Free
Joining Fee
- Joining Fee
- Free
- Annual Fee
- AED 1,050
- Minimum Salary
- AED 5,000
UAB World Credit Card
UAE Mastercard World cashback card with up to 10% cashback on school fees, fashion, fuel, plus travel perks.
Updated Sep 2026
≈ AED 15,240 potential value / year
At a glance
Welcome offer
Extra reward
The Entertainer VIP Key
Rewards
| Category | Rate |
|---|---|
Video Streaming Capped at AED 150 a month | 100% |
Fashion & Apparel Capped at AED 500 a month | 3% |
Fuel Capped at AED 150 a month | 3% |
| Category | Rate |
|---|---|
Video Streaming Capped at AED 150 a month | 100% |
Fashion & Apparel Capped at AED 500 a month | 3% |
Fuel Capped at AED 150 a month | 3% |
Top benefits
Careem Ride Discounts
Hertz Gold Plus Rewards
Avis Car Rental Discount
Travel Insurance
Onefinestay Discount
Cleartrip Discount
Booking.com Cashback
Easy Payment Plan
Balance Transfer
Loan on Phone
Credit Shield Cover
Welcome offer
The Entertainer VIP Key
Buy-one-get-one-free offers on dining, attractions and more.
Rewards
Up to 10%
cashback on school fees, fashion and fuel after AED 15,000 monthly spend excluding school fees.
Rewards Calculator
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Eligibility
21
Minimum Age
5,000AED
Minimum Income
UAE residents only
Applicants must have a valid passport and Emirates ID.
Security cheque may be required
Approved credit limits above AED 100,000 may require an undated cheque for up to 120% of the approved limit.
Documents ready
Emirates ID + passport with residence visa
Check your AECB report
Recent rejections or missed payments can stall approval
November Spotlight
Emirates NBD
Three Emirates NBD credit cards spanning everyday rewards to premium travel — the ENBD noon One Visa Card earns up to 20% back as noon Credits on noon Food with no annual fee, the ENBD Voyager World Credit Card earns 6 Voyager Miles per AED 1 on the Voyager Travel Portal with complimentary airport lounge access, and the premium ENBD Voyager World Elite doubles that to 12 Voyager Miles per AED 1 with added airport transfers and fast-track privileges.
4.1/5
EMIRATES NBD
ENBD noon One Visa Credit Card
- Salary: AED 5,000+
- No Annual Fee
- AED 500 bonus on AED 5,000
- 20% back in credits on noon Food
- 5% back in credits on noon
3.9/5
EMIRATES NBD
ENBD Voyager World Credit Card
- Salary: AED 12,000+
- 75,000 Miles on AED 35,000
- No Annual Fee
- 6 Miles/AED on Voyager Portal
- 3 Miles/AED on other travel
EMIRATES NBD
ENBD Voyager World Elite Credit Card
- Salary: AED 25,000+
- 150,000 Miles on AED 70,000
- No Annual Fee for the first year
- 12 Miles/AED on Voyager Portal
- 6 Miles/AED on other travel
Additional Benefits
Careem Ride Discounts
20% off 3 Careem rides per month.
Hertz Gold Plus Rewards
Complimentary Hertz Gold Plus Rewards membership upgrade.
Avis Car Rental Discount
25% off Avis car rental bookings.
Travel Insurance
Complimentary travel inconvenience and medical insurance.
Onefinestay Discount
10% discount at 2,500+ Onefinestay luxury apartments.
Cleartrip Discount
10% off international round-trip bookings via Cleartrip.
Booking.com Cashback
Up to 10% cashback on hotel bookings.
Easy Payment Plan
0% for 6 months, or 3/9/12-month plans from 1% per month.
Balance Transfer
0% for 6 months with a 3% processing fee.
Loan on Phone
0% for 6 months, or fixed-rate plans up to 12 months.
Credit Shield Cover
Optional job-loss and disability cover for 0.06% of your outstanding balance per month.
Fees
1,050AED
Annual Fee
3.79%
Monthly Finance Charge
Frequently Asked Questions
Get answers to common questions about UAB World Credit Card credit card
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