- Joining Fee
- Free
- Annual Fee
- Free
- Minimum Salary
- AED 8,000
RAKBANK Titanium Credit Card
No annual fee, with 5% on supermarkets and dining, 50% cinema cashback, and up to 2% on eligible retail after AED 2,000 monthly spend.
Updated Aug 2026
≈ AED 6,545 potential value / year · incl. welcome bonus
Welcome offer
AED 500 Welcome Bonus
New digital applicants who apply 15 Jul-15 Sep 2026 and spend AED 5,000 within 60 days of issuance.
Limited time · valid till 15 Sep 2026Apply for and be issued the card via the RAKBANK digital app, 15 Jul-15 Sep 2026 (new to RAKBANK credit cards), then spend AED 5,000 within 60 days of issuance for an AED 500 cashback, credited within 90 days after the promo ends.
See full breakdownRewards
5%
cashback on supermarkets and dining.
Earn 5% cashback on supermarket and dining spend, capped at AED 100 per category per month.
See full breakdown2%
cashback on eligible other retail paid through e-wallets.
Eligible other-retail e-wallet spend earns 2%, capped at AED 100 per month. Standard retail earns 1%.
See full breakdown0.25%
on reduced merchant categories.
Government, bills, education, transport, telecom, real estate, fuel and other published reduced categories earn 0.25%.
See full breakdownRewards Calculator
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Eligibility
21
Minimum Age
8,000AED
Minimum Income
Documents ready
Emirates ID + passport with residence visa
Have your Emirates ID and passport with residence visa on hand — UAE banks require these for any credit card application.
Check your AECB report
Recent rejections or missed payments can stall approval
A recent credit-card rejection or missed payment on your AECB report is one of the most common reasons a UAE card application stalls — worth checking your report before applying if you're unsure.
August Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Additional Benefits
Video Streaming Cashback
Up to 50% cashback on eligible video-streaming payments.
Meet the card's published monthly-spend criteria to qualify. RAKBANK does not publish a fixed monthly AED allowance on the product page, so the report discloses this benefit without adding a fixed AED value.
See full breakdownFees
Free
Annual Fee
No annual fee
Frequently Asked Questions
Get answers to common questions about RAKBANK Titanium Credit Card credit card
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