Emirates NBD states that 10 Darna Points equal AED 1 on redemption.
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ENBD Darna Select Visa Credit Card earns 6.25% value back as Darna Points at Aldar destinations, with automatic Darna Silver tier status and redemption across 1,200+ Aldar destinations.
6.25%
value back as Darna Points at Aldar destinations.
Applies to eligible spends at Aldar destinations including Yas Mall, Yas Island theme parks, hotels, spas, golf courses and other Abu Dhabi attractions.
See full breakdown0.75%
value back as Darna Points outside Aldar.
Earn Darna Points on eligible card spends outside Aldar destinations.
See full breakdownDarna Silver status
Automatic Darna Silver tier status.
Includes Darna programme benefits and offers tied to the card tier.
See full breakdown0% installment plans
0% plans at Aldar Education and Property.
Emirates NBD lists 0% installment plans at no cost across Aldar Education and Property.
See full breakdownRoadside assistance
Recovery, towing, fuel and battery help.
Roadside assistance includes recovery, towing, fuel delivery and battery boost under card benefit terms.
See full breakdown21
Minimum Age
5,000AED
Minimum Income
UAE residency documents
Emirates NBD may request Emirates ID, passport copy, salary certificate or bank statements, and a security cheque.
Get answers to common questions about ENBD Darna Select Visa Credit Card credit card
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Free
Joining Fee
Free
Annual Fee
3.25%
Monthly Purchase Rate
3.25% per month (39.00% per annum).
*Charged per month if the minimum payment due is not received in full by the payment due date.
*Charged once during each billing cycle when the current balance exceeds the credit limit.
*3.15% of the cash advance amount or AED 103.95, whichever is higher.
*Charged per transaction.
*1.05% of principal outstanding.
*Bank currency conversion fee; network processing fees may also apply.
*Applies when settling foreign currency transactions in UAE dirhams overseas.
*Charged for returned cheque or direct debit handling.
*Monthly premium on the credit card outstanding balance when enrolled.
Annual Fee: AED 300
Welcome bonus: 3,000 Darna Points on payment of annual fee
7.5% cashback on all spends at Aldar destinations
Complimentary Darna Gold tier status
EMIRATES NBD
Salary: AED 30,000+
Annual Fee: AED 1,575
Welcome bonus: 7,500 Darna Points on payment of annual fee
10% cashback on all spends at Aldar destinations
Complimentary Darna Platinum tier status
EMIRATES NBD
Salary: AED 50,000+
Annual Fee: AED 2,625
Welcome Offer: up to 25,000 Darna Points
10% back as Darna Points on all Aldar spends
Complimentary Darna Invite only membership
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
Min Salary: AED 12,000
Joining Fee: AED 525
Annual Fee: AED 262.50
6.25% cashback on Emaar spends
U By Emaar Gold Status
EMIRATES NBD
Salary: AED 12,000+
Joining Fee: AED 1,573.95
Annual Fee: AED 735
Earn 40,000 bonus Skywards Miles.
1.5 Skywards Miles per USD on Emirates, flydubai
EMIRATES NBD
Salary: AED 12,000+
Annual Fee: AED 840
5% rewards on grocery, utilities, telecom & fuel
0.5% on other spends
Unlimited airport lounge access worldwide
EMIRATES NBD
Salary: AED 30,000+
Joining Fee: AED 2,625
Annual Fee: AED 1,575
Welcome Offer: Up to 25,000 UPoints
U By Emaar Platinum Status
EMIRATES NBD
Salary: AED 5,000+
No Annual Fee
1% cashback on all spends
5% cashback on Emaar spends
Buy 1 Get 1 Free Movie Tickets.
EMIRATES NBD
Salary: AED 30,000+
Joining Fee: AED 3,148.95
Annual Fee: AED 1,575
Bonus: Up to 100,000 Skywards Miles
Complimentary Emirates Skywards Silver membership
EMIRATES NBD
Salary: AED 25,000+
No Annual Fee for the first year
Welcome Offer: 150,000 Voyager Miles
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
Salary: AED 12,000+
No Annual Fee
Welcome Offer: 75,000 Voyager Miles
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
Salary: AED 50,000+
Annual Fee: AED 2,625
Welcome Offer: up to 25,000 Darna Points
10% back as Darna Points on all Aldar spends
Complimentary Darna Invite only membership
EMIRATES NBD
Salary: AED 30,000+
Joining Fee: AED 1,575
Annual Fee: AED 1,575
8% cashback with Al Futtaim brands
Welcome bonus: 10,000 SHARE Points
EMIRATES NBD
Salary: AED 12,000+
No Annual Fee
6% cashback with Al Futtaim brands
1% cashback on other spends
Welcome bonus: 5,000 SHARE Points
EMIRATES NBD
Salary: AED 5,000+
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
EMIRATES NBD
Salary: AED 30,000+
Annual Fee: AED 1,575
Welcome bonus: 7,500 Darna Points on payment of annual fee
10% cashback on all spends at Aldar destinations
Complimentary Darna Platinum tier status
EMIRATES NBD
Salary: AED 12,000+
Annual Fee: AED 300
Welcome bonus: 3,000 Darna Points on payment of annual fee
7.5% cashback on all spends at Aldar destinations
Complimentary Darna Gold tier status
EMIRATES NBD
Salary: AED 30,000+
Annual Fee: AED 1,575
Up to 2 Points per AED 100 spent
Unlimited lounge access for self + 1 guest.
Complimentary Golf Access in the UAE.
EMIRATES NBD
Salary: AED 12,000+
Annual Fee: AED 420
Earn Plus Points on spending.
Unlimited airport lounge access worldwide
30% discount at 2,000+ UAE restaurants
EMIRATES NBD
Salary: AED 12,000+
No Annual Fee
Up to 7% LuLu Points on spends.
Welcome Offer: 500 LuLu Points
Unlimited Lounge Access: 25+ lounges available.
EMIRATES NBD
Salary: AED 5,000+
No Annual Fee
Earn LuLu Points: Up to 3.5% cashback.
0% Balance Transfer - No Fees
Complimentary Lounge Access: 10+ lounges.
EMIRATES NBD
Salary: AED 5,000+
No Annual Fee
5 points per AED 400 weekend spend
Use Card as Nol Card.
Free Rides on Dubai Ferry
EMIRATES NBD
Salary: AED 12,000+
No Annual Fee
Unlimited lounge access
30% discount at 2000+ restaurants
40% discount at golf courses worldwide
EMIRATES NBD
Salary: AED 5,000+
Joining Fee: AED 525
Annual Fee: AED 525
Up to AED 1,000 travel vouchers.
Up to 15% Dnata Points on spends
EMIRATES NBD
Salary: AED 5,000+
No Annual Fee
1 Point per AED 200 spent
Interest-free Period: Up to 55 days.
Exclusive for Online Shopping
EMIRATES NBD
Salary: AED 20,000+
Joining Fee: AED 1,048.95
Annual Fee AED 1,048.95
Welcome Offer: Up to AED 2,500 travel vouchers
Earn 15% dnata Points on dnata spends.
EMIRATES NBD
Minimum Salary AED 5,000
No Annual Fee
AED 60,000 Job Loss Cover for 12 months
Lounge access at 10+ regional airports.
Exclusive travel and shopping deals.
EMIRATES NBD
Min Salary: AED 12,000
No Annual Fee
1.5% Rewards on retail spends
Lounge Access Included
30% discount at 2,000+ restaurants
EMIRATES NBD
Salary: AED 25,000+
Annual Fee: AED 1,575
Welcome Bonus: Up to 150,000 Points
6 points per US$1 at Marriott hotels
Gold Elite Status with Marriott
EMIRATES NBD
Salary: AED 30,000+
Joining Fee: AED 2,625
Annual Fee: AED 1,575
Welcome Offer: Up to 200,000 Miles
10 Miles per AED 10 spend on Etihad
EMIRATES NBD
Salary: AED 12,000+
No Annual Fee
5 points per AED 200 on weekends
Use Card as Golden Nol Card.
Free Rides on Dubai Ferry