Restaurants
Merchant
31 Bar & Lounge
20% off on total bill
Valid until 31 Jul 2026
ENBD Darna Infinite Privilege Credit Card
ENBD Darna Infinite Privilege Credit Card earns 10% value back as Darna Points at Aldar destinations, with automatic Darna Invite Only tier status. Redeem across 1,200+ Aldar destinations.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 50,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. ENBD Darna Infinite Privilege Credit Card expects AED 50,000+ monthly income.
Documents ready
Emirates ID and passport with residence visa on hand. For salaried applicants at listed employers, income is usually verified automatically during the application.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Welcome offer
Up to 25,000 Darna Points
15,000 points on fee payment plus 10,000 points after early spend.
Earn 15,000 Darna Points on payment of joining fees and another 10,000 Darna Points when you spend AED 30,000 in the first 3 months.
See full breakdownRewards
10%
value back as Darna Points at Aldar destinations.
Applies to eligible spends at Aldar destinations including Yas Mall, Yas Island theme parks, hotels, spas, golf courses and other Abu Dhabi attractions.
See full breakdown1.5%
value back as Darna Points outside Aldar.
Earn Darna Points on eligible card spends outside Aldar destinations.
See full breakdownRewards Calculator
July Spotlight
Citibank
Three Citibank credit cards spanning everyday value to ultra-premium — the Citi Cashback card earns 3% back on international spend and 2% on groceries with no fee in the first year, the Citi Prestige adds unlimited airport lounge access and a complimentary fourth hotel night, and the invitation-only Citi Ultima carries Citi's top-tier travel and concierge privileges.
CITIBANK
Citi Cashback Credit Card
Salary: AED 8,000+
No Annual Fee for the first year
3% Cashback on non-AED spends
2% Cashback on grocery/supermarket spends
1% Cashback on all other spend
CITIBANK
Citi Prestige Credit Card
Salary: AED 30,000+
Annual Fee: AED 1,500
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
CITIBANK
Citi Ultima Credit Card
Salary: AED 36,750
Annual Fee: AED 3,000
30,000 bonus miles annually post payment of annual fee
5 Miles on non-AED spends
2.5 Miles on AED spends
Offers
See all 829View offer
Restaurants
Merchant
360 restaurant
20% off on total bill
Valid until 31 Jul 2026
Restaurants
Merchant
90 Centigrade Café
20% off on total bill
Valid until 31 Jul 2026
Restaurants
Merchant
Al Dana
20% off on total bill
Valid until 31 Jul 2026
Additional Benefits
Darna Invite Only status
Automatic Darna Invite Only tier status.
Includes Darna programme benefits and offers tied to the card tier, such as discounts on hotel stays, dining, beach clubs, golf, padel and country clubs.
See full breakdown0% installment plans
0% plans at Aldar Education and Property.
0% installment plans at no cost, over 6 or 12 months, at qualifying Aldar Education and Property merchants.
See full breakdownAirport Lounge Access
Unlimited access to 1,000+ lounges worldwide
Unlimited complimentary lounge access for the cardholder and a guest at over 1,000 premium airport lounges in 300+ cities worldwide, via the Visa Airport Companion App. Requires AED 5,000 minimum monthly spend in the month of use.
See full breakdownAirport Chauffeur Services
Chauffeured airport transfers in 120+ cities
Chauffeured luxury vehicle for airport transfers across over 120 cities in 40+ countries. Book via the Darna Infinite Privilege Card Concierge. Requires AED 5,000 minimum monthly spend in the month of use.
Movie Nights
Buy 1 get 1 free movie tickets
Buy 1 Get 1 offers on tickets at VOX Cinemas. Requires AED 5,000 minimum monthly spend in the month of use.
See full breakdownGolf
Access to 60+ golf venues worldwide
Complimentary access to over 60 golf venues worldwide plus 250+ premium private business and social clubs, via a complimentary International Associate Club membership. Requires AED 5,000 minimum monthly spend in the month of use; Emirates NBD does not publish a per-round or per-visit cap.
Valet parking
Select Abu Dhabi locations
Complimentary valet parking at select Abu Dhabi locations including Yas Mall, Ferrari World, Warner Bros World and Al Jimi Mall. Emirates NBD does not publish a per-month visit cap for this card. Requires AED 5,000 minimum monthly spend in the month of use.
Roadside assistance
Recovery, towing, fuel and battery help.
Roadside assistance includes recovery, towing, fuel delivery and battery boost under card benefit terms.
See full breakdownEligibility
21
Minimum Age
50,000AED
Minimum Income
UAE residency documents
Emirates NBD may request Emirates ID, passport copy, salary certificate or bank statements, and a security cheque.
Fees
2,625AED
Joining Fee
2,625AED
Annual Fee
3.25%
Monthly Purchase Rate
3.25% per month (39.00% per annum).
Late Payment FeeAED 241.5*
*Charged per month if the minimum payment due is not received in full by the payment due date.
Over Limit FeeAED 292.95*
*Charged once during each billing cycle when the current balance exceeds the credit limit.
Cash Advance Fee3.15%*
*3.15% of the cash advance amount or AED 103.95, whichever is higher.
Installment ProcessingAED 51.45*
*Charged per transaction.
Installment Pre-closure1.05%*
*1.05% of principal outstanding.
International Transaction Fee (non-AED)1.99%*
*Bank currency conversion fee; network processing fees may also apply.
Foreign Currency Transaction Fee (AED abroad)1.99%*
*Applies when settling foreign currency transactions in UAE dirhams overseas.
Direct Debit Return FeeAED 105*
*Charged for returned cheque or direct debit handling.
Credit Shield Pro0.99%*
*Monthly premium on the credit card outstanding balance when enrolled.
Important Stuff
Frequently Asked Questions
Get answers to common questions about ENBD Darna Infinite Privilege Credit Card credit card
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