At AED 50,000, FAB Elite unlocks — earning up to 20 FAB Rewards on luxury spend, 5 FAB Rewards on all other spend, and giving 50% off over 100 five-star UAE restaurants. ENBD Darna Infinite Privilege also becomes available for Aldar real estate loyalty with 10% Darna Points. All AED 35,000–40,000 cards remain accessible.
Best Credit Cards in the UAE for AED 50,000+ Salary
AED 50,000 unlocks the peak of UAE retail credit card access: luxury dining discount programmes with 50% off at five-star restaurants, maximum rewards earn on premium brand spending, and real estate loyalty programmes for property-focused cardholders. Combined with ultra-high international earn rates and maximum airline miles options available at lower tiers, this level covers every major high-spend category.
Last updated: - Updated monthly using latest public card terms and salary requirements.
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FIRST ABU DHABI BANK (FAB)
FAB Elite Credit Card
Up to 20 FAB Rewards on luxury spending
Up to 5 FAB Rewards on all other spending including abroad
Up to 50% off over 100 five-star restaurants in the UAE
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Etihad Guest Infinite Credit Card
Welcome Bonus: 60,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per 1 USD
CITIBANK
Citi Ultima Credit Card
30,000 bonus miles annually post payment of annual fee
5 Miles on non-AED spends
Best Credit Cards in the UAE for AED 50,000+ Salary compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 1,200 | AED 50,000 | Up to 20 FAB Rewards on luxury, 50% off 100+ five-star restaurants, AED 1,200 annual fee, from AED 50,000 |
 | AED 2,625 | AED 50,000 | 10% Darna Points on Aldar spends, Darna Invite-only membership, from AED 50,000 |
|
June Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
7 cards in the UAE
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FIRST ABU DHABI BANK (FAB)
FAB Elite Credit Card
Salary: AED 50,000+
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 25,000–50,000 |
| Employment | Salaried employees; wealth management relationship may be required |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | Excellent AECB credit score; these are the most selective cards in the UAE retail banking |
| Minimum age | 21 years |
| Monthly salary | AED 25,000–50,000 |
| Employment | Salaried employees; wealth management relationship may be required |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | Excellent AECB credit score; these are the most selective cards in the UAE retail banking |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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