ENBD Etihad Guest Visa Elevate Credit Card

Etihad Airways, dining and hotels earn 1 mile per AED 1. General spend earns 0.6, EU/UK retail earns 0.3, and published reduced categories earn 0.15 or 0.06 miles per AED 1. Eligible earning is limited to AED 100,000 of retail spend per billing cycle.

You get 40,000 miles simply for paying the joining fee. Spend AED 90,000 within 6 months of card issuance and you earn another 60,000 miles, and spending AED 120,000 within that same 6-month window earns a further 100,000 miles. Combined, that's up to 200,000 bonus Etihad Guest Miles.

The joining fee is AED 2,625 and the annual fee is AED 1,575. The monthly purchase interest rate is 3.25%, which works out to 39.00% per annum if you carry a balance. There's also a late payment fee of AED 241.50 charged per month if the minimum due isn't paid in full.

You need a minimum monthly salary of AED 30,000 and must be at least 21 years old and a UAE resident. Emirates NBD may ask for your Emirates ID, passport copy, salary certificate or bank statements, and a security cheque as part of the application.

Yes. Eligible cardholders and a guest can use Visa Airport Companion lounges within the card's annual visit limit after a USD 1 foreign-currency transaction at least 10 days before visiting. The card also offers up to four annual airport transfers and Etihad Guest Gold Tier fast-track after one qualifying return flight within six months.

Yes. For every AED 150,000 you spend on the card, you earn a 50% discount voucher on miles redemption, up to a maximum of 2 vouchers per year. That's on top of the mileage you're already earning from everyday spend.