Invest Bank World Credit Card
Earn flat 3% cashback per month capped at a Dirham value of 1,500 per month with no parameters such as cashback earning differentiation on domestic spend, international spend, and/or category based spend.
Is this card right for you?
A quick check before you apply — the more boxes you tick, the smoother the approval.
UAE resident with a salary of AED 25,000+
Salary credited to a UAE bank account, with a valid Emirates ID and residence visa. Invest Bank World Credit Card expects AED 25,000+ monthly income.
Documents ready
Emirates ID, passport with residence visa, and a recent salary certificate or 3-month bank statement on hand — the standard pack asked for at submission.
Clean recent credit record
No credit-card rejection in the last 6 months and no missed payments on your AECB report — a recent decline or arrears is the top reason a UAE card application stalls.
Rewards
3%
on all spends
Cashback is capped at AED 1,500 per month
Rewards Calculator
July Spotlight
Emirates NBD
Two free-for-life Emirates NBD credit cards built for everyday UAE spending — the noon One Visa pays up to 20% back as noon Credits on noon Food, and the Share Platinum earns Share Points across grocery, dining, and online retail.
EMIRATES NBD
ENBD noon One Visa Credit Card
Salary: AED 5,000+
No Annual Fee
Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months
Get 20% back as noon credits when you spend on noon food
Get 5% back as noon credits when you spend on noon
EMIRATES NBD
ENBD SHARE Platinum Credit Card
Salary: AED 5,000+
No Annual Fee
4% cashback with Al Futtaim brands
0.75% cashback on other spends
Buy 1 get 1 movie ticket at VOX Cinemas
Additional Benefits
Aiport Lounge Access
Unlimited complimentary access to 1,000+ airport lounges worldwide
Access via Dragon Pass network in 450+ cities across 135+ countries using Mastercard Travel Pass app
Complimentary Airport Rides with Careem
up to 2 rides per year
Use promocode MAUAE2 for free rides
Travel Discounts & Benefits
Up to 10% off Cleartrip bookings, hotel discounts, car rental savings
Includes IHG Hotels, booking.com, Hertz, Avis, Budget Car Rental discounts
Comprehensive Travel Insurance
Travel accident, medical, and inconvenience coverage
Up to USD 500,000 personal accident, USD 7,500 trip cancellation, USD 3,000 baggage loss coverage
Mastercard Priceless Specials
Exclusive dining, leisure, and spa offers powered by Entertainer
Access to hundreds of deals across Middle East, Asia, Africa, and Europe
Careem Monthly Discounts
20% off three rides every month
Talabat Food & Grocery Savings
Up to 20% off orders twice per month
Shopping & Lifestyle Benefits
Bicester Village VIP access, Carrefour discounts, MyUS Premium membership
Additional 10% discount at Bicester Village boutiques, AED 40 off monthly Carrefour orders
Fitness & Entertainment
25% off Fiit gym subscription, 50% off Shahid VIP streaming
Access to 800+ workouts and Arabic content streaming platform
Global Services & Support
Global Blue VIP service, Fulfill Visa services, Flexiroam data roaming
VAT refund lounges, visa assistance, complimentary 1GB data roaming annually
Eligibility
21
Minimum Age
25,000AED
Minimum Income
Fees
1,575AED
Annual Fee
3.49%
Monthly Interest Rate
300AED
Supplementary Card (per card thereafter)
Card Replacement FeeAED 75
Cash Advance Fee3%*
*3% or AED 99 (whichever is higher) - only 75% of the card limit
Late Payment FeeAED 230
Over Limit FeeAED 199
Foreign Currency Transaction Fee3%
Copy of Sales VoucherAED 65
Liability / No liability letterAED 50
Duplicate StatementAED 45
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MASHREQ BANK
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Salary: AED 5,000+
No Annual Fee
AED 500 Welcome Bonus
Unlimited 5% Cashback on dining.
1% Cashback on international spends (non-dining)
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Other credit cards from this bank
INVEST BANK
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Salary: AED 5,000+
No Annual Fee for the first year
Flat 3% cashback on all spends (up to AED 1,000/month)
Access to 25+ VIP Airport Lounges
20% off Careem rides (3 rides/month)
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