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SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

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Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
AboutBlogOffersBanksCalculatorsPick me a cardChatGPT AppSecure Collect

Please send feedback and feature requests to team@kredit.ae

For partnerships please reach out to partner@kredit.ae

SMART SPEND - FZCO, License No. 68272, Legal address: Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

All third-party trademarks, logos, and brand names displayed on this website are the property of their respective owners. They are used for identification and informational purposes only, and their use does not imply affiliation with, endorsement by, or sponsorship from any trademark owner. If you are a trademark owner with concerns, please contact us and we will address them promptly.

Kredit publishes independent editorial content and card comparisons to help users evaluate credit card options. We may earn a commission when users click certain links, submit an application, are approved, or open an account with partner institutions. Compensation may affect how and where products appear on the site. We do not cover every available card, and our editorial analysis is produced independently and is not reviewed, approved, or influenced by card issuers, banks, or partners before or after publication.

Kredit is a product of SMART SPEND - FZCO, a licensed entity under the International Free Zone Authority (IFZA), UAE

Copyright © 2026 All Rights Reserved.

Kredit

Privacy PolicyTerms of Service
Installments

Merchant

Malabar Gold & Diamonds

Valid until 1 Jan 2031

Enjoy a 0% instalment plan of 6 months on purchases of AED 1,000 and above.

Review validity, terms, merchant contact, and eligible cards before using the offer.

Learn more

Applicable locations

Branch

2nd Floor, Opposite Lulu Hypermarket, Mushrif Mall

Abu Dhabi

Branch

510 Hamdan Bin Mohammed Street

Abu Dhabi

Branch

Abu Bakar Al Sadeeq Rd

Umm Al Quwain

Branch

Al Fahidi Street, Meena Bazaar Area, Bur Dubai

Dubai

Branch

Al Muntasir Rd

Ras Al Khaimah

Branch

Block C, Sheikh Colony, Near Airport Free Zone Metro Station, Qusais

Dubai

Branch

Capital Mall, Mussafah

Abu Dhabi

Branch

City Centre Ajman, Al Ettehad St,Al Jurf

Ajman

Branch

Cosmos Lane, Near Dubai Museum

Dubai

Branch

First Floor, Lulu Hypermarket, Al Ithihad Street,

Ajman

Branch

First Floor, Lulu Hypermarket, Near Al Nahda Park,

Sharjah

Branch

G004 & G005, Ground Floor, Gold Centre, Gold Souq, Deira

Dubai

Branch

G 048 & 056, Ground Floor, Gold Centre, Gold Souq, Deira

Dubai

Branch

G Floor,Building # 125,ME-11, Opp Al Ansari Exchange, Mussafah Shabia

Abu Dhabi

Branch

Grand Hypermarket, Jebel Ali Industrial Area

Dubai

Branch

Ground Floor, Al Khail Mall, Latifah Bint Hamdan Street, Al Quoz 4

Dubai

Branch

Ground Floor, Al Wahda Mall

Abu Dhabi

Branch

Ground Floor, Arabian Center, Al Khawaneej Road

Dubai

Branch

Ground Floor, Grand Hyper, 19th Street, Muhaisnah, Sonapur

Dubai

Branch

Ground Floor, Grand Mall

Sharjah

Branch

Ground Floor, Lulu Mall

Fujairah

Branch

Ground Floor, Mega Mall

Sharjah

Branch

Ground Floor, Millennium Dubai Airport Hotel, Casablanca Street, Airport Road, Garhoud

Dubai

Branch

Ground Floor, RAK Mall

Ras Al Khaimah

Branch

Ground Floor, Ruwais Mall

Abu Dhabi

Branch

Ground Floor, Sharjah Shopping Centre, KM Trading Centre

Sharjah

Branch

Karama Plaza, Al Bustan

Ajman

Branch

Level 1, City Centre Sharjah

Sharjah

Branch

Level 2, Lulu Hypermarket, Al Barsha

Dubai

Branch

LuLu Hypermarket, Kuwaitat, Al Ain

Abu Dhabi

Branch

Lulu Hypermarket, Madinat Zayed Shopping Centre

Abu Dhabi

Branch

Near Al Maya Supermarket, Al Hudaiba Street, Satwa

Dubai

Branch

Near Mediclinic Al Ain Hospital, Meena Bazar, Al Ain, U.A.E

Abu Dhabi

Branch

Near RAK Bank, Gold Souq, Deira

Dubai

Branch

Near Rolla Square Park, Rolla

Sharjah

Branch

Omeir Bin Yousef Building, Behind New UAE Exchange, Hamdan Bin Mohammed Street

Abu Dhabi

Branch

Opposite Duty Free, Transit Area, Sharjah International Airport

Sharjah

Branch

Ramla Hypermarket

Dubai

Branch

Rolla Square

Sharjah

Branch

Salmiya Building, Al Rigga

Dubai

Branch

Shop 1, Lulu Hypermarket

Dubai

Branch

Shop 2, Lulu Hypermarket

Dubai

Branch

Shop No. 04, Lulu Village, Al Muhaisnah

Dubai

4

Branch

Shop No.8, Ground Floor, Mall Of Umm Al Quwain

Umm Al Quwain

Branch

Shop no: B66, Karama Center, Al Karama

Dubai

Branch

Shop Number 39, 58, 65, 66, Ground Floor, Gold Centre, Gold Souq, Deira

Dubai

Branch

Souk Al Kabeer, Al Fahidi Street, Bur Dubai

Dubai

Branch

Town Centre, Meena Bazar

Abu Dhabi

Terms

AED 49 processing fee Enjoy 6 months 0% Instalment Plan Offer not valid for Gold Coin or Gold Bar Simply log on to Online or ENBD X app to convert your purchase to 0% Instalment Plan Rewards / loyalty points earned, if any, will be forfeited for transactions converted to a 0% Instalment Plan

Merchant contact

Websitewww.malabargoldanddiamonds.comPhone02 4417118Emailcustomersupport.intl@malabargroup.com

Cards for this offer

ENBD noon One Visa Credit Card Design

EMIRATES NBD

ENBD noon One Visa Credit Card

Salary: AED 5,000+

No Annual Fee

Welcome Bonus: AED 500 when you spend AED 5,000 in the first two months

Get 20% back as noon credits when you spend on noon food

Get 5% back as noon credits when you spend on noon

ExploreLearn more about ENBD noon One Visa Credit Card credit card benefits and features
ENBD U By Emaar Signature Credit Card Design

EMIRATES NBD

ENBD U By Emaar Signature Credit Card

Min Salary: AED 12,000

Joining Fee: AED 525

Annual Fee: AED 262.50

6.25% cashback on Emaar spends

U By Emaar Gold Status

ExploreLearn more about ENBD U By Emaar Signature Credit Card credit card benefits and features
ENBD Skywards Signature Credit Card Design

EMIRATES NBD

ENBD Skywards Signature Credit Card

Salary: AED 12,000+

Joining Fee: AED 1,573.95

Annual Fee: AED 735

Earn 40,000 bonus Skywards Miles.

1.5 Skywards Miles per USD on Emirates, flydubai

ExploreLearn more about ENBD Skywards Signature Credit Card credit card benefits and features
ENBD Duo Credit Card Design

EMIRATES NBD

ENBD Duo Credit Card

Salary: AED 12,000+

Annual Fee: AED 840

5% rewards on grocery, utilities, telecom & fuel

0.5% on other spends

Unlimited airport lounge access worldwide

ExploreLearn more about ENBD Duo Credit Card credit card benefits and features
ENBD U By Emaar Infinite Credit Card Design

EMIRATES NBD

ENBD U By Emaar Infinite Credit Card

Salary: AED 30,000+

Joining Fee: AED 2,625

Annual Fee: AED 1,575

Welcome Offer: Up to 25,000 UPoints

U By Emaar Platinum Status

ExploreLearn more about ENBD U By Emaar Infinite Credit Card credit card benefits and features
ENBD U By Emaar Family Credit Card Design

EMIRATES NBD

ENBD U By Emaar Family Credit Card

Salary: AED 5,000+

No Annual Fee

1% cashback on all spends

5% cashback on Emaar spends

Buy 1 Get 1 Free Movie Tickets.

ExploreLearn more about ENBD U By Emaar Family Credit Card credit card benefits and features
ENBD Skywards Infinite Credit Card Design

EMIRATES NBD

ENBD Skywards Infinite Credit Card

Salary: AED 30,000+

Joining Fee: AED 3,148.95

Annual Fee: AED 1,575

Bonus: Up to 100,000 Skywards Miles

Complimentary Emirates Skywards Silver membership

ExploreLearn more about ENBD Skywards Infinite Credit Card credit card benefits and features
ENBD Voyager World Elite Credit Card Design

EMIRATES NBD

ENBD Voyager World Elite Credit Card

Salary: AED 25,000+

No Annual Fee for the first year

Welcome Offer: 150,000 Voyager Miles

12 Voyager Miles on every AED spent on Voyager Travel Portal

6 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Elite Credit Card credit card benefits and features
ENBD Voyager World Credit Card Design

EMIRATES NBD

ENBD Voyager World Credit Card

Salary: AED 12,000+

No Annual Fee

Welcome Offer: 75,000 Voyager Miles

6 Voyager Miles on every AED spent on Voyager Travel Portal

3 Voyager Miles on every AED spent on other travel bookings

ExploreLearn more about ENBD Voyager World Credit Card credit card benefits and features
ENBD Darna Infinite Privilege Credit Card Design

EMIRATES NBD

ENBD Darna Infinite Privilege Credit Card

Salary: AED 50,000+

Annual Fee: AED 2,625

Welcome Offer: up to 25,000 Darna Points

10% back as Darna Points on all Aldar spends

Complimentary Darna Invite only membership

ExploreLearn more about ENBD Darna Infinite Privilege Credit Card credit card benefits and features
ENBD SHARE Infinite Credit Card Design

EMIRATES NBD

ENBD SHARE Infinite Credit Card

Salary: AED 30,000+

Joining Fee: AED 1,575

Annual Fee: AED 1,575

8% cashback with Al Futtaim brands

Welcome bonus: 10,000 SHARE Points

ExploreLearn more about ENBD SHARE Infinite Credit Card credit card benefits and features
ENBD SHARE Signature Credit Card Design

EMIRATES NBD

ENBD SHARE Signature Credit Card

Salary: AED 12,000+

No Annual Fee

6% cashback with Al Futtaim brands

1% cashback on other spends

Welcome bonus: 5,000 SHARE Points

ExploreLearn more about ENBD SHARE Signature Credit Card credit card benefits and features
ENBD SHARE Platinum Credit Card Design

EMIRATES NBD

ENBD SHARE Platinum Credit Card

Salary: AED 5,000+

No Annual Fee

4% cashback with Al Futtaim brands

0.75% cashback on other spends

Buy 1 get 1 movie ticket at VOX Cinemas

ExploreLearn more about ENBD SHARE Platinum Credit Card credit card benefits and features
ENBD Darna Visa Infinite Credit Card Design

EMIRATES NBD

ENBD Darna Visa Infinite Credit Card

Salary: AED 30,000+

Annual Fee: AED 1,575

Welcome bonus: 7,500 Darna Points on payment of annual fee

10% cashback on all spends at Aldar destinations

Complimentary Darna Platinum tier status

ExploreLearn more about ENBD Darna Visa Infinite Credit Card credit card benefits and features
ENBD Darna Visa Signature Credit Card Design

EMIRATES NBD

ENBD Darna Visa Signature Credit Card

Salary: AED 12,000+

Annual Fee: AED 300

Welcome bonus: 3,000 Darna Points on payment of annual fee

7.5% cashback on all spends at Aldar destinations

Complimentary Darna Gold tier status

ExploreLearn more about ENBD Darna Visa Signature Credit Card credit card benefits and features
ENBD Darna Select Visa Credit Card Design

EMIRATES NBD

ENBD Darna Select Visa Credit Card

Salary: AED 5,000+

No Annual Fee

6.25% cashback on all spends at Aldar destinations

0.75% cashback on spends at non-Aldar locations.

Complimentary Darna Silver tier status

ExploreLearn more about ENBD Darna Select Visa Credit Card credit card benefits and features
ENBD Visa Infinite Credit Card Design

EMIRATES NBD

ENBD Visa Infinite Credit Card

Salary: AED 30,000+

Annual Fee: AED 1,575

Up to 2 Points per AED 100 spent

Unlimited lounge access for self + 1 guest.

Complimentary Golf Access in the UAE.

ExploreLearn more about ENBD Visa Infinite Credit Card credit card benefits and features
ENBD Diners Club Credit Card Design

EMIRATES NBD

ENBD Diners Club Credit Card

Salary: AED 12,000+

Annual Fee: AED 420

Earn Plus Points on spending.

Unlimited airport lounge access worldwide

30% discount at 2,000+ UAE restaurants

ExploreLearn more about ENBD Diners Club Credit Card credit card benefits and features
ENBD Lulu 247 Platinum Credit Card Design

EMIRATES NBD

ENBD Lulu 247 Platinum Credit Card

Salary: AED 12,000+

No Annual Fee

Up to 7% LuLu Points on spends.

Welcome Offer: 500 LuLu Points

Unlimited Lounge Access: 25+ lounges available.

ExploreLearn more about ENBD Lulu 247 Platinum Credit Card credit card benefits and features
ENBD Lulu 247 Titanium Credit Card Design

EMIRATES NBD

ENBD Lulu 247 Titanium Credit Card

Salary: AED 5,000+

No Annual Fee

Earn LuLu Points: Up to 3.5% cashback.

0% Balance Transfer - No Fees

Complimentary Lounge Access: 10+ lounges.

ExploreLearn more about ENBD Lulu 247 Titanium Credit Card credit card benefits and features
ENBD Go4it Gold Credit Card Design

EMIRATES NBD

ENBD Go4it Gold Credit Card

Salary: AED 5,000+

No Annual Fee

5 points per AED 400 weekend spend

Use Card as Nol Card.

Free Rides on Dubai Ferry

ExploreLearn more about ENBD Go4it Gold Credit Card credit card benefits and features
ENBD Mastercard Platinum Credit Card Design

EMIRATES NBD

ENBD Mastercard Platinum Credit Card

Salary: AED 12,000+

No Annual Fee

Unlimited lounge access

30% discount at 2000+ restaurants

40% discount at golf courses worldwide

ExploreLearn more about ENBD Mastercard Platinum Credit Card credit card benefits and features
ENBD Dnata Platinum Credit Card Design

EMIRATES NBD

ENBD Dnata Platinum Credit Card

Salary: AED 5,000+

Joining Fee: AED 525

Annual Fee: AED 525

Up to AED 1,000 travel vouchers.

Up to 15% Dnata Points on spends

ExploreLearn more about ENBD Dnata Platinum Credit Card credit card benefits and features
ENBD Webshopper Credit Card Design

EMIRATES NBD

ENBD Webshopper Credit Card

Salary: AED 5,000+

No Annual Fee

1 Point per AED 200 spent

Interest-free Period: Up to 55 days.

Exclusive for Online Shopping

ExploreLearn more about ENBD Webshopper Credit Card credit card benefits and features

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