ADCB Etihad Guest Infinite is the top tier — AED 40,000+ monthly salary, AED 2,625 annual fee, with a 60,000 welcome Etihad Miles offer when spend conditions are met. FAB and ENBD also offer Infinite-tier Etihad Guest co-brands with broadly comparable earn rates.
Best Etihad Guest Credit Cards in the UAE
Compare every Etihad Guest co-branded credit card in the UAE — ADCB, FAB, ENBD, and Emirates Islamic — by Etihad Miles per AED, welcome bonus, salary tier, and annual fee.
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ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Etihad Guest Infinite Credit Card
Welcome Bonus: 60,000 Etihad Guest Miles
Up to 3 Etihad Guest Miles per 1 USD
Up to 4 class upgrade vouchers
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Signature Credit Card
Bonus: Up to 100,000 Etihad Miles
5.5 Etihad Miles per AED 10 spent
FIRST ABU DHABI BANK (FAB)
FAB Etihad Guest Platinum Credit Card
Welcome Bonus: 10,000 Miles
Earn 4 Etihad Miles per AED 10 spent.
Best Etihad Guest Credit Cards in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| AED 2,625 | AED 40,000+ | Top tier — 60,000 welcome Etihad Guest Miles plus high earn rate on Etihad and international spend |
 | AED 1,050 | AED 20,000+ | Mid-tier Etihad Guest earner with welcome miles and lounge access |
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June Spotlight
Liv by Emirates NBD
Liv by Emirates NBD offers fully digital credit cards designed for everyday spenders and lifestyle-focused users. The lineup covers cashback-led options and Tamayaz travel rewards, giving users flexibility across groceries, dining, travel, and online spending.
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
Why choose Etihad Guest Credit Cards in the UAE
1.
Etihad Guest vs Skywards — pick by where you fly
Etihad Guest cards are the right choice if Etihad is your primary airline — they earn at higher rates on Etihad spend and unlock tier-status fast-track. If you fly Emirates more often, the Skywards co-branded cards (ENBD Skywards) will deliver better redemption value.
2.
Salary tier determines earn rate
Etihad Guest Platinum unlocks at AED 8,000 salary, Signature from AED 15,000–20,000, and Infinite at AED 30,000–40,000+. Each tier increases the Etihad Miles per AED spent, with welcome bonuses scaling proportionally.
3.
Welcome bonus value can clear year-one fee
Top Etihad Guest cards include large welcome Etihad Miles offers (e.g. ADCB Etihad Guest Infinite offers 60,000 welcome Etihad Miles). Etihad Miles value varies by redemption — premium-cabin redemptions usually deliver the highest per-mile value.
8 cards in the UAE
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ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Etihad Guest Infinite Credit Card
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 8,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 8,000–40,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
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