MCC 5921 classifies merchants recorded as package stores - beer, wine, and liquor. It describes the business accepting the payment, not the exact item you bought.

How can I tell whether a payment used MCC 5921?

Most banks show a spending category in the app or statement instead of the four-digit MCC. Use that category to narrow down likely codes, then ask the issuer for the exact code on the posted transaction if you need to confirm it.

Which cards can I compare for MCC 5921?

Start with the linked spending-category card collection. A card's eligibility and rewards depend on the issuer's terms and its eligible MCCs, so check those rules before choosing.

Why might a payment under MCC 5921 earn a different reward?

Card issuers can apply different reward rules to merchant codes, payment channels and excluded transactions. A checkout processed by another merchant account may also appear under another MCC.

MCC 5921: Package Stores - Beer, Wine, and Liquor

Q: How is MCC 5921 different from MCC 5499?

MCC 5921 is listed as package stores - beer, wine, and liquor, while MCC 5499 is listed as misc. food stores - convenience stores and specialty markets. The merchant account that processes the payment determines which code appears.

Package Stores - Beer, Wine, and Liquor is listed under Retail Outlets in the merchant category directory. The code describes the merchant's business, not the exact item you bought.

See cards and collections Find a nearby merchant

How MCC 5921 is used

The merchant behind the charge

Package Stores - Beer, Wine, and Liquor identifies the business that takes the card payment. A supermarket, specialist shop and convenience store can process similar baskets under different codes.

What card benefits depend on

A grocery benefit depends on your issuer's eligible codes and terms. The item bought or service received does not by itself confirm the code on the charge.

Cards to compare for grocery spending

Compared using AED 5,000 a month in this spending category. Check each issuer's eligible MCCs and reward conditions for your posted purchase.

Compare

UNITED ARAB BANK (UAB)

UAB Platinum Credit Card

Salary: AED 5,000+
No Annual Fee for the first year
Up to 5% cashback on groceries and fuel
100% cashback on eligible video streaming within AED 500 monthly cap

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Compare

FIRST ABU DHABI BANK (FAB)

FAB Cashback Credit Card

Salary: AED 5,000+
Annual Fee: AED 315
5% cashback on fashion, dining, groceries
3% cashback on international spends
1% cashback on other retail spends

Explore Apply

Compare

DUBAI FIRST

Dubai First Cashback Credit Card

Salary: AED 5,000+
Annual Fee: AED 418.95
5% Cashback on groceries, dining and fuel
0.50% Cashback on international and domestic retail spends
Instant Cashback Redemption

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Compare

EMIRATES NBD

ENBD Duo Credit Card

Salary: AED 12,000+
Annual Fee: AED 840
5% rewards on grocery, utilities & fuel
0.5% on other spends
Unlimited airport lounge access worldwide

Explore Apply

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How to check a payment for MCC 5921

Match your receipt

Find the posted Package Stores - Beer, Wine, and Liquor charge and match its merchant, date and amount to the receipt or payment confirmation.

Read the category as a clue

Most bank apps show a spending category rather than the four-digit MCC. A groceries label does not distinguish a supermarket from a specialist shop or other seller.

Confirm with your issuer

Ask whether that specific card payment used MCC 5921 and whether it qualifies for the grocery benefit on your card.

MCC 5921 questions

How this code relates to a payment and card rewards.

MCC 5921: Package Stores - Beer, Wine, and Liquor