family programme in January 2027. Any Miles left in a family pool will move to the Family Head's own Skywards account, and a redesigned My Family is due by the end of 2027.

If you share Miles with your family, you have until January to decide how to use the pool.

What changes in January 2027

While My Family is paused, these functions stop:

  • creating or closing a My Family account;
  • adding or removing family members;
  • pooling Skywards Miles;
  • spending Miles from a My Family account.

Your Skywards account keeps working normally. Miles you earn from flights, partners or a co-branded credit card go into your individual account, as they always have.

What happens to the Miles in the pool

Emirates will transfer every Mile remaining in a My Family account to the Family Head's individual Skywards account. The Miles appear there within 7 to 14 days.

After the transfer, the Miles follow the standard Emirates Skywards programme rules. The Family Head can still spend them on flights and lifestyle rewards for any family member.

The transfer goes one way. Members who contributed to the pool do not get their share back, so the balance sits with the Family Head.

What to do before January

Use the pool if you have a redemption in mind. Families planning a holiday can book a Classic Reward, upgrade or partner reward from the pool now, while every member can still be included the usual way.

Do not close the My Family account to get the Miles back. Closing a My Family account before the pause forfeits any Miles left in it. Leaving the account open and letting the January transfer happen keeps them.

Check who the Family Head is. That person receives the whole balance. If the family arrangement has changed, sort out membership before January, because adding and removing members is frozen during the pause.

Keep track of expiry. Once Miles land in the Family Head's account, they follow that account's expiry rules. Skywards is also changing how Miles expire for Miles earned from 1 June 2027, so check the dates in the Skywards app after the transfer.

What the new My Family will look like

The new My Family launches by the end of 2027. It gives each member more control over their individual Miles and adds a wider range of rewards families can enjoy together. Members keep their Miles in their own accounts and combine them when they make an eligible family redemption.

What it means for Skywards credit card holders

Nothing changes for how your card earns. Card Miles have always gone to the cardholder's individual Skywards account first, and they will keep going there during the pause.

The difference is that, from January to the relaunch, you cannot pool card Miles with your family's. A household that relied on combining two or three cards' earnings for one family booking should plan that booking for before January, or wait for the new programme.

If you are choosing a card that earns Skywards Miles, compare earn rates, fees and welcome offers on our travel credit cards page. Programme rules, earning and redemption are covered in the Emirates Skywards guide.

Kredit provides informational content only and does not offer financial advice. We do not guarantee accuracy and recommend consulting a licensed financial professional before making decisions.

Credit cards featured in this article

ENBD Skywards Infinite Credit Card Design

EMIRATES NBD

ENBD Skywards Infinite Credit Card

  • Salary: AED 30,000+
  • Joining Fee: AED 3,148.95
  • Annual Fee: AED 1,575
  • Up to 150,000 bonus Miles
  • Skywards Silver membership
ExploreLearn more about ENBD Skywards Infinite Credit Card credit card benefits and features
ENBD Skywards Signature Credit Card Design

EMIRATES NBD

ENBD Skywards Signature Credit Card

  • Salary: AED 12,000+
  • Joining Fee: AED 1,573.95
  • Annual Fee: AED 735
  • Up to 40,000 bonus Miles
  • 1.5 Miles/USD on Emirates
ExploreLearn more about ENBD Skywards Signature Credit Card credit card benefits and features
Emirates NBD Skywards Visa Debit Card Design
DEBIT

EMIRATES NBD

Emirates NBD Skywards Visa Debit Card

  • 2–5 Miles per USD
  • Balance AED 500,000+
  • Unlimited lounge access
  • 4 airport transfers/year
ExploreLearn more about Emirates NBD Skywards Visa Debit Card credit card benefits and featuresApplyApply for Emirates NBD Skywards Visa Debit Card credit card
Emirates Islamic Skywards Black Credit Card Design

EMIRATES ISLAMIC

Islamic

Emirates Islamic Skywards Black Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 5,775
  • 3.5 Skywards miles/USD
  • Fast-track to Skywards Gold
  • 4 airport transfers/year
ExploreLearn more about Emirates Islamic Skywards Black Credit Card credit card benefits and features
Emirates Islamic Skywards Infinite Credit Card Design

EMIRATES ISLAMIC

Islamic

Emirates Islamic Skywards Infinite Credit Card

  • Salary: AED 12,000+
  • Up to 2 Skywards Miles per USD spent
  • 2 complimentary airport lounge visits yearly, with a guest
  • Automatic Skywards Silver Membership Upgrade
ExploreLearn more about Emirates Islamic Skywards Infinite Credit Card credit card benefits and features
Emirates Islamic Skywards Signature Credit Card Design

EMIRATES ISLAMIC

Islamic

Emirates Islamic Skywards Signature Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 735
  • Up to 1.5 Skywards Miles per USD spent
  • Unlimited complimentary lounge access, with a guest
  • 1 complimentary valet parking monthly
ExploreLearn more about Emirates Islamic Skywards Signature Credit Card credit card benefits and features
DIB Emirates Skywards Infinite Covered Card Design

DUBAI ISLAMIC BANK

Islamic

DIB Emirates Skywards Infinite Covered Card

  • Salary: AED 20,000+
  • Direct Skywards Miles
  • Annual fee: AED 1,575
ExploreLearn more about DIB Emirates Skywards Infinite Covered Card credit card benefits and featuresApplyApply for DIB Emirates Skywards Infinite Covered Card credit card
DIB Emirates Skywards Signature Covered Card Design

DUBAI ISLAMIC BANK

Islamic

DIB Emirates Skywards Signature Covered Card

  • Salary: AED 15,000+
  • Direct Skywards Miles
  • Annual fee: AED 735
ExploreLearn more about DIB Emirates Skywards Signature Covered Card credit card benefits and featuresApplyApply for DIB Emirates Skywards Signature Covered Card credit card
DIB Emirates Skywards Platinum Covered Card Design

DUBAI ISLAMIC BANK

Islamic

DIB Emirates Skywards Platinum Covered Card

  • Salary: AED 10,000+
  • Direct Skywards Miles
  • Annual fee: AED 525
ExploreLearn more about DIB Emirates Skywards Platinum Covered Card credit card benefits and featuresApplyApply for DIB Emirates Skywards Platinum Covered Card credit card
ADIB Emirates Skywards Visa Infinite Covered Card Design

ABU DHABI ISLAMIC BANK (ADIB)

Islamic

ADIB Emirates Skywards Visa Infinite Covered Card

  • Salary: AED 5,000+
  • Direct Skywards Miles
  • Annual fee: AED 4,725
ExploreLearn more about ADIB Emirates Skywards Visa Infinite Covered Card credit card benefits and featuresApplyApply for ADIB Emirates Skywards Visa Infinite Covered Card credit card
ADIB Emirates Skywards Visa Signature Covered Card Design

ABU DHABI ISLAMIC BANK (ADIB)

Islamic

ADIB Emirates Skywards Visa Signature Covered Card

  • Salary: AED 5,000+
  • Direct Skywards Miles
  • Annual fee: AED 1,575
ExploreLearn more about ADIB Emirates Skywards Visa Signature Covered Card credit card benefits and featuresApplyApply for ADIB Emirates Skywards Visa Signature Covered Card credit card
HSBC Emirates Skywards Infinite Credit Card Design
LIMITED OFFER

HSBC

HSBC Emirates Skywards Infinite Credit Card

  • Salary: AED 30,000+
  • Direct Skywards Miles
  • Annual fee: AED 2,625
ExploreLearn more about HSBC Emirates Skywards Infinite Credit Card credit card benefits and featuresApplyApply for HSBC Emirates Skywards Infinite Credit Card credit card
HSBC Emirates Skywards Signature Credit Card Design
LIMITED OFFER

HSBC

HSBC Emirates Skywards Signature Credit Card

  • Salary: AED 10,000+
  • Direct Skywards Miles
  • Annual fee: AED 1,050
ExploreLearn more about HSBC Emirates Skywards Signature Credit Card credit card benefits and featuresApplyApply for HSBC Emirates Skywards Signature Credit Card credit card

Frequently Asked Questions (FAQ)

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

January 2027. From then, creating or closing family accounts, changing members, pooling and spending from the pool are unavailable until the new programme launches.

No, as long as the account stays open. Remaining Miles move to the Family Head's individual account within 7 to 14 days. Closing the My Family account before the pause forfeits the Miles left in it.

Yes. Every member keeps earning into their own Skywards account.

Yes. After the transfer, the Family Head can spend those Miles on travel and lifestyle rewards for all family members.

By the end of 2027.

Not sure which card to pick?

Try the UAE Credit Card Picker

Answer a few quick questions and we'll match the best UAE credit card to your monthly spending — personalised cashback, rewards and perks in under two minutes.

Start the quiz

Get notified about UAE latest credit card products