Are these points and miles values guaranteed?

No. Issuer-fixed values are labelled separately from market estimates. Airline and hotel award value still varies with the cash price, taxes, availability and redemption method.

How should I compare an award with a cash fare?

Subtract taxes and fees payable on the award from the cash fare you would otherwise buy, then divide the remaining AED saving by the number of points or miles required. Compare that result with the benchmark on this page.

Why can a bank transfer be worth less than direct redemption?

A transfer ratio can reduce the number of destination miles you receive. Compare the issuer's direct redemption with the destination programme estimate before moving points, and confirm award availability first.

What UAE points and miles are worth

A current AED benchmark for the loyalty balances UAE travellers use most. Fixed issuer rates and independent market estimates are labelled separately so they are not mistaken for the same thing.

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Current valuations

Reviewed 2026-08-25

Skywards Miles

Emirates / flydubai flights

AED per mile0.0441

Value of 10,000 milesAED 441

BasisMarket estimate

Etihad Guest Miles

Etihad Guest flights & upgrades

AED per mile0.0441

Value of 10,000 milesAED 441

BasisMarket estimate

Qatar Airways Privilege Club Avios

Qatar Airways and oneworld flights

AED per Avios0.0514

Value of 10,000 AviosAED 514

BasisMarket estimate

Turkish Airlines Miles&Smiles

Turkish Airlines and Star Alliance flights

AED per mile0.0404

Value of 10,000 milesAED 404

BasisMarket estimate

Air Arabia AirRewards

Air Arabia flights and add-ons

AED per AirReward0.0367

Value of 10,000 AirRewardsAED 367

BasisIssuer-fixed

Saudia AlFursan Miles

Saudia and SkyTeam award flights

AED per mile0.0294

Value of 10,000 milesAED 294

BasisMarket estimate

Voyager Miles

Travel Redemption

AED per mile0.010

Value of 10,000 milesAED 100

BasisIssuer-fixed

Darna Points

Aldar Destinations

AED per point0.100

Value of 10,000 pointsAED 1,000

BasisIndicative estimate

Marriott Bonvoy Points

Free hotel nights

AED per point0.0275

Value of 10,000 pointsAED 275

BasisMarket estimate

Methodology

Issuer-fixed values come from a programme or bank tariff. Issuer-derived values combine a published transfer ratio with a fixed destination value. Market estimates use an independent benchmark for a typical useful flight or hotel redemption and can move when programmes devalue.

For a specific booking, calculate the cash price avoided after subtracting award taxes and fees, then divide by the points required. Do not transfer points until the award you want is available.

The machine-readable rates, methods, sources and disclosures are available through the public reward-rates dataset.

Points and miles valuations — FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

Methodology

For a specific booking, calculate the cash price avoided after subtracting award taxes and fees, then divide by the points required. Do not transfer points until the award you want is available.

The machine-readable rates, methods, sources and disclosures are available through the public reward-rates dataset.