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  1. Merchant category codes
  2. ›MCC 8211

MCC 8211: Schools

Elementary and secondary schools use this code. Payment portals and school payment providers can process a charge under a different merchant category.

See cards and collectionsFind a nearby merchant

How MCC 8211 is used

School fees

MCC 8211 identifies elementary and secondary schools. A card payment to the school can appear here when the school is the merchant of record.

Other education payments

A university can use MCC 8220. A school portal or payment provider may process a fee under its own code; a bank transfer has no card-payment MCC.

Cards to compare for education spending

Compared using AED 5,000 a month in this spending category. Check each issuer's eligible MCCs and reward conditions for your posted purchase.

ENBD Duo Credit Card Design

EMIRATES NBD

ENBD Duo Credit Card

  • Salary: AED 12,000+
  • Annual Fee: AED 840
  • 5% rewards on grocery, utilities & fuel
  • 0.5% on other spends
  • Unlimited airport lounge access worldwide
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Emirates Islamic Switch Cashback Credit Card Design

EMIRATES ISLAMIC

Islamic

Emirates Islamic Switch Cashback Credit Card

  • Salary: AED 5,000+
  • No Annual Fee for the first year
  • Welcome Offer: AED 500 Cashback points
  • Up to 8% cashback on your spends
  • Switch between Lifestyle or Travel cashback category
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ADIB Cashback Covered Credit Card Design

ABU DHABI ISLAMIC BANK (ADIB)

Islamic

ADIB Cashback Covered Credit Card

  • Salary: AED 5,000+
  • Annual Fee: AED 103.95
  • 4% cashback on groceries, fuel, education, dining and utility spends
  • Four Free Supplementary cards
  • Road Side Assistance once a Year​​​​
ExploreLearn more about ADIB Cashback Covered Credit Card credit card benefits and featuresApplyApply for ADIB Cashback Covered Credit Card credit card
DIB Consumer Cashback Platinum Credit Card Design

DUBAI ISLAMIC BANK

Islamic

DIB Consumer Cashback Platinum Credit Card

  • Salary: AED 15,000+
  • Annual Fee: AED 261.45
  • 4% cashback on groceries, auto & education
  • 4% cashback on bills
  • 4% cashback on Salik & Nol
ExploreLearn more about DIB Consumer Cashback Platinum Credit Card credit card benefits and featuresApplyApply for DIB Consumer Cashback Platinum Credit Card credit card

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How to check a payment for MCC 8211

Find the posted fee

Match the school invoice and receipt to the posted card charge, using the merchant, date and amount.

Check who collected it

An education label is not proof of MCC 8211. Note whether you paid the school directly or a payment portal; do not look for an MCC on a bank transfer.

Ask about fee eligibility

Ask the issuer whether this card charge used MCC 8211 and qualifies for the education benefit on your card.

Related merchant codes

MCC 8220

Colleges, Junior Colleges, Universities, and ProfessionalSchools

MCC 8241

Correspondence Schools

MCC 8244

Business and Secretarial Schools

MCC 8249

Vocational Schools and Trade Schools

MCC 8211 questions

How this code relates to a payment and card rewards.

MCC 8211 classifies merchants recorded as elementary and secondary schools. It describes the business accepting the payment, not the exact item you bought.

Most banks show a spending category in the app or statement instead of the four-digit MCC. Use that category to narrow down likely codes, then ask the issuer for the exact code on the posted transaction if you need to confirm it.

Start with the linked spending-category card collection. A card's eligibility and rewards depend on the issuer's terms and its eligible MCCs, so check those rules before choosing.

Card issuers can apply different reward rules to merchant codes, payment channels and excluded transactions. A checkout processed by another merchant account may also appear under another MCC.

MCC 8211 is listed as elementary and secondary schools, while MCC 8220 is listed as colleges, junior colleges, universities, and professionalschools. The merchant account that processes the payment determines which code appears.

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