Does the UAB Titanium Credit Card have a welcome offer?

Yes. Make one mobile-wallet payment and one taxi or food-delivery app transaction within 30 days of receiving the card to unlock a complimentary ENTERTAINER VIP Key, delivered via SMS within 45 days.

How much cashback does the UAB Titanium Credit Card earn?

Current UAB cashback terms pay 3% on grocery and fuel after AED 3,000 eligible monthly spend, or 5% after AED 5,000, with a shared AED 500 monthly cap. Qualifying video streaming can earn 100% within that cap. Other spend earns no cashback.

How many interest-free days does this card offer?

Up to 50 days from the statement date, provided the full outstanding balance is paid by the due date.

When is the annual fee waived?

The current UAB KFS says this card is free for life.

What are the eligibility requirements for the UAB Titanium Credit Card?

Applicants must be at least 21 years old, UAE residents holding a valid passport and Emirates ID, and earn a minimum salary of AED 5,000 per month. If your approved credit limit exceeds AED 100,000, UAB may also require an undated security cheque for up to 120% of that limit.

What does it cost to use the UAB Titanium Credit Card for foreign currency spending?

Foreign currency transactions carry a 3.15% currency conversion fee plus a separate 2.63% issuer markup fee, for a combined 5.78% foreign transaction cost, per UAB's Key Facts Statement.

Kredit

Joining Fee: Free
Annual Fee: Free for life
Minimum Salary: AED 5,000

UAB Titanium Credit Card

UAE Mastercard Titanium cashback card with up to 5% cashback on groceries/fuel, and 100% on video streaming.

Updated Sep 2026

≈ AED 6,000 potential value / year

Website

At a glance

Welcome offer

Extra reward

The Entertainer VIP Key

Top benefits

Booking.com Cashback

Easy Payment Plan

Balance Transfer

Loan on Phone

Credit Shield Cover

See all benefits

Fees and eligibility

Joining Fee

Free

Annual FeeFree for life

Minimum SalaryAED 5,000

See all fees

Rewards

Category	Under AED 3,000	AED 3,000+	AED 5,000+
Video Streaming	0%	0%	100%
Fuel, Grocery	0%	3%	5%

Category	Under AED 3,000	AED 3,000+	AED 5,000+
Video Streaming	0%	0%	100%
Fuel, Grocery	0%	3%	5%

Tiers are total monthly spend on the card. Total rewards capped at AED 500 a month

See all rewards

Welcome offer

The Entertainer VIP Key

Buy-one-get-one-free offers on dining, attractions and more.

Rewards

Up to 5%

cashback on groceries and fuel after AED 5,000 monthly spend.

Rewards Calculator

My Wallet

Already have the UAB Titanium Credit Card?

Add it to your wallet, include any other cards you own, and see exactly where this card should be used.

Open My Wallet

Eligibility

Minimum Age

5,000AED

Minimum Income

UAE residents only

Applicants must have a valid passport and Emirates ID.

Security cheque may be required

Approved credit limits above AED 100,000 may require an undated cheque for up to 120% of the approved limit.

Documents ready

Emirates ID + passport with residence visa

Check your AECB report

Recent rejections or missed payments can stall approval

November Spotlight

Emirates NBD

Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.

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EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+
No Annual Fee
AED 500 bonus on AED 5,000
20% back in credits on noon Food
5% back in credits on noon

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EMIRATES NBD

ENBD Voyager World Credit Card

Salary: AED 12,000+
75,000 Miles on AED 35,000
No Annual Fee
6 Miles/AED on Voyager Portal
3 Miles/AED on other travel

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ENBD Voyager World Elite Credit Card Design

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EMIRATES NBD

ENBD Voyager World Elite Credit Card

Salary: AED 25,000+
150,000 Miles on AED 70,000
No Annual Fee for the first year
12 Miles/AED on Voyager Portal
6 Miles/AED on other travel

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Additional Benefits

Booking.com Cashback

Up to 10% cashback on hotel bookings.

Easy Payment Plan

0% for 6 months, or 3/9/12-month plans from 1% per month.

Balance Transfer

0% for 6 months with a 3% processing fee.

Loan on Phone

0% for 6 months, or fixed-rate plans up to 12 months.

Credit Shield Cover

Optional job-loss and disability cover for 0.06% of your outstanding balance per month.

Fees

Free

Joining Fee

Free

Annual Fee

3.79%

Monthly Finance Charge

Cash Advance Fee3.15%*

*3.15% of the amount withdrawn or AED 157.50, whichever is higher.

Cash Advance Interest3.79%*

*3.79% per month on the outstanding cash advance balance; cash advances are limited to 15% of the credit limit, capped at AED 10,000.

Currency Conversion Fee3.15%*

*3.15% of the transaction amount, applied together with a separate 2.63% issuer markup fee on the same foreign currency transaction, for a combined 5.78% foreign transaction cost.

Issuer Markup2.63%*

*2.63% of the transaction amount, applied together with the 3.15% currency conversion fee on foreign currency transactions, for a combined 5.78% foreign transaction cost.

Over-Limit FeeAED 288.75*

*Charged monthly while the account remains over its credit limit.

Late Payment FeeAED 241.5*

*Charged monthly while a payment remains overdue.

Card ReplacementAED 78.75*

*For lost or stolen card replacement.

Liability LetterAED 52.5*

*Per request.

Supplementary CardFree

Important Stuff

UAB Cashback Terms and Conditions (November 2025)

Opens in a new tab

Conventional Credit Card Key Facts Statement (November 2025)

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about UAB Titanium Credit Card credit card

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UNITED ARAB BANK (UAB)

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Back to cards

Joining Fee: Free
Annual Fee: Free for life
Minimum Salary: AED 5,000

UAB Titanium Credit Card

UAE Mastercard Titanium cashback card with up to 5% cashback on groceries/fuel, and 100% on video streaming.

Updated Sep 2026

≈ AED 6,000 potential value / year

Website

At a glance

Welcome offer

Extra reward

The Entertainer VIP Key

Top benefits

Booking.com Cashback

Easy Payment Plan

Balance Transfer

Loan on Phone

Credit Shield Cover

See all benefits

Fees and eligibility

Joining Fee

Free

Annual FeeFree for life

Minimum SalaryAED 5,000

See all fees

Rewards

Category	Under AED 3,000	AED 3,000+	AED 5,000+
Video Streaming	0%	0%	100%
Fuel, Grocery	0%	3%	5%

Category	Under AED 3,000	AED 3,000+	AED 5,000+
Video Streaming	0%	0%	100%
Fuel, Grocery	0%	3%	5%

Tiers are total monthly spend on the card. Total rewards capped at AED 500 a month

See all rewards

Welcome offer

The Entertainer VIP Key

Buy-one-get-one-free offers on dining, attractions and more.

Rewards

Up to 5%

cashback on groceries and fuel after AED 5,000 monthly spend.

Rewards Calculator

My Wallet

Already have the UAB Titanium Credit Card?

Add it to your wallet, include any other cards you own, and see exactly where this card should be used.

Open My Wallet

Eligibility

Minimum Age

5,000AED

Minimum Income

UAE residents only

Applicants must have a valid passport and Emirates ID.

Security cheque may be required

Approved credit limits above AED 100,000 may require an undated cheque for up to 120% of the approved limit.

Documents ready

Emirates ID + passport with residence visa

Check your AECB report

Recent rejections or missed payments can stall approval

November Spotlight

Emirates NBD

See all

Compare

4.1/5

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+
No Annual Fee
AED 500 bonus on AED 5,000
20% back in credits on noon Food
5% back in credits on noon

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3.9/5

EMIRATES NBD

ENBD Voyager World Credit Card

Salary: AED 12,000+
75,000 Miles on AED 35,000
No Annual Fee
6 Miles/AED on Voyager Portal
3 Miles/AED on other travel

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EMIRATES NBD

ENBD Voyager World Elite Credit Card

Salary: AED 25,000+
150,000 Miles on AED 70,000
No Annual Fee for the first year
12 Miles/AED on Voyager Portal
6 Miles/AED on other travel

Explore

Additional Benefits

Booking.com Cashback

Up to 10% cashback on hotel bookings.

Easy Payment Plan

0% for 6 months, or 3/9/12-month plans from 1% per month.

Balance Transfer

0% for 6 months with a 3% processing fee.

Loan on Phone

0% for 6 months, or fixed-rate plans up to 12 months.

Credit Shield Cover

Optional job-loss and disability cover for 0.06% of your outstanding balance per month.

Fees

Free

Joining Fee

Free

Annual Fee

3.79%

Monthly Finance Charge

Cash Advance Fee3.15%*

*3.15% of the amount withdrawn or AED 157.50, whichever is higher.

Cash Advance Interest3.79%*

*3.79% per month on the outstanding cash advance balance; cash advances are limited to 15% of the credit limit, capped at AED 10,000.

Currency Conversion Fee3.15%*

*3.15% of the transaction amount, applied together with a separate 2.63% issuer markup fee on the same foreign currency transaction, for a combined 5.78% foreign transaction cost.

Issuer Markup2.63%*

*2.63% of the transaction amount, applied together with the 3.15% currency conversion fee on foreign currency transactions, for a combined 5.78% foreign transaction cost.

Over-Limit FeeAED 288.75*

*Charged monthly while the account remains over its credit limit.

Late Payment FeeAED 241.5*

*Charged monthly while a payment remains overdue.

Card ReplacementAED 78.75*

*For lost or stolen card replacement.

Liability LetterAED 52.5*

*Per request.

Supplementary CardFree

Important Stuff

UAB Cashback Terms and Conditions (November 2025)

Opens in a new tab

Conventional Credit Card Key Facts Statement (November 2025)

Opens in a new tab

Frequently Asked Questions

Get answers to common questions about UAB Titanium Credit Card credit card

Similar cards

Compare

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Salary: AED 5,000+
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UNITED ARAB BANK (UAB)

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Salary: AED 5,000+
No Annual Fee for the first year
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Up to 10% cashback on school fees, fashion and fuel
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FIRST ABU DHABI BANK (FAB)

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DUBAI FIRST

Dubai First Cashback Credit Card

Salary: AED 5,000+
Annual Fee: AED 418.95
5% Cashback on groceries, dining and fuel
0.50% Cashback on international and domestic retail spends
Instant Cashback Redemption

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Salary: AED 5,000+
No Annual Fee for the first year
Up to 5% cashback on groceries and fuel
100% cashback on eligible video streaming within AED 500 monthly cap

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UNITED ARAB BANK (UAB)

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Salary: AED 5,000+
No Annual Fee for the first year
Welcome Offer: ENTERTAINER subscription
Up to 10% cashback on school fees, fashion and fuel
100% cashback on eligible video streaming, capped at AED 150/month

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