Emirates NBD Skywards Visa Debit Card

Emirates NBD's current FAQ states a minimum opening balance of AED 500,000. The calculator therefore starts at the AED 500,000 tier even though the published earn table also displays a lower balance band.

The published cap is 50,000 Miles for the AED 500,000–999,999 balance tier and 83,333 Miles for AED 1,000,000 or more.

At AED 500,000–999,999 average balance, eligible domestic spend earns 2 Miles per USD and international or Emirates spend earns 2.5. At AED 1,000,000 or more, those rates rise to 4 and 5.

The current Priority Banking schedule lists an AED 2,625 joining fee and an AED 2,520 annual account fee, billed at AED 210 per month.

The base modeled bonus is 25,000 Skywards Miles after paying the joining fee. A separate conditional balance-at-month-three tranche is not included in the calculator.

Yes. Emirates NBD publishes unlimited LoungeKey access for the cardholder and four complimentary airport departure drops per year. Lounge guests cost USD 27 each.