MCC 5122: Drugs, Drug Proprietors, and Druggist’s Sundries

MCC 5122 classifies merchants recorded as drugs, drug proprietors, and druggist’s sundries. It describes the business accepting the payment, not the exact item you bought.

Most banks show a spending category in the app or statement instead of the four-digit MCC. Use that category to narrow down likely codes, then ask the issuer for the exact code on the posted transaction if you need to confirm it.

Start with the linked spending-category card collection. A card's eligibility and rewards depend on the issuer's terms and its eligible MCCs, so check those rules before choosing.

Card issuers can apply different reward rules to merchant codes, payment channels and excluded transactions. A checkout processed by another merchant account may also appear under another MCC.

MCC 5122 is listed as drugs, drug proprietors, and druggist’s sundries, while MCC 5912 is listed as drug stores and pharmacies. The merchant account that processes the payment determines which code appears.