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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

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ENBD Voyager Miles

Voyager Miles are Emirates NBD's in-house travel currency, earned directly on ENBD Voyager World and World Elite cards and redeemed by booking any flight or hotel through the bank's own Voyager Travel Portal.

Compare all Voyager cards
An overhead flatlay of a passport, sunglasses, camera and world map on a wooden table

How Voyager works

Unlike Skywards or Etihad Guest, Voyager isn't an airline programme — it's Emirates NBD's own travel-rewards currency. Voyager World and Voyager World Elite earn Miles on card spend, with an accelerated rate on bookings made through the ENBD Voyager Travel Portal (6 Miles/AED on World, 12 Miles/AED on World Elite). Because redemption runs through the bank's own portal rather than a single airline's booking engine, you can book any airline or hotel with your Miles, not just one carrier's flights.

One real trip on Voyager

The travel benefits used on one international trip, priced — see what you'd save tier by tier.

Visa sorted, insurance in place

OneVasco visa advisory and document pre-verification, plus travel medical insurance for the trip.

AED 850

OneVasco requires AED 5,000/month spend

Book on the Voyager Travel Portal

Flights and hotel booked through the Voyager Travel Portal (AED 6,000 spend).

AED 720

Ride to the airport

Complimentary transfer to the airport.

AED 150

Requires AED 5,000/month spend

Lounge, you + a guest

2 lounge visits (you + a guest) at 1,000+ airports worldwide via Mastercard Travel Pass.

AED 368

Fast-track through security

Priority lane through airport security via Mastercard Travel Pass.

AED 367

Met at the gate on arrival

A personal greeter and porter service for up to 2 passengers.

AED 349

Transfer to your hotel, stay connected

Airport-to-hotel transfer, plus a complimentary global eSIM for roaming data.

AED 187

Requires AED 5,000/month spend

Spend abroad, save on wheels

Up to 35% off car rental and chauffeur services, plus Voyager Miles on AED 5,000 of non-EU/UK spend abroad.

AED 400

Both transfers home

Hotel to the airport at the destination, then home from the UAE airport.

AED 300

Requires AED 5,000/month spend

  1. 1

    Visa sorted, insurance in place

    OneVasco visa advisory and document pre-verification, plus travel medical insurance for the trip.

    AED 850

    OneVasco requires AED 5,000/month spend

  2. 2

    Book on the Voyager Travel Portal

    Flights and hotel booked through the Voyager Travel Portal (AED 6,000 spend).

    AED 720
  3. 3

    Ride to the airport

    Complimentary transfer to the airport.

    AED 150

    Requires AED 5,000/month spend

  4. 4

    Lounge, you + a guest

    2 lounge visits (you + a guest) at 1,000+ airports worldwide via Mastercard Travel Pass.

    AED 368
  5. 5

    Fast-track through security

    Priority lane through airport security via Mastercard Travel Pass.

    AED 367
  6. 6

    Met at the gate on arrival

    A personal greeter and porter service for up to 2 passengers.

    AED 349
  7. 7

    Transfer to your hotel, stay connected

    Airport-to-hotel transfer, plus a complimentary global eSIM for roaming data.

    AED 187

    Requires AED 5,000/month spend

  8. 8

    Spend abroad, save on wheels

    Up to 35% off car rental and chauffeur services, plus Voyager Miles on AED 5,000 of non-EU/UK spend abroad.

    AED 400
  9. 9

    Both transfers home

    Hotel to the airport at the destination, then home from the UAE airport.

    AED 300

    Requires AED 5,000/month spend

You save on this trip

AED 3,691

Annual fee from year 2

AED 1,575

How Many Voyager Miles Does a Real Flight Booking Actually Cost?A real Emirates NBD Voyager Travel Portal flight quote, broken down into exact Miles — see the fixed 100 Miles = AED 1 rate applied to an actual booking.
How to Redeem ENBD Voyager Miles: Step-by-Step Portal GuideLearn how to redeem Emirates NBD Voyager Miles for travel and more with this comprehensive step-by-step guide.
ENBD Voyager Miles Value: What Are They Really Worth?Discover the true value of Emirates NBD Voyager Miles for travel in the UAE and beyond. Compare cards and maximize your rewards.
Voyager Miles Transfer Partners: flynas, Turkish, Meliá & MoreA breakdown of Emirates NBD's 10 Voyager Miles transfer partners — conversion ratios, what each currency is useful for, and when transferring beats redeeming through the portal.

The Voyager card ladder

A side-by-side snapshot of annual fees, salary requirements, and standout benefits.

CardAnnual feeMin. salaryWhy it stands out
ENBD Voyager World Credit Card
ENBD Voyager World Credit Card
FreeAED 12,000No annual fee from AED 12,000 — 6 Voyager Miles/AED on the ENBD travel portal, 75,000 Miles welcome bonus, airport lounge access
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575AED 25,000Top travel tier from AED 25,000 — 12 Voyager Miles/AED on the portal, 150,000 Miles welcome bonus, accelerated Miles on all travel
CardAnnual feeMin. salaryWhy it stands out
ENBD Voyager World Credit Card
ENBD Voyager World Credit Card
FreeAED 12,000No annual fee from AED 12,000 — 6 Voyager Miles/AED on the ENBD travel portal, 75,000 Miles welcome bonus, airport lounge access
ENBD Voyager World Elite Credit Card
ENBD Voyager World Elite Credit Card
AED 1,575AED 25,000Top travel tier from AED 25,000 — 12 Voyager Miles/AED on the portal, 150,000 Miles welcome bonus, accelerated Miles on all travel
ENBD Voyager World Credit Card

ENBD Voyager World Credit Card

Annual feeFree
Min. salaryAED 12,000
HighlightNo annual fee from AED 12,000 — 6 Voyager Miles/AED on the ENBD travel portal, 75,000 Miles welcome bonus, airport lounge access
ENBD Voyager World Elite Credit Card

ENBD Voyager World Elite Credit Card

Annual feeAED 1,575
Min. salaryAED 25,000
HighlightTop travel tier from AED 25,000 — 12 Voyager Miles/AED on the portal, 150,000 Miles welcome bonus, accelerated Miles on all travel
Full comparison →

What your Voyager balance is worth

What your points are worth

Program

Voyager Miles

500AED

50,000 miles via Travel Redemption

Redemption method
Travel Redemption

Redeem for flights, hotels and travel via ENBD Voyager Travel Portal

Based on the issuer’s published redemption rate; catalogue pricing and availability can still vary.

Voyager Miles redeem at AED 0.01 per Mile (100 Miles = AED 1) through the ENBD Voyager Travel Portal, which covers flights and hotels across airlines and chains — not one specific carrier. That flexibility is the trade-off against a direct airline programme like Skywards or Etihad Guest, which can pay a higher per-mile rate on that one airline's own award flights but nothing on anyone else's. You can also transfer Miles to 10 airline and hotel partners — flynas, AirAsia, Air Arabia, Turkish Airlines, Saudia, Ethiopian Airlines, Meliá, Pegasus, AZAL and IHG — though most transfers land below the portal's locked-in rate, so the portal remains the more reliable redemption for most cardholders. See the Voyager card comparison for the full earn-rate breakdown and welcome bonus details on both tiers.

Why Voyager cards are worth it

1.

Not locked to one airline

Because Miles redeem through ENBD's own travel portal rather than an airline's booking engine, you can book any airline or hotel — useful if your travel isn't loyal to Emirates or Etihad specifically.

2.

Free for life to start

Voyager World has no annual fee at AED 12,000+ salary, and Voyager World Elite waives its fee in year one — so the welcome bonus and Miles earned are pure value before any cost is deducted.

3.

Welcome bonus up to 150,000 Miles

Voyager World Elite's 150,000-Mile welcome bonus alone is worth roughly AED 1,500 at the portal's redemption rate — often enough to cover a return flight or a hotel stay outright.

Voyager credit cards

ENBD Voyager World Credit Card Design
EXCLUSIVE OFFER
3.9/5

EMIRATES NBD

ENBD Voyager World Credit Card

  • Salary: AED 12,000+
  • 75,000 Miles on AED 35,000
  • No Annual Fee
  • 6 Miles/AED on Voyager Portal
  • 3 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design
EXCLUSIVE OFFER

EMIRATES NBD

ENBD Voyager World Elite Credit Card

  • Salary: AED 25,000+
  • 150,000 Miles on AED 70,000
  • No Annual Fee for the first year
  • 12 Miles/AED on Voyager Portal
  • 6 Miles/AED on other travel
ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features

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ENBD Voyager Miles — FAQ

Get answers to common questions about credit cards, applications, and managing your finances in the UAE

AED 0.01 per Mile (100 Voyager Miles = AED 1) when redeemed through the ENBD Voyager Travel Portal. Use the miles-to-AED calculator to convert your balance.

No — Voyager is Emirates NBD's own travel currency, not an airline loyalty programme. It redeems through the ENBD Voyager Travel Portal for any airline or hotel, while Skywards and Etihad Guest Miles only redeem on their own airline's flights.

Voyager World Elite (AED 25,000+ salary) earns 12 Miles per AED on the travel portal, double Voyager World's 6 Miles per AED. Elite also carries the larger 150,000-Mile welcome bonus versus 75,000 for Voyager World.

Yes — Voyager World has no annual fee at all, from AED 12,000 salary. Voyager World Elite (AED 25,000+) waives its fee for the first year only.

Redemption is designed around the Voyager Travel Portal — that's what gives you the flexibility to book any airline or hotel rather than being tied to one carrier. See the Voyager World Elite details page for the current redemption process.

Yes — only the primary cardholder can transfer, to 10 partners including flynas naSmiles, Turkish Airlines Miles&Smiles, Saudia AlFursan, IHG One Rewards and Meliá Rewards. Ratios vary by partner (for example 1,000 Voyager Miles = 275 IHG points or 125 Miles&Smiles miles), and most partners pay out less than the portal's locked AED 0.01 per Mile — so transfer only if you specifically want that airline or hotel's own programme.

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