Best Credit Cards for noon at AED 5,000 Salary in the UAE
Compare cards earning rewards on noon.com and noon food at AED 5,000 salary.
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Options include ENBD Noon One (20% on noon food), Mashreq Noon (5% across the Noon ecosystem), FAB Z, plus free everyday picks.
Best for noon food orders
EMIRATES NBD
ENBD noon One Visa Credit Card
≈ AED 24,776 potential value / year · incl. perks · incl. welcome bonus
4.1/5
AED 500 bonus on AED 5,000
20% back in credits on noon Food
5% back in credits on noon
Best broad noon coverage
MASHREQ BANK
Mashreq Noon Credit Card
≈ AED 18,120 potential value / year · incl. perks
Welcome Bonus: AED 500
Free Delivery on Noon Express
Up to 5% cashback on noon purchases
Instant Digital Card
Best lifestyle bundle
FIRST ABU DHABI BANK (FAB)
FAB Z Credit Card
≈ AED 6,809 potential value / year · incl. perks
Free Careem Plus & Noon One for 1 year
20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
No FX fees abroad
Best Credit Cards for noon at AED 5,000 Salary in the UAE compared
A side-by-side snapshot of annual fees, salary requirements, and standout benefits.
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
 | Free | AED 5,000 | 20% back as noon credits on noon food, 5% back on noon — no annual fee, AED 500 welcome bonus at AED 5,000 spend in first two months |
 | Free | AED 5,000 | 5% back as noon credits, free Noon Express delivery and a welcome bonus up to AED 500 |
 | AED 105 | AED 5,000 | Free Noon One and Careem Plus memberships for the first year, plus 0% FX abroad — broad lifestyle card with noon as a bundled perk |
 | Free | AED 5,000 | Liv reward points on eligible spending, including noon, redeemable as cashback or Skywards Miles |
 | AED 588 (waivable) | AED 5,000 | 2% on eligible noon orders; qualifying Wio plan required |
| Card | Annual fee | Min. salary | Why it stands out |
|---|---|---|---|
| Free | AED 5,000 | 20% back as noon credits on noon food, 5% back on noon — no annual fee, AED 500 welcome bonus at AED 5,000 spend in first two months |
| Free | AED 5,000 | 5% back as noon credits, free Noon Express delivery and a welcome bonus up to AED 500 |
| AED 105 | AED 5,000 | Free Noon One and Careem Plus memberships for the first year, plus 0% FX abroad — broad lifestyle card with noon as a bundled perk |
| Free | AED 5,000 | Liv reward points on eligible spending, including noon, redeemable as cashback or Skywards Miles |
| AED 588 (waivable) | AED 5,000 | 2% on eligible noon orders; qualifying Wio plan required |
ENBD noon One Visa Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight20% back as noon credits on noon food, 5% back on noon — no annual fee, AED 500 welcome bonus at AED 5,000 spend in first two months
Mashreq Noon Credit Card
Annual feeFree
Min. salaryAED 5,000
Highlight5% back as noon credits, free Noon Express delivery and a welcome bonus up to AED 500
FAB Z Credit Card
Annual feeAED 105
Min. salaryAED 5,000
HighlightFree Noon One and Careem Plus memberships for the first year, plus 0% FX abroad — broad lifestyle card with noon as a bundled perk
Liv Cashback Credit Card
Annual feeFree
Min. salaryAED 5,000
HighlightLiv reward points on eligible spending, including noon, redeemable as cashback or Skywards Miles
Wio Credit Card
Annual feeAED 588 (waivable)
Min. salaryAED 5,000
Highlight2% on eligible noon orders; qualifying Wio plan required
September Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Why choose Noon AED 5,000+
1.
noon rewards beat flat cashback on noon spend
ENBD Noon One's 20% back on noon food and 5% on noon purchases convert directly to noon credits — easily the highest rate at AED 5,000 salary for noon-heavy spenders. Broad cashback cards (Wio at 2% on eligible noon spend, Liv Cashback) earn far less on the same spend but cover everywhere else.
2.
Mashreq Noon covers more noon brands
Mashreq Noon earns 5% back as noon credits across noon, noon Food, noon Minutes, noon supermall, NowNow and Namshi. It is a strong fit for shoppers who use several Noon ecosystem brands rather than noon.com alone.
3.
Pair a noon card with a flat cashback card
The cleanest setup at AED 5,000 salary: ENBD Noon One (or Mashreq Noon) as your noon-spend card, plus Wio or Liv Cashback for everything else. Wio has no separate card fee, but its rewards require an eligible plan.
5 cards in the UAE
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
MASHREQ BANK
Mashreq Noon Credit Card
- Salary: AED 5,000+
- No Annual Fee
- Welcome Bonus: AED 500
- Free Delivery on Noon Express
- Up to 5% cashback on noon purchases
FIRST ABU DHABI BANK (FAB)
FAB Z Credit Card
- Salary: AED 5,000+
- No Annual Fee for the first year
- Free Careem Plus & Noon One for 1 year
- 20% off on monthly subscriptions to Netflix, PlayStation, YouTube, Spotify and more
- No FX fees abroad
LIV DIGITAL BANK BY EMIRATES NBD
Liv Cashback Credit Card
- Salary: AED 5,000+
- Free for life
- Up to 2% Cashback on all spends
- Cashback or Skywards Miles
- 2 VOX B1G1 offers + 25% off F&B from AED 40
WIO BANK
Wio Credit Card
- Salary: AED 5,000+
- No Annual Fee with Wio Plan
- 2% Cashback on most spends
- 0.5% on card bills
- Up to AED 2,500/month
Eligibility criteria
General requirements for credit card applications in the UAE. Exact thresholds vary by bank and card tier.
| Minimum age | 21 years |
| Monthly salary | AED 5,000+ |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
| Minimum age | 21 years |
| Monthly salary | AED 5,000+ |
| Employment | Salaried employees or self-employed professionals |
| Residency | UAE residents with a valid Emirates ID and residence visa |
| Credit history | AECB credit score is checked; a clean record strengthens approval |
Always confirm the latest eligibility details with the issuing bank before applying.
Documents you will need
Prepare these before you start an application. Some banks accept digital uploads; others require originals at a branch.
UAE nationals
1.Emirates ID
2.Khulasat Al Qaid (Family Book)
3.Salary certificate (less than 30 days old)
4.Bank statements — last 3 months
5.Passport copy
Expats & residents
1.Emirates ID
2.Valid passport with residence visa page
3.Salary certificate or employment letter
4.Bank statements — last 3 months
5.Proof of address (utility bill or tenancy contract)
The final list of required documents may differ based on the bank and card. Self-employed applicants may also need a trade licence and audited financial statements.
Frequently asked questions
Common questions about Best Credit Cards for noon at AED 5,000 Salary in the UAE
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