Lifestyle
Merchant
Radisson Hotel Andermatt
20% off the non-member flex rate
Valid until 30 Aug 2026
- Joining Fee
- AED 2,625
- Annual Fee
- AED 2,625
- Minimum Salary
- AED 50,000
ENBD Darna Infinite Privilege Credit Card
ENBD Darna Infinite Privilege Card earns 10% value back as Darna Points at Aldar destinations, with automatic Invite Only status.
≈ AED 36,000 potential value / year
Welcome offer
Up to 25,000 Darna Points
15,000 points on fee payment plus 10,000 points after early spend.
Earn 15,000 Darna Points on payment of joining fees and another 10,000 Darna Points when you spend AED 30,000 in the first 3 months.
See full breakdownRewards
10%
value back as Darna Points at Aldar destinations.
Applies to eligible spends at Aldar destinations including Yas Mall, Yas Island theme parks, hotels, spas, golf courses and other Abu Dhabi attractions.
See full breakdown1.5%
value back as Darna Points outside Aldar.
Earn Darna Points on eligible card spends outside Aldar destinations.
See full breakdownRewards Calculator
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Eligibility
21
Minimum Age
50,000AED
Minimum Income
UAE residency documents
Emirates NBD may request Emirates ID, passport copy, and a security cheque.
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
Offers
See all 837View offer
Restaurants
Merchant
Celsius
25% off Food and Beverage
Valid until 31 Aug 2026
Lifestyle
Merchant
Grand Flora Spa Ladies Salon
Enjoy 15% off on spend of AED 150 and above
Valid until 31 Aug 2026
Entertainment
Merchant
Just Padel
Just Padel Kite Beach
Valid until 31 Aug 2026
Additional Benefits
Darna Invite Only status
Automatic Darna Invite Only tier status.
Includes Darna programme benefits and offers tied to the card tier, such as discounts on hotel stays, dining, beach clubs, golf, padel and country clubs.
See full breakdown0% installment plans
0% plans at Aldar Education and Property.
0% installment plans at no cost, over 6 or 12 months, at qualifying Aldar Education and Property merchants.
See full breakdownAirport Lounge Access
Unlimited access to 1,000+ lounges worldwide
Unlimited complimentary lounge access for the cardholder and a guest at over 1,000 premium airport lounges in 300+ cities worldwide, via the Visa Airport Companion App. Requires AED 5,000 minimum monthly spend in the month of use.
See full breakdownAirport Chauffeur Services
Chauffeured airport transfers in 120+ cities
Chauffeured luxury vehicle for airport transfers across over 120 cities in 40+ countries. Book via the Darna Infinite Privilege Card Concierge. Requires AED 5,000 minimum monthly spend in the month of use.
Movie Nights
Buy 1 get 1 free movie tickets
Buy 1 Get 1 offers on tickets at VOX Cinemas. Requires AED 5,000 minimum monthly spend in the month of use.
See full breakdownGolf
Access to 60+ golf venues worldwide
Complimentary access to 60+ golf venues worldwide plus 250+ premium private clubs, via an International Associate Club membership. Requires AED 5,000 min. monthly spend in the month of use; no published per-visit cap.
Valet parking
Select Abu Dhabi locations
Complimentary valet parking at select Abu Dhabi locations including Yas Mall, Ferrari World, Warner Bros World and Al Jimi Mall. No published per-month visit cap. Requires AED 5,000 min. monthly spend in the month of use.
Roadside assistance
Recovery, towing, fuel and battery help.
Roadside assistance includes recovery, towing, fuel delivery and battery boost under card benefit terms.
See full breakdownFees
2,625AED
Joining Fee
2,625AED
Annual Fee
3.25%
Monthly Purchase Rate
3.25% per month (39.00% per annum).
Late Payment FeeAED 241.5*
*Charged per month if the minimum payment due is not received in full by the payment due date.
Over Limit FeeAED 292.95*
*Charged once during each billing cycle when the current balance exceeds the credit limit.
Cash Advance Fee3.15%*
*3.15% of the cash advance amount or AED 103.95, whichever is higher.
Installment ProcessingAED 51.45*
*Charged per transaction.
Installment Pre-closure1.05%*
*1.05% of principal outstanding.
International Transaction Fee (non-AED)1.99%*
*Bank currency conversion fee; network processing fees may also apply.
Foreign Currency Transaction Fee (AED abroad)1.99%*
*Applies when settling foreign currency transactions in UAE dirhams overseas.
Direct Debit Return FeeAED 105*
*Charged for returned cheque or direct debit handling.
Credit Shield Pro0.99%*
*Monthly premium on the credit card outstanding balance when enrolled.
Important Stuff
Frequently Asked Questions
Get answers to common questions about ENBD Darna Infinite Privilege Credit Card credit card
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