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Best Low Foreign Currency Fees Credit Cards for AED 25,000+ Salary
Compare and explore low foreign currency fees credit cards in the UAE for AED 25,000+ salary requirements.
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Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD Voyager World Credit Card
Salary: AED 12,000+
75,000 Miles after AED 35,000 spend
No Annual Fee
6 Voyager Miles on every AED spent on Voyager Travel Portal
3 Voyager Miles on every AED spent on other travel bookings
EMIRATES NBD
ENBD Voyager World Elite Credit Card
Salary: AED 25,000+
150,000 Miles after AED 70,000 spend
No Annual Fee for the first year
12 Voyager Miles on every AED spent on Voyager Travel Portal
6 Voyager Miles on every AED spent on other travel bookings
8 cards in the UAE
ZIINA
Ziina Card
Free by default; Violet plan AED 100/month
No FX fee on non-AED spend (Violet)
Cashback at selected brands (Violet)
Lifestyle perks bundled with Violet
WIO BANK
Wio Credit Card
Salary: AED 5,000+
No Annual Fee with Wio Plan
2% Cashback on all spends
0.5% Cashback on Other Credit Card Bills
Total Cashback up to AED 2,500/month
DUBAI FIRST
Dubai First Cashback Credit Card
Salary: AED 5,000+
Annual Fee: AED 418.95
5% Cashback on groceries, dining and fuel
0.50% Cashback on international and domestic retail spends
Instant Cashback Redemption
CITIBANK
Citi Simplicity Credit Card
Salary: AED 5000+
No Annual Fee
20% discount on Talabat
CITIBANK
Citi Rewards Credit Card
Salary: AED 8,000+
No Annual Fee for the first year
10,000 bonus points annually post payment of annual fee
1.5 Points on grocery and non-AED spends
1 Point on local spends
CITIBANK
Citi Cashback Credit Card
Salary: AED 8,000+
No Annual Fee for the first year
3% Cashback on non-AED spends
2% Cashback on grocery/supermarket spends
1% Cashback on all other spend
CITIBANK
Citi Premier Credit Card
Salary: AED 15,000+
Annual Fee: AED 787.50
10,000 bonus points annually post payment of annual fee
3 Points on non-AED spends
2 Points on local spends
ABU DHABI COMMERCIAL BANK (ADCB)
ADCB Traveller Credit Card
Salary: AED 20,000+
Annual Fee: AED 1,575
10% Cashback on airline tickets
10% Cashback on hotel stays
1.5% Cashback on all domestic spends
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000–20,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000–20,000 |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Low Foreign Currency Fees Credit Cards for AED 25,000+ Salary in the UAE
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